Have you noticed folks, he has not responded to any post. I do not believe he is reformed.
I disagree, most stock brokers became mortgage brokers and I never did
that. So, I more reformed than most. My C has had it. Leaks I didn't
know about took place and the engine has a head gasket leak. The longer
trip to work, requires new transportation. My old C only gets 8 MPG.
I can always but the Corolla and and a used C later if I choose. I
just thought, a stick shift power train on a Yota, or Nissan will last a
long time and give me enough power to to a decent sized trailer. But,
the truck will be another $7k out the door. I don't think it's worth it.
My Class C is over 20 yrs old and has many problems. Putting Bessy down
is the only humane thing to do. I need a new car, at this point in time.
I have been using the RV for an everyday driver. But, the trip to the
salt mine is gonna get longer. So, I either buy a Corolla, which
means my RVing days are over. Or, I could buy a V-6 truck, w/stick and
could then tow a smaller TT. Which would be enough for me.
The lower MPG, of the truck, is going to be a lot of expense, over the next several yrs. I don't think it's worth it. I have been all over
the USA. But, would like the option to RV again at some time in the
future. That option will be gone if I buy just a car. So, those are
my two choices. The choice I make, I'll be stuck with for the next ten yrs.
Any other ideas?
I went to 3 lenders, 2 approved the loan and one wanted more info than I was comfortable giving them. I have had other problems with this Credit Union as well. Like them making simple transactions complex, when they should not be. During the app process, I informed them that I had a lower interest rate. I saw no reason to continue with the app.
Then I rec'd a notice of adverse action letter in the mail. It states the adverse action was due to member request. Couldn't they have just dropped the app, instead of this action of denying me credit? This can't be good for my credit report.
The rep at the credit union, also wanted me to buy an extended warranty and go through their 3rd party auto broker. I didn't need any
of that. I feel the rep at the credit union did this out of spite.
She has also given info, that I know to be wrong. In other words she is incompetent. I tried reading the Fair Credit Reporting act. It's very hard to follow and is a very long and cumbersome document.
Will this adverse action show on my credit reports, does anyone know?? I was a stock broker, not a banker. Maybe lenders need to reform as well!