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landman02

Oklahoma

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Posted: 02/10/12 11:12am

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We bought our first RV a year ago this March, a 2007 Holiday Rambler 40 ft and immediately searched for insurance. Since we have AARP/Hartford for our Home and Autos, we went with them for the RV. They were also the least expensive (a major factor). The policy was only $600 for a year with good coverage, Got the renewal yesterday, and it had jumped to a whopping $932 for same coverage! We've hsd no claims, NOT ANYTHING. Now we are obviously searching for another company. I feel that they sucked us in with a low premium the first year, with full intentions of jacking it up. HAS ANYONE HAD A SIMILAR EXPERIENCE OR ANY WORDS OF WISDOM?

* This post was last edited 02/10/12 07:14pm by landman02 * View edit history

Bounder Billy

Colorado

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Posted: 02/10/12 11:21am

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Link to same topic from yesterday: Extended Warranty.

Good company with good prices.

2008 Expedition 38F
2002 Jeep Liberty Sport

kalynzoo

Los Angeles , California

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Posted: 02/10/12 08:20pm

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I suggest you contact Wholesalewarranties.net. I was very pleased with the policies the offered, and I chose the one I liked best.

J-Rooster

Port Orchard, Wa. / Lake Havasu City, Az.

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Posted: 02/10/12 10:46pm

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If you own a DP your insurance will be way higher compared to a gas rig quote.

chrisnjackie

Land O Lakes, Florida

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Posted: 02/10/12 10:56pm

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I recently shopped my RV insurance at renewal and The Hartford/AARP cost for insurance with the same coverages and deductibles, was about 30% below the renewal quote from my current provider. For that amount of savings, it seemed worth the risk and nuisance of having to rebid my policy a year from now if they try to jack up the rate too much.

randco

Somewhere in time

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Posted: 02/11/12 03:56am

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We have AARP/Hartford. Our rates went up about $12 per month. Still pay much less than other company's quoted a year ago. The Hartford insurance also provides us with Roadside Assistance and Towing.

glodal134

OHIO

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Posted: 02/11/12 07:03am

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landman02 wrote:

Have had AARP coverage on autos and RV for several years. Just received the new policy and it didn't increase but a few dollars. Still one of the best rates out there. landman02 did you or anyone that is listed on your policy receive a ticket or have an accident??
this would cause a rate increase.

Weathertodd221

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Posted: 02/11/12 07:18am

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Ive found that "auto renewal" policies mailed directly from the companies (progressive, allstate, etc) tend to add features or options you might have previously declined. I noticed on my auto policy progressive added UM which doubled the policy cost. My motorcycle policy added this as well. This is where is pays to have a local agent/rep since you have leverage with them versus a 1-800 CSR.

Best thing is to look at the previous and new policy to make sure there is no change in coverage. Insurance companies can be sneaky like that.