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 > Social Security.....I hadnt heard of this before

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Mac1

Ocean Springs, Mississippi

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Posted: 09/23/08 06:40pm Link  |  Quote  |  Print  |  Notify Moderator

jello wrote:

If you die with money left it should go to the destination of your choice. .

By the same rule then, if you use up what you put in before you die, then the Gov. stops paying you. I have been drawing SS for 9 years and I withdrew what I put in after about 5 years.
I like the system just as it is and hope it keeps paying at least till me and the wife are gone.

sher9570

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Posted: 09/23/08 06:48pm Link  |  Quote  |  Print  |  Notify Moderator

webecreekin wrote:

Back to the OP's initial comments, one doesn't get benefits for the first month or the last month. That is to say, when you apply for social security benefits, your benefit checks start the month after the birth date of eligibility (unless you are born on the first of the month--different rules). In the case of the last month, you don't receive social security benefits the month you die--whether you die on the first day of the month or the last day of the month. My father died late in the month and we had to return that month's benefit payment.

What are the rules for the first of the month?
I was born the first day of the first month...

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houtrz

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Posted: 09/23/08 07:17pm Link  |  Quote  |  Print  |  Notify Moderator

Liriope, I"m not so sure your right about the free care for all. That might be at some places or county hospitals. My mother inlaw, who is a mexican woman went to our local hospital knowing she had a tumor that was growing inside her but left it be because she had no insurance. She retired from the county but for some reason she's not covered by their insurance. Anyways the hospital point blank asked her if she was an illegal and she said no that she was born here. The hospital person said there was nothing they could do but if she was an illegal, they had a plan to treat her. I nearly fell over and the government wants to know why people are so whizzzzed off all the time.
Lets send a billion dollars to Goergia last month but the Vets here are left out in the pasture. Will never understand it.

msmith1199

Central, CA

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Posted: 09/23/08 10:05pm Link  |  Quote  |  Print  |  Notify Moderator

Mac1 wrote:

jello wrote:

If you die with money left it should go to the destination of your choice. .

By the same rule then, if you use up what you put in before you die, then the Gov. stops paying you. I have been drawing SS for 9 years and I withdrew what I put in after about 5 years.
I like the system just as it is and hope it keeps paying at least till me and the wife are gone.


I bet you didn't use the money you put in in five years. Are you factoring your employers half in there? What about the Interest you would have got on the money? According to my SS statement the first year they have for me paying into the system was my first job in 1978. That's 30 years ago for me, and I'm still 15 years away from being able to collect. So I'll have paid 15.2% of my salary in (my half and my employers half) for 45 years before I collect. You really think I'll get all that back in only five years?


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msmith1199

Central, CA

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Posted: 09/23/08 10:07pm Link  |  Quote  |  Print  |  Notify Moderator

houtrz wrote:

Liriope, I"m not so sure your right about the free care for all. That might be at some places or county hospitals. My mother inlaw, who is a mexican woman went to our local hospital knowing she had a tumor that was growing inside her but left it be because she had no insurance. She retired from the county but for some reason she's not covered by their insurance. Anyways the hospital point blank asked her if she was an illegal and she said no that she was born here. The hospital person said there was nothing they could do but if she was an illegal, they had a plan to treat her. I nearly fell over and the government wants to know why people are so whizzzzed off all the time.
Lets send a billion dollars to Goergia last month but the Vets here are left out in the pasture. Will never understand it.


Your mother retired from the County but you say for some reason she's not covered by their insurance? Could it be she didn't sign up for retiree coverage and pay her premiums?

Dshultz50

Oregon

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Posted: 09/23/08 10:33pm Link  |  Quote  |  Print  |  Notify Moderator

I'm wondering if different staff give different answeres. As I said before, I didn't have to pay any back. Here's a link that answeres the question....SSA Web site


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Matthew_B

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Posted: 09/23/08 11:40pm Link  |  Quote  |  Print  |  Notify Moderator

Since this is degrading into a rail against social security thread, does anyone know if they've set the 2009 tax ceiling yet?





dave Stringham

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Posted: 09/24/08 09:25am Link  |  Quote  |  Print  |  Notify Moderator

Pretty amazing........many have said yes its happened to them, many have said they cant do that you get paid in arears, some have said it never happened to their friends and families, a few quoted the law and said they have the right(no payment first and last month)..........kind of makes you wonder if everyone is dealing with the same organization

CatandJim

Tulsa, as in Oklahoma

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Posted: 09/24/08 09:40am Link  |  Quote  |  Print  |  Notify Moderator

dave Stringham wrote:

Pretty amazing........many have said yes its happened to them, many have said they cant do that you get paid in arears, some have said it never happened to their friends and families, a few quoted the law and said they have the right(no payment first and last month)..........kind of makes you wonder if everyone is dealing with the same organization


Mind boggling isn't it?

As for me, I know for a fact they (SS) deducted their last payment in full, from my mom's account. I had been taking care of her finances for a while and was responsible for the family trust after she passed away.


Cat

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PRT

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Posted: 09/24/08 10:04am Link  |  Quote  |  Print  |  Notify Moderator

That Social Security site is pretty good. This was interesting but doesn't explain why Dschultz50 didn't have to pay anything back.
Quote:

Social Security benefits are not pro-rated. To be entitled to a Social Security benefit check for a given month, the person must be alive the entire month. No benefit is payable for the month of death.

This provision has been in the law since 1939 and can be changed only by an amendment to the Social Security Act. The legislative history of this provision does not show why benefits are not payable for the month of death. However, the provision complements the provision of the law that allows us to pay survivors benefits for the entire month of death.

You can return the check to your local Social Security office. If the payment is made by direct depost, the U.S. Treasury will automatically debit the bank account.


Elsewhere it explains the provisions for monthly payments if you were born on the 1st of the month - or the 2nd as it turns out. You have be 62 for at least one entire month to receive benefits. If you are born August 1 or 2, you are entitled to the whole month of benefits but the checks will start in September. My birthday is the 16th. so I lost the month of my birth, was 62 for the whole next month, and my checks started the third month.

I was the executrix of my dad's will and can't honestly remember what happened to his SS. I know he had automatic deposit, but I truthfully didn't pay much attention to what went in or didn't - or I don't remember back to 1995.

Odd that you can be born the 1st or 2nd and get credit for the month, but if you die on the last day of the month - you lose the month - or your estate does.


Pat
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