Insurance is a funny thing,such as ( my neighbors tree falls on my house ,,my homeowners pays for the damage to my house ,neighbors h/o pays to remove the tree}}...or my travel trailor is covered with liability as long as its attached to my truck when it is detached it must have it own liability ins..it will be interesteing to see how this one plays out,,,just saying ........
Had a wreck in the car two years ago. Other persons fault. Our insurance company handled everything. To be honest, I was not happy with the results and got rid of our insurance company after it was settled. ($14k repairs on a car worth $12K).
IMPO, You should consider getting a lawyer involved. There are too many parties involved. Your insurance company, the tow trucks insurance, maybe auto club, and could even include home owners insurance. Then there is the chassis damage versus the carriage damage. This could get complicated, bring in a pro.
Read through the OPs original question and could find nowhere where they asked about a lawyer or insurance company. Sounds like they have that part taken care of. What they are asking about is what to have checked on the motorhome in way of hidden damage. The correct answer is an RV shop for the house side, a body shop for the body, and a chassis shop for front end and chassis damage, bent frame, bent or broken front end parts, and front end alignment.
Take it to those three places and you should have a good motorhome when completed.
Huh? It ounds more like they didn't think of insurance at all!
Your insurance co is the place to start - obviously, you have SOME significant amount of damage. Your insurance co should send an adjuster who can advise you about checking it out - then they should go after the tower's insurer.
The important part of all this is getting the MH checked properly - and auto body may not be fully capable - a mechanical hop may not be fully capable - surely NO RV place is capable.
Don't get we wrong. I agree that damage could be severe, and all admin/insurance/legal bases must be covered.
Some major RV shops have a chassis shop and may be able to do a full appraisal of what happened. More likely than not, though, you should have it looked at by a shop capable of checking, straighening (Heaven Forbid) and align a medium truck chassis.
But I wanted to add that I repaired a minor accident where a front wheel hit something and the steering got all cockeyed. All it turned out to be was a bent tie rod. It may well be that the impact of the dropping was like hitting a speed bump way too fast, coupled with a chain or tow strap catching on the steering linkage.
By all means, prepare for the worst, but may only be steering parts and alignment. If alignment, read Harvard's post about intalling ADJUSTABLE offset upper balljoint bushings and setting CASTER to the max positive of the spec range.
God Bless, jd
2003 Jayco Escapade 31A on 2002 Ford E450 V10 4R100
I hit a guardrail with my E350 going about 60. It was almost a straight on hit to the left front corner. It destroyed the bumper, and bent the radius arm bracket. It cost $60 for a new radius arm w/ bracket from Ford, and I upgraded to a Buckstop bumper. Guardrail damage was over 100k to repair (wiped out about 600' of it.... sorry Illinois taxpayers...)
Point is... this chassis can take a lot, and its cheap to repair.
2000 Ford E350 DRW Wagon (14-pass all captains chairs)
V10 w/ Banks PowerPack, Diablo Predator, 4.56 LS, ~350,000 miles
New Desert Fox in the works!