When was the last time you went to China to see the great wall, or Greece to see all of the history, Europe to followup a WWII hobby. How about going to a nice country club, doing 18 rounds, drinks, and supper with the one you love.
At $11K a year.....never. Like I said, live small based on income, and your world becomes small. The person just might not know it since they have nothing to compare it too. Then again, they may feel out of place when around those that do.
The DW and I choose to live on a set amount close to the $11k... this does not mean we have to. And at this time we have no desire for the other stuff. When we want, we hit the savings and do it.
Big difference in choosing and having too. We are fortunate to be in the choosing section but that also has a lot to do with the "budget" we choose to go by. Feel out of place? Not a chance. Those who try to impress upon me how wonderful their lifestyle is and the things they do with their "wealth" need more help and security than I do. In my experience dealing with people over the last 40 years they are the ones that feel out of place but are afraid to say it.
* This post was
edited 05/04/12 06:51pm by Mootpoint *
Nothing sucks more than that moment during an argument when you realize you're wrong.
From the $11,000 man's website under the tab "Gear, Etc."
"eHealthInsurance.com – This is where I found my current high-deductible health insurance plan. It allows you to enter your personal stats and compare a wide variety of health plans available in your area (not just high-deductible plans). More details on my take on this subject can be found at this post."
We've been crunching numbers for several months now in anticipation of fulltiming, and $1000/month seems a little tight, but managable. The big expenses? Medical for sure. Looking at an indemnity plan @ less than $100/month each and keeping fingers crossed that health holds out. Hope to have rig paid off, but insurance will be another killer for RV and toad -- still shopping around for that. How much traveling can we do @ $4/gallon and 8 MPH +/- is a variable. We'll do some seasonal work, of course, when necessary to supplement income and to maintain an emergency fund.
We don't feel the need to contribute to consumer spending so much anymore since we are still trying to get rid of all the "stuff" accumulated over the years!
Quality of life vs. lifestyle? It's an individual choice. You can have one without the other. But if your chosen lifestyle makes the quality of your life suffer, is it worth it? IMHO!
Class A TBD in 2013
2009 Jeep Compas Rallye 4x4 5-sp manual
At the risk of stealing the thread, the insurance companies negotiate rates with the medical field so they/you pay lower fees. As an individual you don't have the power of negotiation so you pay the full boat. Fair...no, fact of life...yep.
You are Absolutely correct...Case in point we got an invoice copy for $120,000, it was marked Paid in Full. The amount paid was $8,000,, by the insurance company. If you don't have insurance the Medical folks want payment in full, how you are going to pay.... before they treat you. If you refuse to pay they ruin your credit. If you pay the 'billed' amount you go broke.
Any Questions? Yes Obamacare sucks, it should be Medicare for all. Forget the 'insurance' companies.
i'm tired of paying for Emergency Room treatment for folks who have no healthcare insurance, and no inclination to pay.
2011 Dodge 1500 C'boy Caddy
2000 Jayco C 28' Ford chassis w V-10 E450
Doghouse 36' or so Trophy Classic TT