Not enough information......with to many variables to figure out.
I looked at several on-line sources, and found that Progressive was the best for us, with our 2000 31C. A bit under $500, but I've heard others with premiums as low as $350...but again, there are lots of details that could cause that...location, age of RV, what types of policy, and the deductibles that they were willing to hold.
Just try several agencies....then weigh the differences, but try to make it an "apples to apples" comparison.
Good Luck,
Bill, Claudia and the Paps
DH Bill / DW Claudia / DD Jenn / DS Chris The Paps! Sophie, Abby, Brandy, Kahlie and Annie
2000 Winnebago "Minnie" 31C, Ford V-10
Purchased April Fools Day, 2008 The Pets
Insurance is state regulated. So any answers from another state may not be that accurate. Even different cities, counties within that state can make a big difference. Metropolitan areas will have higher rates than rural rates.
Other factors in determining the rates are
specific coverages and the amounts of the coverages
your age
driving record
credit record and credit score.
The best advise is to get several quotes and compare them.
There is a huge range and many variables. Mine was right at $700 per year. I could have saved a couple hundred but I opted for a more comprehensive policy.
John (USN Ret) and Debbie
The Paw Pack (Freckles, Stinky & Ranger)
'96 Monaco Windsor 36' DP 8.3L Cummins
Ready Brake w/ Demco Excali-bar
'03 Ford Explorer (Toad)
'04 Honda Insight
'04 Volvo S80 AWD
'74 Dart Swinger Drag Car
14' Boat 9.9 Mercury
Asking a question like that is impossible to answer. Here are some variables:
1. Credit score
2. Driving record
3. Coverages
4. Location
5. Prior coverages
6. Useage
7. Value of the MH
It is really virtually impossible to check rates accross a wide segement there are so many possilbe permutations and variations it makes it very difficult.
gjleno wrote: What is the price range for insurance on a 38ft. motorhome? I have been getting some quotes but they seem high to me.
Since you posted this inquiry in the Full-time RVing section, I'm assuming you're looking for fulltimers insurance.
If this is your first foray into fulltimers insurance, it *is* more expensive than the run-of-the-mill RV insurance because it contains a "homeowners" liability element (the same, or similar, liability you would have with a sticks & bricks home).
Have you been contacting the RV brokers who specialize in RV insurance...places likes Miller's, Gilbert, AON, etc.? If not, I highly recommend doing so.
Was just talking last week with my State Farm agent to make sure I had total coverage. Replacement at retail value if totally lost and etc. I was delighted when they told me my yearly premium went down to $398. Especially considering 3 yrs ago I had damages of $6,000. I obviously will not be changing companies.
Ron Stevens 38 ft. Damon Intruder
Penny Elrod 3 felines
FMCA #F360271
Saturn Toad
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