~DJ~
Boise, Idaho
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Joined: 05/10/2005
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I did it!!!!! Should get my first check Wednesday!!! 
Maybe my math is flawed but here's why in round numbers.
$ at 62 = 1200
$ at 66 = 1500
66 - 62 = 48 months at 1200 = 57,600
The 300 more I would get at 66 divided into 57,600 is 192 months or 16 years to recoup. 16 + 66 is 82 years old.
I retired from the State 8 years ago so I don't have to worry about other earned income.
Besides, I want to get SOME of my money back before it's all gone!!!
2010 F150 Super Cab XLT 5.4 4X4 Short Box
1988 Nortstar 8' pop up TC
Honda 2000
26th Marines RVN 69-70 Semper Fi
M-14 was the only Woodstock I saw in 1969.
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Nascarcruzin
Home is where the RV is parked.
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Joined: 01/06/2005
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I'm filing at 62, 5 more years, if it's still possible then. It might be gone, huh?
Ronnie & Rebecca
Check out our adventures:
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2008 Alaskan adventure
2009 Northeast coast and Canadian Maritimes
1999 Holiday Rambler Imperial 40WDS
FMCA #388387
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coolbreeze01
Redding, Ca
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Good for you. How long ago did you file? I'd like a check in April 
2008 Dodge 3500 CTD LB SRW 4X4 6-Speed Auto
P3 Blue Ox Sway Pro
2007 Komfort 212
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~DJ~
Boise, Idaho
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Joined: 05/10/2005
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coolbreeze01 wrote:Good for you. How long ago did you file? I'd like a check in April
I did everything online. Didn't even have to go in to the SS Office!!! I filed 5 months ago. They won't let you file before you are 61 yrs and 9 months old!!! And then they said expect my first check two months AFTER my 62nd birthday. 
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Liriope
Sun City AZ 85351
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To compare apples to apples, you have to also add interest on the money you start receiving between 62 and 66 THEN divide by 300 and that will place the break even point after age 82. I did my math and also started at age 62.
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Rick & Cheryl
Texas
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Me too. Didnt wait at all,,started at 62. Didnt even consider interest and the time value of money,,by the time I get to 82, I wont need as much money anyway.
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Dutch_12078
Great Sacandaga Lake, NY
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Retired at 62 here as well, and I haven't been sorry a bit! 
The two months to get your first check is because the checks are a month behind, so the check you get the second month is for the previous month. You'll actually get your checks (or the highly recommended direct deposits) on whichever Wednesday is designated based on your birth date.
Dutch
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mowermech
Billings, MT
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62 for me, as well.
No regrets.
Direct Deposit is DEFINITELY the way to go, IMO. I have both the military and SS check that way.
CM1, USN (RET)
'94 Dodge 3500 4X2 CTD, 5 speed, 4.10 LS diff., Jacobs Rambrake, 274,000 Miles
'99 Monaco McKenzie 32' triple slide
'95 Tioga 29H Ford-based Class C
Daily driver: '08 Subaru Outback
Towed: '06 Jeep Rubicon Unlimited/Load Trail 16' flatbed
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E.Texan
Terrell, Tx (east of Dallas)
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Filed at 62 myself and haven't regretted it a day.
E.Texan
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Grey Mountain
On the rez somewhere in Indian Country
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I also retired at 62, never looked back. Do the math, takes 15 or so years to make up the difference.
GM
2000 Southwind Storm 34N Tin Teepee
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Lady Annabelle von Lichenstein-Friese III.
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