Rangerdave
Austin Texas
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"Police in at least two cities advise consumers not to use their debit card at a gas pump because there’s no way to be sure it hasn’t been tampered with."
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RD
2002 Gulf Stream Ultra Supreme-Demco Kaddy SS Toader Camry
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cryptobrian
maryland
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Joined: 04/28/2008
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It' true .. happened to me. I was using my card to buy a $4 latte at Starbucks when it got declined. I immediately called my bank and they advised that their systems had put a stop on the card because just minutes prior a charge was also placed in a store a couple hundred miles away in NY.
In the end, the crooks had gotten away with over $800 before the stop kicked in. I had to file police reports and the bank credited me for every charge that wasn't mine, but not a fun experience.
Brian
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pulsar
Lewisville, NC
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Moved from Technology Corner.
2002 Adventurer 32V - Workhorse chassis
1998 CRV toad - manual transmission
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Campfire Time
Wisconsin
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This isn't limited to paying at pumps. Any place that has a card reader has the potential for some buthead to set it up to skim your card. Its actually safer to use a CC on the Internet than it is "in person". It happened to my wife a few years ago when she took our daughter to a weekend at an indoor water park. She only used her CC in the resort and never left it. Probably happened at one of the restaurants. She almost never uses her CC otherwise. Our CC company told me that skimming is the most common form of credit card fraud.
Chuck D.
“Adventure is just bad planning.” - Roald Amundsen
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beemerphile1
NE Ohio
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Debit cards and Credit cards do not share the same risk. I refuse to have a Debit card. They are heavily marketed because they are very profitable to the bankers, they are not good for the consumers. I am a heavy CC user but pay the balance in full every month. I pay zero interest and zero fees. If you don't want to write the check every month you can set up automatic payment to your CC from your bank account.
Many Debit card users incur monthly fees and sometimes over draw their accounts resulting in overdraft charges.
If your Debit card is compromised someone can drain your account. If my CC is compromised it costs me nothing but some inconvenience.
I carry several CC and if one is frozen, I can just use another. If your bank account/debit card is frozen you are stuck until it is straightened out.
Sure the banks tell you they both have the same $50 limited liability. Tell that to your mortgage company or utilities when you are bouncing checks because of a problem with your Debit card. I won't have one.
Tim
"Okay, I admit it, the only thing I'm really good at is being me."
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1995brave
San Antonio, TX
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About a month ago my daughter had her card number stolen from a Buffalo Wild Wings. They tried using it twice about two weeks later at the same location. We caught it right away, called the bank and stopped payment, then called the police and filed a police report. Daughter then went over to talk to the manager and he said "Oh, well it happens, talk to your bank." About two months before that several military had their cards stolen from a Johnny Curino's in the same strip mall. These are inside jobs with the waitresses and cashiers. They take your card up to the register and swipe it through a seperate capture machine to get the information before running it through the credit card machine. Then they use the stolen card to buy lunch for themselves and friends.
Fair warning Never let any waitress take your credit card away from you to pay the tab and watch the cashier and make sure they don't try swiping your card under the counter.
Me, i pay cash at restraunts for my meals and if i have to use the credit card i make sure i swipe it through the machine.
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mitch5252
NW Tennessee
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Joined: 10/18/2006
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1995brave wrote:Fair warning Never let any waitress take your credit card away from you to pay the tab and watch the cashier and make sure they don't try swiping your card under the counter.
Me, i pay cash at restraunts for my meals and if i have to use the credit card i make sure i swipe it through the machine.
Absolutely! Last Christmas, my card (not the actual physical card) was stolen and someone in Italy had a nice Christmas to the tune of $3,400!
Citicard Fraud Division told me cards are most often stolen when paying at a restaurant. She said she ALWAYS now pays cash at a restaurant and she works for their fraud division! Since then, I have never let my card leave my sight - under any circumstance, restaurant or not.
Citibank also has a great (free) option available to their card holders who purchase on the internet - it's called Virtual Card Numbers. Good for a one time purchase and expires the month following your purchase. I don't buy on the internet until I generate this "virtual" number. I don't know if other banks offer a similar service?
And it's only going to get worse!
Regards,
Michelle
2008 Fun Finder X-160
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downtheroad
Puget Sound
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Joined: 02/18/2003
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1995brave wrote:
Fair warning Never let any waitress take your credit card away from you to pay the tab and watch the cashier and make sure they don't try swiping your card under the counter.
Me, i pay cash at restraunts for my meals and if i have to use the credit card i make sure i swipe it through the machine.
Very good advice. I always walk with the server to the station where credit card is processed and stand close by to watch. Sometimes they look at me like I'm nuts. Most often they say..."Gosh, more and more folks are doing this."
"If we couldn't laugh we would all go insane"
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Tom N
Sarver, PA/Crystal River, FL
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You can easily solve this problem by only using a credit card.
-Tom
"The people that don't believe in evolution are the ones who need it most!"
Sarver, PA/Crystal River, FL/Indiana, PA
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wa8yxm
Wherever I happen to park
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I use cash cards at the pump... These look like, and work like credit or debit cards (Technically they are debit cards) but you buy the cards for 25 or 50 or 100 dollars.. My coach takes hundreds, my car 50's
Generally if the scammers want to pick up the codes and use what's left it the card... Let 'em I mean the coach, at current prices, holds over 200 dollars worth of gas. so if I drop a 100 card in it, that's only half a tank.
I buy the cards at church (I pay the church 100 for the card, the church pays only about 90-95 bucks for 'em church gets 5-10 bucks, I get 100 worth of gas, WIN-WIN) Use once and toss in the trash since the card is now worth nothing.
Nothin adds excitment like something that is none of your business
Kenwood TS-2000 housed in a 2005 Damon Intruder 377
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