No credit card or debit card are safe. On two different occasions we have had credit card use by someone in New Jersey to buy toll road passes and even had a account set up to pay for it every month, buying high dollar tennis shoes etc. On each occasion the C/C company took care of it, but we went thru the hassle of changing C/C. We buy Wally World card for our Gas/Diesel however don't lose the card its just like cash, keep receit and go back to customer service at Wally World and cancel the card fast. Keep your eyes open things are going to get bad, thieves are working over time. Never pay with a Debit card restaurant. GBY.....
wa8yxm wrote: I use cash cards at the pump... These look like, and work like credit or debit cards (Technically they are debit cards) but you buy the cards for 25 or 50 or 100 dollars.. My coach takes hundreds, my car 50's
Generally if the scammers want to pick up the codes and use what's left it the card... Let 'em I mean the coach, at current prices, holds over 200 dollars worth of gas. so if I drop a 100 card in it, that's only half a tank.
I buy the cards at church (I pay the church 100 for the card, the church pays only about 90-95 bucks for 'em church gets 5-10 bucks, I get 100 worth of gas, WIN-WIN) Use once and toss in the trash since the card is now worth nothing.
cryptobrian wrote: It' true .. happened to me. I was using my card to buy a $4 latte at Starbucks when it got declined. I immediately called my bank and they advised that their systems had put a stop on the card because just minutes prior a charge was also placed in a store a couple hundred miles away in NY.
In the end, the crooks had gotten away with over $800 before the stop kicked in. I had to file police reports and the bank credited me for every charge that wasn't mine, but not a fun experience.
Brian
I just have a dumb question. Why were you using a card to buy a $4.00 item. I do not understand why people do that! It just runs up the cost of doing business to both parties. Makes no sense because of the service charge and accounting cost. It drives prices up and hurts the consumer and business both. I've alway wondered why people use a card on such small purchases.
Let's see...
Don't use the card at the pump, a thief might have it set up to scan
Don't use the card in an ATM, a thief might have a scanning overlay on the slot.
Don't use the card in a restaurant, the server might scan it for his/her own use
However,
Don't use cash, "they" will cheat you in returning your change
Or, it might be counterfiet, and YOU will get charged for trying to pass it
Best just stay in bed.
Nope, can't do that, either, you have to get up and get your excercise, and eat the proper foods, etc.
Besides, people DIE in bed!
Face it, living is a dangerous thing to do, and you will NOT live forever.
Maybe, just maybe, the thing to do is to minimize the worries, and try to enjoy what life we have. Personally, I refuse to allow the doomsayers to ruin my enjoyment of life.
CM1, USN (RET)
'94 Dodge 3500 4X2 CTD, Std. cab, LB, 5 speed, 4.10 LS diff., Jacobs Rambrake, 273,000 Miles
'99 Monaco McKenzie 32' triple slide
'95 Tioga 29H Ford-based Class C
Daily driver: '06 Jeep Liberty CRD
Towed: '06 Jeep Rubicon Unlimited
cryptobrian wrote: It' true .. happened to me. I was using my card to buy a $4 latte at Starbucks when it got declined. I immediately called my bank and they advised that their systems had put a stop on the card because just minutes prior a charge was also placed in a store a couple hundred miles away in NY.
In the end, the crooks had gotten away with over $800 before the stop kicked in. I had to file police reports and the bank credited me for every charge that wasn't mine, but not a fun experience.
Brian
I just have a dumb question. Why were you using a card to buy a $4.00 item. I do not understand why people do that! It just runs up the cost of doing business to both parties. Makes no sense because of the service charge and accounting cost. It drives prices up and hurts the consumer and business both. I've alway wondered why people use a card on such small purchases.
Because:
from time to time simply do not have the cash on our person
Every once in a while the purchase is a business expense and need the additional documentation
cryptobrian wrote: It' true .. happened to me. I was using my card to buy a $4 latte at Starbucks when it got declined. I immediately called my bank and they advised that their systems had put a stop on the card because just minutes prior a charge was also placed in a store a couple hundred miles away in NY.
In the end, the crooks had gotten away with over $800 before the stop kicked in. I had to file police reports and the bank credited me for every charge that wasn't mine, but not a fun experience.
Brian
I just have a dumb question. Why were you using a card to buy a $4.00 item. I do not understand why people do that! It just runs up the cost of doing business to both parties. Makes no sense because of the service charge and accounting cost. It drives prices up and hurts the consumer and business both. I've alway wondered why people use a card on such small purchases.
I use a card for most every purpose, no matter how small. I don't like to have to go to the bank, etc. to get cash. I don't like using cash. and I like the credit I get from Bass Pro Shops that force me to buy something from them.
What gets me is the people that insist on writing checks. now that takes time and holds me up.
bumpy
cryptobrian wrote: It' true .. happened to me. I was using my card to buy a $4 latte at Starbucks when it got declined. I immediately called my bank and they advised that their systems had put a stop on the card because just minutes prior a charge was also placed in a store a couple hundred miles away in NY.
In the end, the crooks had gotten away with over $800 before the stop kicked in. I had to file police reports and the bank credited me for every charge that wasn't mine, but not a fun experience.
Brian
I just have a dumb question. Why were you using a card to buy a $4.00 item. I do not understand why people do that! It just runs up the cost of doing business to both parties. Makes no sense because of the service charge and accounting cost. It drives prices up and hurts the consumer and business both. I've alway wondered why people use a card on such small purchases.
at one time I worked in a locksmith shop and had real estate agents come in and have keys made for a client and they wanted to pay by check or cc for a 75 cent item
beemerphile1 wrote: Debit cards and Credit cards do not share the same risk. I refuse to have a Debit card. They are heavily marketed because they are very profitable to the bankers, they are not good for the consumers. I am a heavy CC user but pay the balance in full every month. I pay zero interest and zero fees. If you don't want to write the check every month you can set up automatic payment to your CC from your bank account.
Many Debit card users incur monthly fees and sometimes over draw their accounts resulting in overdraft charges.
If your Debit card is compromised someone can drain your account. If my CC is compromised it costs me nothing but some inconvenience.
I carry several CC and if one is frozen, I can just use another. If your bank account/debit card is frozen you are stuck until it is straightened out.
Sure the banks tell you they both have the same $50 limited liability. Tell that to your mortgage company or utilities when you are bouncing checks because of a problem with your Debit card. I won't have one.
The only time I use a debit card is if I need cash and there's no Bank Of America around. Typically, I'll go to the local Wal*Mart (or supermarket if there's no Wal*Mart) and buy my groceries plus get $100 cash back (the usual maximum). In effect, Wal*Mart becomes my "bank" until I get to a city where my bank has an ATM.
Mr. Ed (fulltiming since 1987)
2007 Hitchhiker II LS Model 29.5 LKTG
2007 Dodge Ram 3500/6.7 CTD/QC/4X4/SB/SRW/6-speed man/Big Horn edition
Offline
2008 f150 super cab 5.4 triton v8 2002 keystone springdale 247fbls 
