RE: Awning question what is too much wind
We always close up the awning and shut off the water when ever we leave the campground. Once you have seen an awning blown apart or bent up over a trailer it it worth the few minutes it takes, if there is a lite wind and we are in camp I have stakes and cords to hold it down.
RE: Good Sam Financing
I realize this forum is run by GS, but it is the members who make the forum a place to visit to exchange information. Having said that, the GS Refi rate for me would be 4.12%, but the Costco rate for the same loan is 3.79%. I would have thought the GS rate would be lower considering GS would generate a higher volume of loans. I would like to see GS negotiate with Essex to try and get a discounted rate for us, the members. The GS rate is the same as non-GS folks, and considering we are dealing with the same Company, Essex, it can be done, at least Costco can do it. If you go through Costco you also get a $100 gift card, which would pay for your membership and also get you a better rate.
The rate has not changed for me, 3.79%, but my guess is they will charge the rate in the documents, otherwise they have to redraw the documents up and resend them out to you. It does not hurt to ask if they can give you the lower rate.
Well with this adventure simple question do tend to hurt, at least getting answers hurts . I will update this if I can get an answer from them on the rates.
RE: Good Sam Financing
Usualsuspect Thats good that you got yours as well .I found it funny that they wanted it back in three days or the loan would be canceled, maybe they just wanted it signed within three days but after waiting all that time they put limits on it,go figure. I noticed the rate has dropped , we are suposed to get the lower rated will see what happens?Good luck. I will update this post as the process moves along.
Mike
RE: Good Sam Financing
Just an udate in case anyone was following this , it is 4/26/2013 and we got our fedex package with the paper work signed it and it is on the way back to them.
RE: Good Sam Financing
Devocamper, it is not GS, but Essex. I tried to refi via Costco, who uses Essex, same experience, get approved, told it is good for 30 days, no one returns your emails after the approvals, answers the phone, or returns calls. Not sure how Essex stays open.
UsualSuspect--did you wait it out with costco and Essex or use someone else? We called again yesterday and my wife did get to speak to someone but the information was still not very clear, they gave us a payoff on the current loan which we already knew, your right I am not sure how they stay open with this poor service, they said the delay is because they have a lot of people taking advantage of the low rates? Not sure if I should wait them out or continue looking elsewhere? Hope your refinance worked out. I bet this thread gets closed pretty soon like the last one on this topic !!
Mike
I was still shopping as of yesterday. I had sent 3 emails after they approved the loan, and had left messages. My last voice mail yesterday to the Loan Officer was "I guess you are no longer interested in refinancing my rig since you are not returning calls or emails" with my name, app id, and phone number.
Yesterday just before 5 PM I received an email stating they would send me my loan packet on May 1st, and asked if I was financing the closing or paying it out of pocket. The payoff they gave is more than B of A gave me the day before, by about $503 dollars. The email starts off with due to the overwhelming demand for our loan products yada, yada, yada it was delayed. I am not sure if my voice mail finally made them move, or if it was coincidence.
I am letting Costco know I am not pleased with the lack of communication from Essex. If Essex would just take a minute to reply to an email, pickup the phone and answer it, or return my calls, I would be ok with a delay. Leaving folks with a you are approved, then not answering them makes you wonder how responsive they will be if an issue arises. The Essex I am dealing with shares an address and suite number with Bank of The West. My 5'er was financed through Bank of The West, and never had any issues with them, but I am wondering if maybe things have changed.
I think they sell the loans to the Bank of the West, the one time they did answer the phone we asked who would be holding the title and they said it would be held by Bank of the West. We are still waiting for the packet! At least you got a date we were told the packet would get to us by the week of 04/08/2013 so far as of 04/22/2013 nothing has come.
RE: Good Sam Financing
Devocamper, it is not GS, but Essex. I tried to refi via Costco, who uses Essex, same experience, get approved, told it is good for 30 days, no one returns your emails after the approvals, answers the phone, or returns calls. Not sure how Essex stays open.
UsualSuspect--did you wait it out with costco and Essex or use someone else? We called again yesterday and my wife did get to speak to someone but the information was still not very clear, they gave us a payoff on the current loan which we already knew, your right I am not sure how they stay open with this poor service, they said the delay is because they have a lot of people taking advantage of the low rates? Not sure if I should wait them out or continue looking elsewhere? Hope your refinance worked out. I bet this thread gets closed pretty soon like the last one on this topic !!
Mike
RE: Good Sam Financing
We are trying to use GS to refinance but they don't respond to e-mails and never answer the phone, we sent the info and paper work that they wanted after they approved us and that was it, never heard anymore. After calls and e-mails we just missed our pay off date on the old loan and can’t find out what is going on and have heard nothing from them. I found it strange that the other posts here that had others that had tried GS finance but also had problems has been closed? I guess that's one way to have a good reputation don't allow anyone to speak? I just wish the customer service was better or should I say I wish they had customer service, I understand things come up but over a month and no contact? Maybe rather than closing the post someone should find out what is happening. It was a good rate but it can be found at other banks which is what I am looking into now. It is a shame one has to come here to rant, I feel better now, still no loan but what can one do but try.
RE: Good Sam financing
We were approved for a refinance and it has been like pulling teeth too get any information from these people. We are about to miss the payoff date that the refinance was based on so who knows how much longer this will take, I would never do this again with good Sam club if this is the way they operate! Not sure where the problem is , Good Sam or Essex credit? It is a good rate but some sort of customer service would be nice even if there were problems a call or e-mal would make a customer feel better, we have been waiting for two weeks for the package that was already over a week late, and they are never near the phone and never return e-mails. If we end up going through with this it will be the last time.
Mike
Anyone running the banks IQ /speedbrake with NAV?
I have installed the Banks speed brake with the IQ and am thinking about adding the Navigation to the IQ but wanted to see if anyone that is running the nav program on the IQ likes it or has issues with it? Also I can’t seem to find if it is voice turn by turn with the street names or just voice prompt to turn right or left? I am just thinking for $99 there will be less stuff on the dash. Thanks for any help.
Mike
RE: New to camping in a fifth wheel
First off congratulations on your new trailer. We are 35 foot long and 12'8" high and have only been to one coe campground that was hard to get into due to a narrow bridge. For me I don’t worry about the length I am more concerned about the height. I always worry about low tree branches and overpasses and I used to worry about gas station canopies but now with a diesel I just use truck stops when we have the trailer in tow. As was stated before the interstates are ok, it is when you get onto the smaller roads that you really need to remember your height, however that said if your heading to a big rig friendly campground chances are something taller than you has already passed down the same road. I would not dwell on it, it just needs to become something you think about when you tow your trailer and are moving around trees just like checking your mirrors. I have a POI database for my garmin GPS called low clearances, I think it was about 20 bucks, You maybe able to find it with a search. Once you have it you then pick your height and load it into the gps and it will warn you of a low overpass on your route. You can set how far in advance you want the warning so you have a chance to turn around, I have mine set for 1.5 miles, it works well but doesn’t help with trees. Good luck and safe travels
RE: Thanks Camping World
Pretty much normal for any on-line retailer , shop around you may find cheaper prices from other rv on-line sellers, most of the time you can find the same items cheaper than camping world.Jeez, and you know what, you could have bought a much better camper, a better truck, all for a lot less money if you had just shopped around. Just have to be smart, which apparently you weren't. (and that is exactly what you are saying to the OP with with your post) Bet your wife wishes she had shopped around on the internet for a better husband as well.
westernrvparkowner
I was not going to respond to this but I just had to, first of all you need to get a life, you know nothing of me or my wife or my truck or trailer. I do hope I never meet anyone like you on the road. My comment was to the op since he seemed surprised by the response from camping world and it seemed that he did not have much background shopping on line for RV supplies and that many times there is a wide range of prices for the same items from different on line retailers and that most of the time camping world is the first place many with a new rv go to and they are always on the higher end of the price range. I am not sure what your problem is but maybe you should think before you type something about people and families and my wife. In my mind your really not worth the time it took to type this but someone needs to make you take a look in the mirror.
RE: Thanks Camping World
Pretty much normal for any on-line retailer , shop around you may find cheaper prices from other rv on-line sellers, most of the time you can find the same items cheaper than camping world.
I really appreciate you making me aware of other on-line sellers that may be cheaper than Camping World. I would have never thought of that. :S
No problem anytime wise guy . Anything to help.
RE: Thanks Camping World
Pretty much normal for any on-line retailer , shop around you may find cheaper prices from other rv on-line sellers, most of the time you can find the same items cheaper than camping world.
RE: So how many wax their units?
I wax our fifth wheel two times a year, middle of the season which here in new england is around July and then in late october before storing it for the winter.I wash it a few times a year when needed.I use regular clear coat safe car wax and do it over a few days , front cap and back one day and day for each side , 36 foot of waxing is a lot of work. Also wax the front cap before trips to help get the bugs off after. nice that you can store indoors.
RE: Auxiliary Diesel Tank?
Make sure you can handle the extra wight of the added fuel not sure what your pin weight is but fuel can get heavy. Transfer flow makes some good tanks, either transfer or replacement .
RE: Best home Temperature / Freeze Alarm setup?
Control Products FA-I-CCA Intermediate FreezeAlarm
This is what we use at work for remote buildings it will call up to three numbers ,has a battery back up and also lets you know if you have lost power which is handy if you have a freezer at home. Have used them for 10 years very good product and easy to set up .
RE: generator
You said , I want one that is quite but don't want to spend a fortune,Well you Cant have both. Go with a honda or yamaha, you will be happy and only have to do this one time. Also it may be hard to find someone to service the cheap ones. Good luck
RE: "Nice" Nashville TN Campground?
You may like the COE campgrounds in the area, we stay at them when we travel to Nashville.They only have Water and Electric with a dump station but very nice places right on the lake. Seven Points Campground is located on J. Percy Priest Lake, seven miles east of Nashville and we love it, Easy ride to downtown or the opry. Hard to get reservation for the lake front sites since the locals love the lake for fishing. Good luck and safe travels.
