Annuities are a great way to prepare for retirement...
But, start early and save as much as you can.
Credit Cards. If you have a very good credit score, look at Capitol One Quicksilver.
I would not have anything to do with Capital One. In my opinion they are the worst company out there. I want a company that sticks with you in the good and bad. They gave me a promotional rate of 4.9 for as long as that money was outstanding with a 2% payment on the outstanding balance. They decided that they were losing with me and made the payment 5% because they couldn't raise my rate. In my case I owned less than 2000.00. I paid off the account which they later closed and that lowered my credit score. Now when I recieve their mail I write on it return to sender.
I don't know how good this is but seems simple to use
We bought one at BBB and used it exactly twice! Not bad but not really necessary for $25.
At one time I was considering to buy one. Found McDonalds much easier to go to and no clean up.
Tortellini and Spinach
1 bag of frozen tortellini
1 small bag of fresh spinach
2 cans of Italian style diced tomatoes
1 box or 4 cups or vegetable broth
1 block of cream cheese
Put all ingredients in crock-pot, chunking up the cream cheese.
Cook on low for 5-6 hrs
Lazy Cookie Cake Cookies:
1 box yellow or white cake mix
2 eggs beaten
5 T melted butter
2 C mini chocolate chips
refrain from eating it raw
put in a greased 9×13 pan
and bake at 350 for 20 min