I live in Florida and would like to know if I need a special class drivers license or a regular license? The motorhome is a 30 foot with a v10 engine, would appreciate a guesstimate of insurance per year of similar motorhomes. Is A.A.A. a good insurer of motorhomes or are there better choices? Thank you.
I am looking at purchasing a 2002 georgie boy velocity with a v10 engine. Anyone owning past or present please give me pros and cons of this motorhome.
Insurance is impossible to "estimate" for someone else. A lot of it depends on your driving record. But you can contact firms such as Progressive and get a quote. You may even be able to do it online for some of the firms.
Show me your Flamingo Floyd's Mom and Dad
Tom and Lerinda
2005 Fleetwood Providence 39L
FMCA F340565
Rallies: 9 (so far)
Website: www.Feathered-Friends.net
No, you do not need a special DL in FL, you're regular class "E" is all that's required. As far as insurance, call Gilbert Insurance Co in Orlando, as they specialize in RV insurance and will give you the best rate in that area of Tampa Bay.
Bob & Betsy - USN Ret'd '78 & FL LEO Ret'd '03 FMCA #F203528 '05 HR Endeavor, 40PRQ w/400 Cummins - With -'05 GMC Sierra SLT, CC Z-71, the pusher '07 Arctic Cat 500A & Wilderness Kayak, riding in the pusher - Our Current Location
No special license is required in FL. I got mine insured through the Hartford, using AARP, & am very happy with it. I pay around $700.00 per year. Of course the cost depends on what you coverage amounts are.
Dave, Cheryl
& Princess the cat
2008 Coachman Mirada
The Texan wrote: No, you do not need a special DL in FL, you're regular class "E" is all that's required. As far as insurance, call Gilbert Insurance Co in Orlando, as they specialize in RV insurance and will give you the best rate in that area of Tampa Bay.
I have insurance thru Gilbert - get a quote from them.
2002 36' Monaco La Palma DBD Ford V-10
2 slides, 2 sinks, 2 potties
Toad - 2001 Saturn SL2 w/Sunroof/CD/Cassette
Falcon All Terrain Hitch & US Gear Toad Brake
427435 wrote: No special license and I pay $500 a year for insurance with full glass coverage (Allstate).
Just call your car insurer and have him quote you.
I do hope you are kidding, as you are not insuring a car, but a house on wheels with all the goodies you would have in a house. Hope you don't have to try and collect from your auto insurer if you have an accident with an RV, as you will be SOL, big time. Yes, we use Allstate for our real estate, but by their own admission, they do not provide full or adequate coverage for an RV.
427435 wrote: No special license and I pay $500 a year for insurance with full glass coverage (Allstate).
Just call your car insurer and have him quote you.
I do hope you are kidding, as you are not insuring a car, but a house on wheels with all the goodies you would have in a house. Hope you don't have to try and collect from your auto insurer if you have an accident with an RV, as you will be SOL, big time. Yes, we use Allstate for our real estate, but by their own admission, they do not provide full or adequate coverage for an RV.
Why would that be any different than any other vehicle (or boat)?? Review the damage, get some estimates to repair, and get a check. That's what happened the 2 times I've had damage to my boat that I insure with Allstate-----and it's not even a vehicle.
A motor home is just another vehicle (admittedly a complicated one), but my Allstate agent provides me good coverage on it as well as a bunch of other stuff. When I inquired about towing insurance for it, he said they weren't good at that. My agent and I have a long time relationship and he has helped me several times to save premium money, so I trust the MH insurance will be just fine if I need it.
I'll find out when I get home as both of my windshields developed cracks after pulling out of a driveway and twisting the MH as I turned onto an uphill grade.
427435 wrote: No special license and I pay $500 a year for insurance with full glass coverage (Allstate).
Just call your car insurer and have him quote you.
I do hope you are kidding, as you are not insuring a car, but a house on wheels with all the goodies you would have in a house. Hope you don't have to try and collect from your auto insurer if you have an accident with an RV, as you will be SOL, big time. Yes, we use Allstate for our real estate, but by their own admission, they do not provide full or adequate coverage for an RV.
Why would that be any different than any other vehicle (or boat)?? Review the damage, get some estimates to repair, and get a check. That's what happened the 2 times I've had damage to my boat that I insure with Allstate-----and it's not even a vehicle.
A motor home is just another vehicle (admittedly a complicated one), but my Allstate agent provides me good coverage on it as well as a bunch of other stuff. When I inquired about towing insurance for it, he said they weren't good at that. My agent and I have a long time relationship and he has helped me several times to save premium money, so I trust the MH insurance will be just fine if I need it.
I'll find out when I get home as both of my windshields developed cracks after pulling out of a driveway and twisting the MH as I turned onto an uphill grade.
Got back from Alaska and stopped at my agent to tell him about the cracked glass. He called a glass replacement business and today the glass (both windshields) were replaced by guys that seemed to know what they were doing. The bill was over $2600 and all I did was sign that the work was done. I've been with Allstate for over 40 years with every thing from Corvettes to houses to boats to liability policies and now the MH. They've always treated me fair and their premiums (when I've checked with other companies) have always been low.
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