leidig32
MI
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Joined: 01/28/2008
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Are you getting your own financing? What rates are you seeing? The dealer is 7.49% and I feel that is high. But with calling around that rate really is not too bad. What are you finding?
Thanks
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tandkj
Full timer
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Joined: 08/04/2003
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Rates from 6.9 for 250,000+ and up to 7.5 for all lesser than the 250,000.
08 Camelot
07 Ranger Toad
One lost Golden Retriever
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luvourtoys
st. louis, missouri
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Joined: 11/09/2006
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We're paying 7.5% for 5 years, financed $16,700....
Jennifer
Husband Dennis
2 boys 7 and 14
1 dog Joe Boxer
2007 PUMA 29-FKSS at the Lake
2005 Lowe Tahiti 224 Suncruiser
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kwmjd
michigan
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Joined: 01/29/2008
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I have even seen rates as high as 8.25% in Michigan. I was hoping they would drop a little since the fed drop the prime rate.
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BurbMan
Long Island, NY
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Joined: 09/20/2001
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If you are a USAA member, check with them. I got 6.39% on $20K for 10 yrs, RV loan last month. Problem is not many guys do RV loans. The dealer is always going to be higher they mark up the rates they get from their banks.
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SSport
Edison, NJ/Stroudsburg, PA
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Joined: 01/02/2008
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We are at 8.4% for 10 years on a $23,000 loan with $5,000 down.......plan to pay that way before the 10 years is up.
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taborekle
Clements, Md
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Joined: 08/16/2005
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When I was negotiating my recent RV purchase, the RV Dealer pulled his load paperwork and said, "We'll give you a very competitive 8.25% loan." I pulled my cell phone in his office, called my credit union and with them on speaker phone got the Credit Union rates and terms. The dealer put his paperwork away and said, "Well, can't beat that."
I just made my first payment. I got 5.5% for 12 years on $27K with $5K down. All of that was done before the Fed lowered it's rates by 3/4 point, so it could be even better now.
This is a very good rate through my credit union. I would advise anyone looking for a mortgage, vehicle, or RV load to investigate your local credit union. If you're not a member, just open up a CU account with a $20 deposit in a savings account can usually make you a member and entitle you to their loans.
Larry
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smkettner
Southern California
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Joined: 03/21/2005
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7.24%, 180 months, $500 down, two years ago. Should have it paid in another two years. 
2001 F150 SuperCrew 5.4 Lariat Offroad 4x4 Tow Package 4.10 Truetrac
2006 Keystone Springdale 249FWBHLS
12K SuperGlide, KGE3000Ti 2.3kw rated 2.6kw max
Frank's voltage booster, Prosine 1800 powered by 4 GC2 batteries
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sbebenelli
Iowa
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Joined: 07/06/2007
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Just bought a new TT. Dealer was 7.5% up to 12 years. My credit union did it for 5.24% for up to 10 years. I did it for 5 years.
2008 Jayco Jay Flight 22FB
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DavesWife
Homer Glen, Illinois
Senior Member
Joined: 01/07/2008
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Haven't signed the papers yet but we got 7.25% quoted by our dealer. Chase won't finance anything without a motor
Keystone Sprinter 311BHS
2007 Silverado 2500HD 4x4 4.10
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