So what keeps other state insurance companies (ie. TX/FL) from enacting the same 'mailing service as a residence' restrictions!?
As some of you may already know United Healthcare GoldenRule is pulling out of South Dakota as of Dec 31, 2014. Been with them for the 8+ years we have been on the road fulltime. Had National coverage and HSA qualified. Now basically no good options, Unbelievable.
Well in Texas the Escapees have a pretty good record at lobbying the legislature to ensure that the Escapees address is a legal PHYSICAL address.
There seem to be lots of complaints about the Thousand Trails. I'd be careful and start with something such as Passport America.
Check out the reviews on rvparksreviews.com for a lot of the PPA parks - lots are rated very low, which is ok for a one night stop, but not for a couple of weeks. And as has been said, people who are happy don't tend to post that they are happy, but unhappy people will complain. I'm always surprised at what they complain about - like the fact that it rained during their stay - as if the park has any control over the rain, especially when you are in the Pacific Northwest!
A lot of people pass along tales of what happened to someone's aunt's cousin's nephew 20-30 yrs ago at a membership park. Things change. The great thing about the TT Zone Pass is that it is purchased one year at a time. Great way to try out and if you don't like it, don't renew next year.
If one is going to spend a significant amount of time on the West Coast I would suggest looking at a TT Zone pass for a year to try the system. $500/yr for 30 nights of camping then each night after that is $3/night, 2 weeks in, 1 week out. We have both Southwest and Northwest Zones (got them during a special which they run seem to run each yr) and usually use them for ~60 nights during the spring/summer.
As of Dec 1 we spent $9k this last year on rv parks. We spent 5 months of the year in a monthly site and the remainder a few days to a few weeks while travelling to these sites. We budget for $900/ month. In reality if $45 breaks your bank you need to rethink your retirement plans.
9 years of doing this, never, ever have we had a budget of $900/month for parks. We budget $600/month ($20/night) and have money left over - and we don't boondock. Between memberships, longer stays, PPA for point A-B moving, COE parks and the like, it really isn't hard to keep costs down.
And we know lots of people who do it on much less than we do.
Even better, get DNS service and watch the ABC, CBS, etc., from either New York or LA (depending upon your billing address). Then you never have to switch and if you are really desperate for local fire/murder/traffic accident news you can use your antenna.
There are a lot of discounts that you can get. COE, National Parks, Passport America and one that has not been brought up is Coast to Coast. They do have a small ($395) a year fee and you join, they charge an average of $10 a night at some very beautiful campgrounds. There are about 400 in the system and if you stay at each one of them for a week at a time it will take you about 7 1/2 years to make it around once for a monthly cast of $360. Have fun out there.
You are talking about getting a membership in one park and adding Coast-to-Coast to that membership. You can not get just C2C alone, you have to have a home park membership (that's your $395/yr fee). You should list the name of your home park and whether or not they are still offering new memberships.
I don't know what type of people are giving advice anymore, but suggesting that $50/night is what you plan for is just way off. I budget $600/month and only rarely do we go over that. We make extensive use of our memberships as well as using Passport America when traveling from point A to point B, and monthly when it makes sense to do so.
If you are using a mail service to forward your mail you can not file a change of address for that address and expect it to go through - - won't happen. In fact it is laid out in the directions you got from the mail service when you signed up for the service, and it is a requirement of the post office that they do so. A good reason to save the paperwork you get from the mail forwarding company.
You have to personally notify each company/individual of the change of address. If you do most of your things via the web, it really isn't hard to do.
We just purchased a park model in Mesa, AZ, but we are keeping our Escapees address as our primary one because we are going to travel 6 months of the year and it is just easier to have mail forwarded to us in Mesa rather than giving the Mesa address and then have to do the temporary forwarding of the mail to Livingston, etc., for the summer travel.
In fact I was on the phone this morning with Express Scripts because we have found a physician to use in Mesa and they wanted to make sure that they are still to send our meds to Livingston. We tried to us the temporary address change with Medco before Express Scripts bought them out and it was a disaster. Might try a temporary address for our refills in February and see how that goes.
thank you all for the information, I have nothing against park model people, it's just that we are RVers, and I want to be in a RV park not a mobile home community.
You do realize that there is a difference between Park Models (which are classified as RVs) and mobile home communities, right? We have been fulltiming for over 8 years and just bought a Park Model in a park we like because we are at the point in our life where we want to stretch out a little during the winter, but come spring we will be back in the RV for the summer months. Lots of people are like us. People in Park Models are still people, go to the pool, go to potlucks, go to the card games, etc., all the things that everyone else in the park does.
Try any of the Cal-Am parks (or several of them) in the Phoenix area. Most take Passport America for a reduced rate for a week - long enough to figure out if you like it or not. Don't let the park models scare you off - most of those in the park models (like we are for the winter) were/are RVers. And if you are a little unsure of whether you can park easily, tell them you want an area with mostly RVs.
That said, if you want the Jan-March time frame in the Phoenix area for a few months, you are probably too late. The SuperBowl is in Phoenix in February, so the Jan-March time frame is pretty well booked for all of the parks. There will always be a few days open, so you can move around.
Also, the county parks are good - but if spending longer than a week, you are better off financially by looking for a regular park with full hookups. Monthly rates will be around $20/night FHU, while the county parks are $25/night with water/electric.
Supposed to get down into the 30s here in North Florida tonight.
I'm no scientist, so my view on global warming is this - two world renowned meteorologists say that there's no proof of manmade global warming, it's good enough for me. John Coleman, co-founder of the weather channel and William Gray, the scientist that the US has used to do hurricane predictions since the 80s say it ain't so - it's good enough for me.
Well I do have degrees in science (chemistry and chemical engineering). Coleman had a degree in journalism. Gray has credibility in hurricanes, but the anti-warming portions of his grant applications are not getting funded - which means his peers disagree. There is a wide range of opinions on how much man is affecting the climate. To say we don't affect it at all is ludicrous. And burning fossil fuels for heat and to move cars is stupid - those need to be saved as feedstock for industry.
"Fresh" waste tanks - now there is something I've never been driven to try to achieve.
water, water, water is the key. If you don't use enough, you will have problems, so don't skimp.
Put rotating vanes on the vent stacks for the black and grey tanks to help draw any odor up and away from the rig.
Don't have the bathroom fan (especially if it is a Fantastic Fan) going while you flush the toilet. Make sure the toilet holds water in the bowl, if not replace the seals.
Put some baking soda down the grey drains and make sure you have water in the traps.
And, repeat this often, water, water, water.
Good one monkey44!!!!! To me having some mail service handle your mail is just asking for trouble. I mean, its not like those folks are paid $25.00 an hour. I am sure they will hire anyone at those places.
It would be like if there was a rash of break-ins around your neighborhood and you decided to put a lock on your screen door to keep from being victimized.
You just insult a large number of people who work very hard and do a good job. And you base it on what? No, they don't hire just anyone, at least Escapees doesn't. Of course we've only been using Escapees for 8 years and they have only been in business for something like 30 yrs, so obviously they are a fly by night outfit.
And no one has ever heard of a US Post Office mail carrier who mishandled mail?
You'll put as many, and probably ,ore, miles on your toad as you did your daily driver while working, Shopping, site seeing, going to concerts, dinner, exploring, for us geocaching. We figure a 100 mile radius from where we are parked is toad driving range, sometimes more.
Things to watch for, reme,ber to add miles towed to the odometer mileage for tires, and really check the car battery every month. Amped rotate the tires on the toad frequently.
Here are my problems with mail services. I don't want another group of strangers having access to my personal mail. I don't want some stranger opening, scanning, or reading my mail. The only person touching my mail is going to be the mailperson and my son.
Every time you turn on the news you hear about Target or some large retailer having their computer system hacked and everyone's credit card information put at risk.
We limit our debit card and credit card usage in an attempt to cut down on the possibility of identify theft. We sure don't want to give a whole group of strangers access to our mail everyday.
Well no one opens our mail but us. You don't have to use a service that opens, scans & reads your mail. We've been using Escapees for 8 years and are very happy with it. Not any different than having the mail person carrying it - they receive, sort and stick it in your bin until you call/email and ask for your mail to be forwarded to xyz. And I don't want my child opening my mail, nor would I dream of imposing upon her (or any other relative) to have to receive, shred the junk mail, and forward it whenever I wanted. She's going to have to take care of us later when we can't do it for ourselves.
Computer systems being hacked have nothing to do with the mail. In fact, all of our financial dealings are done online.