I was very proactive with the bank throughout the whole process. I also spoke with my accountant. He said if the bank reduces the amount owed it will be considered income to me and filed with the IRS.
I am not trying to get out of paying the bank. I just want this finalized so I can put it behind me.
I am sad to say my days of RVing are over for a while. I recently had some unforeseen changes in my life.
Long-Short I tried to sell my RV with no success. I got an offer from a wholesale buyer and he offered me $50k. When I advertised it I lowered the price every week until I was at $55k. The motor home was clean and showed well. Anyway I met with the bank and they agreed to send it to auction. It sold for $57,xxx. I was still $18,xxx upside down. The only reason I know this is by viewing the account information online.
It has been two months and I have not heard anything from the bank about satisfying the loan.
Is there a statute of limitation the bank has to notify me that the RV sold, request payment?
Our girl has issues with fireworks. We have had great success with a product called Bachflower. They are herbal supplements available at health food stores. You look up the issues (anxiety, stress, fears) and use the supplement to help it. We put the drops in her water everyday and put the drops directly on a treat for immediate needs. We have seen vast improvements. Beware you can go to specialty shops and pay big $$$. We found them at NeutritionSmart and mixed them myself and saved some bucks.
I don't know if this helps. Mine (2012 gas) had a NADA value at about $77k. I was offered $50k from a wholesale dealer. I ended up working a deal with the bank to send it to their auction where it sold for $57k.
Edit- I attempted to sell on several websites on my own with price starting at $59 ad as low as $55 without success.
I bought a bunch of these at Harbor Freight:
I keep one in each vehicle and one in my pocket when hiking. This is just capsacium pepper spray, not mace or other chemical. I'm not a gun guy either, and this all I need to feel protected. It's a small cannister, I'm not sure of the quantity that you would need to stop a bear.
A bear will laugh at that little canister.You need one of these.
Purchased the parts at Tractor Supply. If you are handy you can do it yourself. If not I am sure someone at your local RV shop or gas supplier can help you out. When setting up make sure the gas only goes through one regulator.
http://i1142.photobucket.com/albums/n607/conpat/18DFC59C-2CA6-4B78-AB11-C078F7B3B714-7760-000007146176752A_zps5876a314.jpg height=600 width=800
http://i1142.photobucket.com/albums/n607/conpat/A2841B45-06B0-4079-8B73-1DDB9AC41B25-7760-000007145C4470F9_zpsaa18e722.jpg height=600 width=800
It's a tank to hold poo. It is not suppose to be "clean". If it is functioning correctly and you don't have odors you are ok. If you want to do something instead of putting a few gallons of water in put a few bags of ice in it and drive it.
It is hard to find an RV with quality. I just sent mine to auction. If I ever buy another RV I will buy old and refurbish/restore or build one from the chassis up. I will never spend my hard earned money on the garbage that leaves the factory of just about any manufacturer.