I purchased this a few years ago for coverage while in Canada during a trip to Alaska. I was told it would cover me for a heart condition. I went to purchase it again for the return trip and found that it would not cover me for what I wanted. It pays to ask lots of questions.
We lost Sirius radio reception north of Whitehorse going to Anchorage. Satellite gets behind the curve of the earth.I only lost satellite radio when I was on the north side of a mountain. Otherwise it worked fine, even in Fairbanks.
I would not go with a ST tire. There are many good LT tires out there that are far superior to the ST's. Michelin Ribs are good but there are many others that are good also. I had good luck with BFGoodrich TA Commercials.
Jayco quality is far better than Dutchman. If you do find reviews on Dutchman I am sure there will not be many good ones. I know I will get flamed because there will be a few Dutchman owners that will be insulted.