beemerphile1
I'm only 54, I'm not a
Senior Member
Joined: 04/20/2007
View Profile
Good Sam RV Club
 Offline
|
I never buy extended warranties. Obviously some people do, I prefer to self insure and it has worked out well so far. You will need to decide for yourself.
I will say that you don't need to decide immediately. You can buy an extended warranty anytime in the future. The company your dealer represents is not the only company out there. You can probably buy it later for at least $500 less.
If you are wanting to add it into financing, well that is just plain crazy. Why would anyone pay interest on a warranty that won't even take effect until in the future when the manufacturer's warranty expires?
Tim (in NE Ohio)
"Okay, I admit it, the only thing I'm really good at is being me."
2006 Weekend Warrior FK1900 towed by 1998 Ford E150 4.6L
2009 Aliner Sport towed by 2009 Pontiac Vibe 1.8L
1996 BMW R1100GS
2007 Trek 7.2FX
2005 Trek Madone 9spd.
|
HappyTrails2U2
Atlanta, GA
Senior Member
Joined: 11/11/2009
View Profile
|
Since the dealer is making money selling the policy I'd tell the manager/owner I'll buy it if you'll give me your home address and phone number. Then when he asks why tell him, with a mad crazy man look on your face, 'cause I'm coming after you and taking my loss out of your rear end if I get ripped off on this extended warranty deal!! See if he's still as anxious to sell it after that. 
Greg 
2010 Rockwood Signature Ultra Lite 8315BSS
2003 Chevy Silverado 4.8 Extended Cab
Jet Computer Programmer
True dual exhausts and Magnaflow Mufflers
Hayden Automatic Transmission Cooler
|
Center Pin
Fort Langley, BC
Senior Member
Joined: 04/15/2009
View Profile
Good Sam RV Club
Offline
|
Extended warranty companies have two departments....
Department #1 Accounts Receivable to collect your money for the pollicy
Department #2 Claim Denial Department (also known as the department of NO)
Trailer: 07 Tango 299BHS
TV: 2004.5 Dodge 610 CTD 3500 QC 48RE 2wd Laramie SRW, FP Gauge, FASS 95/95, Rhino Lining, Hensley Arrow, Reese Signature Series 5er Hitch, Air Bags & Compressor, Canopy, AL Boat Rack.
Been running B100 home brew June 2008!
|
califRVers
Santa Rosa, California
Full Member
Joined: 10/08/2009
View Profile
|
We had to make this decision ourselves just over a month ago, the warranty sure sounds nice, we said no thank you. I would do as others have suggested, put the $2000 in a bank account maybe even gain some interest on it and find yourself a reliable RV service center nearby.
We looked into our service choices prior to purchasing, we have 1 mom and pop RV service center in town that other family members have gone to for over 20 years and we have another mobile mechanic that friends have used in town that will come to our home or storage lot.
Goodluck!
Tim and Julie
Our Blog | Our Outback
2010 Outback 260FL 31'9" GVWR 7800 - Atwood 3500 - 12K Equal-i-zer - 2 Interstate 6V
2006 F150 2WD Supercrew Lariat 5.4L Triton V8 3:55 LS 139" WB 21K Miles
Prodigy - Flowmaster - K&N Filter
|
Bonefish
Midland, TX
Senior Member
Joined: 01/08/2008
View Profile
|
Generally I never purchase extended warranties any more. I too felt I had been ripped off on extended auto warranties in the past that failed to cover repairs I thought should have been covered. With that said.
From a dealer and people we know with our Wildcat we had purchased an extended coverage called Travel Trailer Plus Platinum Guard in Apr 04 and kicked in after the Forest River warranty. Primarily because that is what they had on their own camper. In 2004 it cost just under $800 for coverage. Several weeks ago on a trip to the Gulf Coast our Dometic refrig died. We had never even used the card we received but in Rockport, Tx Michelle in the service department of Camper Clinic asked if we had a warranty. Told her we had a policy but I thought it had expired. She said get her the policy number and said she would call and find out. I was going to have to replace it regardless and set up an appointment for the next morning. She call that afternoon while I was fishing that they would cover the replacement of the cooling unit but if I wanted to pay the difference of putting a whole new frig it was OK. The best option for us was to pay the differential and have a new unit. Note: cooling unit (90 day warranty) and new unit (up to three years with provisions warranty) Thanks again to everyone who helped us Camper Clinic to keep our vacation on tract.
I know there are too many cases where individuals get taken. Our policy doesn't cover minor repairs but the major components. Like someone has already suggested read what is covered and not covered to decide if it is right or worth the cost for you. It is critical to know if these repairs can be made any where or only at specific locations or dealers.
Just make sure you know what you are getting and the requirements.
And unlike me when it expires.
Bonefish
|
|
|
wantsalife
Home
Senior Member
Joined: 10/03/2008
View Profile
|
Some finance companies won't finance unless there is some sort of extended warranty.
|
Bigdog
silverdale wa.
Senior Member
Joined: 06/28/2002
View Profile
Good Sam RV Club
Offline
|
I have had Good Sam ESP on the trailer for several years now and have had two claims that have paid for themselves. One was paid in full,large claim, and the other one they paid 1/2 on and that was to replace all the springs,shackles and hangers that were either broken or cracked and the trailer was riding on the axle.
There was never any hassle and the repair shop said that they have had very little problems with them turning down claims..I am also in no way involved with them,just a happy customer.
GO COUGARS
2001 Ford 7.3L PSD Excursion
Ride Rite air bags
AFE Stage 1
4"MBRP exh
Hellwig rear sway bar
DP Tuner
2005 Keystone COUGAR 304BHS
Tekonsha Prodigy
1200 Equalizer hitch
'88 Mustang 5 Spd 5.0L GT convertible
|
Wind River
wyoming
Senior Member
Joined: 05/10/2005
View Profile
Good Sam RV Club
Offline
|
Yep, save your money.
2003 GMC 2500HD 4x4 Duramax/Allison
2004 Jayco Jay Flight 25RKS
Equal-i-zer Hitch, 3502 Ultra Fab Tongue Jack
Twin Honda 2000i w/parallel kit
|
Bmach
Spfld, Ma
Senior Member
Joined: 08/26/2004
View Profile
|
I have never heard of financing being denied because you did not purchase a extended warranty. Are they the ones selling the warranty also?
|
SteveRankin
Sequim, WA
Senior Member
Joined: 05/05/2005
View Profile
Offline
|
What's the chance of needing $2000 worth of repairs on a TT? Very slim.
What's the chance of needing $2000 worth of covered repairs? Extremely rare. The deal is so simple - it is NOT an extended warranty. It is a service contract and while it may appear to cover everything, you can be sure that there are carefully worded exclusions that allow the company to deny a wide range of common claims.
Steve & C. J.
"Gracie" the Rough Collie & "Bo'sun" the Bichon Frise
2009 Arctic Fox 24-5N
2007 Ford F350 Lariat PSD 4X4 Crewcab LB 11.5K GVWR
PullRite 16K Super 5th
Our Arctic by RV trip
Our Beaver motorhome Technical page
The Arctic Circle
|
|
|
