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 > Your search for posts made by 'westernrvparkowner' found 478 matches.

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RE: How do you know when...

How many retired rvers have an income of 8000 a month? Probably less than 15% Only 5-6% of Americans make more than $100K when working. $4k/mo is above the median income of working adults by a good bit. Regional prices push folks to believe that their income is low or average when, in comparison, it is high for other regions of the country.Not to pick nits, but the median household income in the US in 2013 was $51,939 according to the US Census Bureau and the average social security benefit check was $1269.00/month. So $4,000 per month would be a bit below the median. Certainly a livable amount, but not an amount that is going to offer much more than basic living expenses.
westernrvparkowner 09/02/15 09:43am General RVing Issues
RE: Bay door lock will not open the bay

Those latch locks are usually nothing more than a cheap cam lock. If you can get to the back side, there is likely a nut holding the cam in place. You should be able to easily remove that nut and open the bay. The electric lock component is a big more complicated, but not much. Once you have the bay open you should be able to figure out the easiest repair. If you can't get to the back side, it is probably easiest to just drill the lock out. (though I would probably have a locksmith look at it first, they might be able to open it with some trick of the trade.)
westernrvparkowner 09/01/15 05:25pm General RVing Issues
RE: Permit for RV Barn

Some very creative ideas! One we're liking is to add on to the house. Need to check the codes on that, but is a viable option. One solution would have the RV share the longside garage wall, turn the garage into a workshop, then extend 3 garage bays onto current garage. Make a little U-pad around the new garage and voila! Best, - bobIf you rely on creative solutions from the internet you are most likely going to be in for a whole lot of heartache. Planning, zoning, building inspectors and code enforcement officers take their jobs seriously. They are not going to just go away because you build some third world addition onto your house and then say you are using that square footage to justify your barn. They aren't going to just nod in agreement if you claim your building isn't what it truly is. They aren't automatically going to approve it as a "garage" just because it share a couple of square feet of wall with your home. Those departments likely have budgets in the millions of dollars. They also have unlimited access to an in house civil attorney paid for by your tax dollars. They can fight you for decades if they so desire and tie up your property with liens, judgments and assorted other legal items. The correct way to handle this is to take your plans to the proper authorities and get it approved BEFORE you buy the property. If the present owner won't help or won't delay until it is approved, run, don't walk, away. The odds are that owner knows what can and cannot happen and he won't want to tie up his property waiting while you tilt at windmills. So if he balks, there is probably a message you should be receiving. Once you sign on the dotted line, you are an owner. All the free advice from the internet won't help you get your building approved. That takes a real live bureaucrat, not an online "expert" who slept at the Holiday Inn last night.
westernrvparkowner 09/01/15 05:15pm Class A Motorhomes
RE: Dish Network Arbitration

Unfortunate sign of our times. Says it all. And it's probably only going to get worse. :(And would anyone like to speculate as to why this becoming the norm? Think whiplash judgements back in the 60's as a history lesson.I'll speculate. In my opinion this is brought about by the fact that defending a lawsuit is incredibly expensive. Lawyers know this, so they sue for frivolous reasons knowing that the party being sued is going to settle for a relatively small amount rather than spend the money going to court. Since this country has not embraced the "loser pays" civil proceedings that exist in many other countries, suing someone over nothing is a nothing to lose proposition. A binding arbitration agreement eliminates this. I would love to see a system where the Judge/Jury could make determinations on who has to pay. My dream system would start with the party that is suing putting up a bond equal to the amount they are suing for. (it wouldn't be that expensive, since the bond company would review the facts of the case and decide it there was merit, it there wasn't any merit, they wouldn't issue the bond). At court the judge/jury could award like usual when the plaintiff wins, but if they lose, the Judge/jury would have three basic choices. They could say "this is a difficult matter and both sides had merit, therefore each side pays it's own fees", or they could say the defendant had no responsibility in the matter so the plaintiff must pay the defendants reasonable legal fees, or they make a third ruling which would be the case was frivolous and award damages to the defendant in an amount up to the amount the plaintiff was suing for. Any monies awarded the defendant would be paid from the bond, so they wouldn't have to go to court to collect. My plan would put an end to almost all the frivolous lawsuits from day one.
westernrvparkowner 09/01/15 03:19pm Technology Corner
RE: How do you know when...

Only u know the details, but I understand what you're feeling. Similar situation with my wife but we are younger, 2young kids still so chasing the dollar is not an option at all yet. Financially we are fine now, well above avg but it still weighs on you how long either of you have left. Aside from income and your nest egg whatever it is now, what about your estate? You can borrow/spend a lot of $ against it and just won't have any estate later in life but debtors can't collect from the dead! Use it up. Plenty of people doing the same for far worse reasons. Coming from someone who is debt free right now but saw the system in action when my sister drained my parents estate before mom passed away. I can tell you that when creditors start calling your kids/executor after you're pushing Daisys, the kids can tell them to FO. Worst they can do is put a lien on what's left of your kids inherited it but they will settle for far less than owed since they'd rather have a dollar today than $5 when the liens may become collectable in the future.When you borrow money or incur debt, you are morally, as well as legally, responsible for repaying those debts. If you borrow money you have no intention or ability to repay it is a form of stealing, plain and simple. Telling someone on the opposite side of a business transaction to "FO" is always wrong. They met their obligations when they loaned the money, and they are entitled to repayment under the terms of those loans. If that means collecting from the estate, that is their right and their responsibility. It is the obligation of the executors of that estate to make prompt payment from the assets of the estate, it is not within their power or rights to say "FO".
westernrvparkowner 09/01/15 03:02pm General RVing Issues
RE: How do you know when...

There is much more to this than a simple "play now or work until will die" choice. While it sounds good to spend your life savings and enjoy life, would you really enjoy it watching your nest egg rapidly diminish over the next few years? What if your wife's medical condition stabilizes or improves? What if a cure presents itself? Will those few years of playing and burning through your savings and investments look like such a good decision if you would need to live on your $4000 a month for the next 25 or 30 years? What if her medical condition deteriorates and you need that savings to give her comfortable full time care? What if in 10 or 15 years you need additional, costly care or have unexpected expenses? Having no savings with modest income does not leave you a lot of flexibility to deal with the curves life can throw you. Your best bet may be to further explore her employment options. Maybe her talents can be used by another company on a similar 200 day schedule (remember, a full work year with two weeks vacation and normal holidays is only 240 days). Maybe faced with losing her completely, her current employer could work out some additional uncompensated time off. There may not be a perfect answer, but at your ages undoing a major decision like quitting your careers completely would be difficult at best and likely close to impossible. Be absolutely clear on all the potential consequences before you make such a leap of faith.
westernrvparkowner 09/01/15 07:49am General RVing Issues
RE: OMG!...

Karnac the Magnificent says: "Attorneys collect millions in fees, the named party who started the class action suit collect millions, the auto manufacturers do not admit any wrongdoing and the owners of the all the supposed problem cars will get a coupon good for $25.00 off the purchase price of a new car from the same manufacturer."
westernrvparkowner 08/31/15 08:49am Tow Vehicles
RE: Stopped in motor home for going too slow on I-80

Wow.....Are some of you THAT naïve. This was a dope dealer. They stopped him, but didn't find dope. This doesn't just happen to Joe citizen driving down the road. How many of you drive around with $167K stashed in your vehicle. Suddenly, many of you have made him out as a full timer enjoying his retirement when he gets caught up with the police for no reason.....really!!! I guarantee that if you could see the driver's record, he has a long list of dope convictions. This article is printed from the side of the driver, where law enforcement is never asked or is not willing to discuss the case, but the media likes to print what looks like an outrageous story. This is a defense version of the story and is no different than what you hear from a mass murderer's defense attorney. Telling you he was a choir boy and model citizen.It only took 3 pages, but thank you, we finally have a reasonable response. Makes you wonder why there is any crime in this country at all, since EVERYONE is apparently 100% innocent of any wrong doing and are on the express lane to sainthood. Ever had a "Civics" class? "Innocent until proven guilty ring any bells"? SMHYou are the one who needs a refresher on your "Civics". Innocent until proven guilty is the Legal standard we apply in a criminal proceeding. This means the accused does not have to prove himself innocent, as opposed to the requirement to prove your innocence in Napoleonic law. Innocent until proven guilty mean the prosecution must prove the accused committed the crime, nothing more. We have never, ever treated suspects as if they were completely innocent. We routinely lock up murder suspects until their trial. We routinely take what is believed to be stolen property away from thieves without a trial. And we routinely impound and freeze assets from suspected drug dealers, embezzlers, con men and other assorted lowlifes long before they are found guilty. The very idea that everyone should be treated as innocent until they are proven guilty is ridiculous. Do you really think the police should give the gun back to a spree killer and let him walk free or let a bank robber spend his ill gotten gains until his trial under the theory that they are "innocent" until they are found guilty at trial?
westernrvparkowner 08/30/15 09:44pm Class A Motorhomes
RE: handicap rv parking

There is no ADA requirement or regulation regarding RV sites. When the ADA mandates something, if the requirements are not spelled out, the standard for compliance is almost universally "reasonable". Don't think you are ever going to find a Judge or Jury who is going to enforce a penalty against a business for not providing a handicapped parking spot (Or any parking spot for that matter) large enough to park a Prevost towing a 30 foot car hauler. It would be my semi-educated guess that if you are handicapped and traveling in an RV larger than a Class B you are going to have to accept the fact there isn't going to be handicapped parking spaces available for you.
westernrvparkowner 08/30/15 02:19pm RVing with Disabilities and General Health Issues
RE: Stopped in motor home for going too slow on I-80

Wow.....Are some of you THAT naïve. This was a dope dealer. They stopped him, but didn't find dope. This doesn't just happen to Joe citizen driving down the road. How many of you drive around with $167K stashed in your vehicle. Suddenly, many of you have made him out as a full timer enjoying his retirement when he gets caught up with the police for no reason.....really!!! I guarantee that if you could see the driver's record, he has a long list of dope convictions. This article is printed from the side of the driver, where law enforcement is never asked or is not willing to discuss the case, but the media likes to print what looks like an outrageous story. This is a defense version of the story and is no different than what you hear from a mass murderer's defense attorney. Telling you he was a choir boy and model citizen.It only took 3 pages, but thank you, we finally have a reasonable response. Makes you wonder why there is any crime in this country at all, since EVERYONE is apparently 100% innocent of any wrong doing and are on the express lane to sainthood.
westernrvparkowner 08/30/15 08:24am Class A Motorhomes
RE: Hurricane Erika is no more

This morning Erika died near Cuba. Florida will only get rain. Some places in Florida do not need the rain.The areas that do need rain might want to consider having the employees of the weather channel visit. The tears they are shedding because they won't have a disaster to cover are enough to irrigate a whole lot of acreage.
westernrvparkowner 08/29/15 02:46pm General RVing Issues
RE: Getting credit card with no residential address

Yes, the Patriot act does hold lenders to a higher standard for customer verification. Credit cards are very often used to illicitly move money and fund nefarious conduct. As a practical matter, someone living in a post office box is going to be very hard to collect from should they decide to stop paying. Combine the two and getting credit without an address is going to be difficult. And using the street address for the PMB company isn't going to help. All bank software is sophisticated enough to ferret out those addresses as being mail forwarding services. Like it or not, it is a problem full time RVers have to live with. Are you a full timer or are you just speaking based upon some random information you have about how bankers and full timers interact? I have been full timing for 17 years and I have never had a banking issue. Just curious how an RV Park owner becomes an expert on full timing issues.I posted my credentials, but apparently that is not allowed. Suffice to say I spent 20+ years in Bank Management. I am intimately familiar with credit scoring and can assure you that having no physical address is detrimental to a person's ability to obtain credit. All financial institutions have a decision tree as to how they make credit decisions. A person's residential status is a part of that decision tree. That doesn't mean everyone with a PMB will automatically be rejected any more than owning a home means you will be automatically approved. There are many factors that are considered when extending credit and residential status is always one of those factors.
westernrvparkowner 08/29/15 08:52am Full-time RVing
RE: Have prices gone up in RGV?

The park in question @ $375 / month averaged maybe 60% full over the snowbird season. @ $475 / month 2 years later it might be less than half full. Supply and demand doesn't seem to be working here.100 sites, 60% occupied at $375 is $22,500 a month. To make more revenue at $475 per site they only have to be 48% occupied, and their costs will also go down (less water, less sewage, less wear and tear etc.) It is likely that price increase is a good business decision, since they apparently will make more net income even if occupancy drops 20%. If their occupancy is suffering it is almost assuredly not primarily because of price. Very little RV traffic is primarily price driven. People travel and stay where they find things that attract and interest them, not just because it is cheap. Could be overall demand is down and no price is going to attract a non-existent customer. Or the park is not desirable to enough people, and again, price isn't suddenly going to turn a lump of coal into a diamond. Much more to consider than only price.
westernrvparkowner 08/27/15 04:35pm Snowbirds
RE: Buy a dinghy in Arizona?

You are sure limiting yourself to a very small segment of vehicles if you only want vehicles already set up for towing. On top of that, if they aren't equipped with baseplates and mounting brackets that are compatible to your hitch, even if you find one set up it won't work for your vehicle. Then many people are going to try and recoup the costs of the setup in the price of the towed. Doubt you will save any money over just buying the towed you want and setting it up for towing. Then you won't be spending your vacation time chasing toads..
westernrvparkowner 08/27/15 04:24pm Dinghy Towing
RE: Allowing my SO to take our unit for the weekend ?

My opinion, stay at the RV campground 10 miles away, and plan on using your RV only has the "hotel". In other words, pack for the day/evening, and head over to the friends cabin when they are ready for you, and stay until ready to retire for the night. Plus side is that you get an entire weekend of camping in, not just one short night. The other option could be to stay at the RV campground Friday night, and then move to the cabin with your RV on saturday when you are ready. The older I get, the more I dislike standard weekend camping. too much work for just 2 nights.This would be my solution. If that didn't satisfy everyone, I would call the wife's bluff, because that is what it is. Tell her "have a great trip" and get the heck out of her way. Let her figure out how to hook it up by herself. If that didn't stop her, let her handle the two kids and the rig and the crazy "friends". If she beats the odds and everything goes according to Hoyle, it just makes your life easier the next time someone proposes a similar cockomanie scheme since you can tell the wife and the friends "enjoy the trip without me" without hurting anyone's feelings.
westernrvparkowner 08/27/15 02:05pm Fifth-Wheels
RE: Have prices gone up in RGV?

If you do the math, there isn't any way that a park is making much money even charging $475 a month. Say it has 100 sites. That's $47,500 a month. Figure 4 months MAX, that a gross of $190,000. That has to pay the utilities other than electric, pay all the labor (front desk, lot maintenance, cleaning restrooms and office etc.) Has to pay the electric for all the common areas. Has to pay for repairs, upgrades etc. Has to pay for supplies (office, pool chemicals and other assorted items) Has to pay advertising, has to pay taxes (property tax in Texas is very high) and then also make a return on investment for the owner. None of those costs have stayed stagnant over the years. I suppose the park could have been progressive and raised rates $20 or $25 dollars a year, but like many businesses, they probably got complacent and kept things the same for a number of years and now has to play catch up. The fact is not too many people are going to change their winter plans over a net price increase of $400.00 for the season. ON EDIT: In the US we have to pay all our bills in US Dollars. The valuation of foreign currency isn't something our creditors consider. The Canadian Dollar falling 25% doesn't cause our costs to drop. The fact of the matter is with gas prices falling, you can probably recoup nearly the cost of the price increase in your fuel savings for the trip.
westernrvparkowner 08/27/15 08:59am Snowbirds
RE: Getting credit card with no residential address

Yes, the Patriot act does hold lenders to a higher standard for customer verification. Credit cards are very often used to illicitly move money and fund nefarious conduct. As a practical matter, someone living in a post office box is going to be very hard to collect from should they decide to stop paying. Combine the two and getting credit without an address is going to be difficult. And using the street address for the PMB company isn't going to help. All bank software is sophisticated enough to ferret out those addresses as being mail forwarding services. Like it or not, it is a problem full time RVers have to live with.
westernrvparkowner 08/26/15 10:56am Full-time RVing
RE: Full timing... with kids... Do I dare?

It can be done, but it is definitely not for most people. Just because someone was successful full timing and home schooling does not mean it will work out for most people. Heck, there are some people who can honestly say the best retirement savings plan they ever entered into was buying lottery tickets. It's a great plan if you win the Powerball Jackpot, but the odds aren't in your favor. Most home schoolers draw on a network of other home schoolers and basically form their own school system. The odds of you and your wife being educated enough to teach your children all the subjects they will need to know is very unlikely. What if your child takes a major interest or has aptitude in an area you are weak in? Can you teach them several foreign languages if they decide they want to pursue language studies? Are you capable of teaching higher math if they have that aptitude and interest? What about music or art? Good home school networks have people with those skills that teach one another's children. You will be moving from place to place and state to state and will not be able to tap into those networks of skilled parents. Where are your children going to develop child friends and social skills? It won't be from spending months upon months staying at parks occupied by retirees. Currently, your kids are very young and small. They won't stay that way. They will eventually need private space and a trailer or motorhome is not going to provide that necessity. What isn't crowded with a 2 year old and a 1 year old is going to be cramped beyond belief when they are 6 and 7. Others are right on with the financial concerns. Full timing is not a money saving endeavor. It sure would be a shame if you took all the equity you have in your home and flush it away by buying a rapidly depreciating RV. Are you going to be OK in five to ten years having all that equity gone? I suggest you take the advice of others and dip your toe in before diving in. You might find the water is too hot or too cold, too deep or too shallow for your liking and once you are in, getting out is going to be very tough and expensive.
westernrvparkowner 08/23/15 08:18pm Full-time RVing
RE: 2 Options for Yellowstone Trip

The late option exposes you to increase smoke/forest fire risk. This year the big forest fires are in Northern California, Oregon, Washington and Northern Montana (Glacier). Long term weather forecasts (worth exactly what they cost) claim that in a big El Nino Year, the moisture will funnel to the southern US and the Northwest should be mild and drier than normal. If that actually pans out, there may be increased fire risk next fire season and smoke could be an issue in August and September. I sure know it is right now!!
westernrvparkowner 08/23/15 04:36pm Class A Motorhomes
RE: triple axle toy hauler

We have had to adjust our site occupancy guidelines to account for triple axle rigs. Several sites we used to consider appropriate for all rigs are now restricted to "no triple axle fifth wheels". Unfortunately, triple axle rigs require a country mile to make a turn and we have gotten tired of the need for them to drive across the fronts of neighboring sites to make a turn any other rig can easily make staying on the driving surface. The sum total of all that is we only have a very few sites in which we allow triple axle fivers and if they are sold out, we won't accommodate them in any other site. So there is at least a few parks in the world that having a triple axle rig will make it harder to get a site.
westernrvparkowner 08/21/15 09:49am Toy Haulers
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