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Open Roads Forum  >  Class A Motorhomes

 > Insurance for Class A

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landman02

Oklahoma

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Posted: 02/10/12 11:12am Link  |  Print  |  Notify Moderator

We bought our first RV a year ago this March, a 2007 Holiday Rambler 40 ft and immediately searched for insurance. Since we have AARP/Hartford for our Home and Autos, we went with them for the RV. They were also the least expensive (a major factor). The policy was only $600 for a year with good coverage, Got the renewal yesterday, and it had jumped to a whopping $932 for same coverage! We've hsd no claims, NOT ANYTHING. Now we are obviously searching for another company. I feel that they sucked us in with a low premium the first year, with full intentions of jacking it up. HAS ANYONE HAD A SIMILAR EXPERIENCE OR ANY WORDS OF WISDOM?

* This post was last edited 02/10/12 07:14pm by landman02 *   View edit history

RckyMtnVia

Colorado

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Posted: 02/10/12 11:21am Link  |  Print  |  Notify Moderator

Link to same topic from yesterday: Extended Warranty.

Good company with good prices.


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kalynzoo

Los Angeles , California

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Posted: 02/10/12 08:20pm Link  |  Print  |  Notify Moderator

I suggest you contact Wholesalewarranties.net. I was very pleased with the policies the offered, and I chose the one I liked best.

J-Rooster

Port Orchard, Wa. / Lake Havasu City, Az.

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Posted: 02/10/12 10:46pm Link  |  Print  |  Notify Moderator

If you own a DP your insurance will be way higher compared to a gas rig quote.

chrisnjackie

Land O Lakes, Florida

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Posted: 02/10/12 10:56pm Link  |  Print  |  Notify Moderator

I recently shopped my RV insurance at renewal and The Hartford/AARP cost for insurance with the same coverages and deductibles, was about 30% below the renewal quote from my current provider. For that amount of savings, it seemed worth the risk and nuisance of having to rebid my policy a year from now if they try to jack up the rate too much.

randco

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Posted: 02/11/12 03:56am Link  |  Print  |  Notify Moderator

We have AARP/Hartford. Our rates went up about $12 per month. Still pay much less than other company's quoted a year ago. The Hartford insurance also provides us with Roadside Assistance and Towing.

glodal134

OHIO

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Posted: 02/11/12 07:03am Link  |  Print  |  Notify Moderator

landman02 wrote:

We bought our first RV a year ago this March, a 2007 Holiday Rambler 40 ft and immediately searched for insurance. Since we have AARP/Hartford for our Home and Autos, we went with them for the RV. They were also the least expensive (a major factor). The policy was only $600 for a year with good coverage, Got the renewal yesterday, and it had jumped to a whopping $932 for same coverage! We've hsd no claims, NOT ANYTHING. Now we are obviously searching for another company. I feel that they sucked us in with a low premium the first year, with full intentions of jacking it up. HAS ANYONE HAD A SIMILAR EXPERIENCE OR ANY WORDS OF WISDOM?


Have had AARP coverage on autos and RV for several years. Just received the new policy and it didn't increase but a few dollars. Still one of the best rates out there. landman02 did you or anyone that is listed on your policy receive a ticket or have an accident??
this would cause a rate increase.

Weathertodd221

FL

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Posted: 02/11/12 07:18am Link  |  Print  |  Notify Moderator

Ive found that "auto renewal" policies mailed directly from the companies (progressive, allstate, etc) tend to add features or options you might have previously declined. I noticed on my auto policy progressive added UM which doubled the policy cost. My motorcycle policy added this as well. This is where is pays to have a local agent/rep since you have leverage with them versus a 1-800 CSR.

Best thing is to look at the previous and new policy to make sure there is no change in coverage. Insurance companies can be sneaky like that.

Noel

Southern Oregon

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Posted: 02/11/12 01:13pm Link  |  Print  |  Notify Moderator

When you shop around try Farm and City Insurance in Iowa. Good rep.


Noel

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txdutt

Parker CO

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Posted: 02/11/12 08:16pm Link  |  Print  |  Notify Moderator

call them & ask them why it went up so much.....


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