I am taking a trip down to NC this weekend to buy a 22’ RV. My first RV purchase so I am really pumped! I’ll post some pics when I pic it up, but I have a few quick questions before I embark –
What do I do about insurance? Should I get it insured before I drive it the 500 miles back to DC?
Also, can RV.net recommend some good insurance options for a $7,000 rig that will be used lightly for about a year?
I won’t have license plates yet, what can I do to avoid being pulled over and questioned?
wklose99 wrote: I am taking a trip down to NC this weekend to buy a 22’ RV. My first RV purchase so I am really pumped! I’ll post some pics when I pic it up, but I have a few quick questions before I embark –
What do I do about insurance? Should I get it insured before I drive it the 500 miles back to DC? Yes
Also, can RV.net recommend some good insurance options for a $7,000 rig that will be used lightly for about a year?Try Progressive
I won’t have license plates yet, what can I do to avoid being pulled over and questioned? You buying from a dealer/ They should give you a temp tag. If not contact DMV
Thank
When we purchased our rig, privately, in Mass. we had to "borrow" the owner's plates to get it home. New York does not issue temporary tags.
Check with North Carolina DMV and see if they issue temporary tags. I would also insure it because once that $$ leaves your hand, you own it. God-forbid something happens and you don't have it insured.
We personally use Progressive Insurance and have been happy with them for all of our campers over the years.
Contact your current auto insurer and ask if they will cover your purchase until you get it home. As for plates, you'll have to contact the DMV. I would contact my local one as that's where you will ultimately register it. Have a bill of sale and the coach's VIN and get a temporary moving permit. If all that fails, get a notarized bill of sale from the seller and take your chances with the LEOs. Most will accept the bill of sale as proof. Make sure it is notarized and has both yours and the sellers names and phone numbers on them......Dennis
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campbrojo wrote: When we purchased our rig, privately, in Mass. we had to "borrow" the owner's plates to get it home. New York does not issue temporary tags.
While NY doesn't issue "Temporary Registrations", the do issue an in-transit permit (MV-6391TP). The interesting thing about this is only one state in the nation doesn't recognize the in-transit permit - Mass.
From NY's DMV Registration page: "Important information for Massachusetts residents: Massachusetts (MA) does not recognize the NYS in-transit permit. According to the MA Registry of Motor Vehicles, you can receive a ticket for no registration if you use an NYS in-transit permit in MA. This also makes the insurance on the vehicle not valid. MA authorities can impound the vehicle for no valid insurance. For more information, contact the MA Registry of Motor Vehicles ."
For the OP, NC has a Temp/trans plate good for 30 days. I think the cost is ten bucks. In addition to the Vehicle Ins I would also get one of the RV Emergency road service coverages, Good Sam, FMCA both have these avail. With a new to you MH there could be problems on the way home and the 79.00 will be the best investment you will have made in a long time. The one thing that can get you in trouble is tire pressure, make sure you check them all, especially the inside duels. I hope you have a enjoyable and safe trip.
Jack
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Our state (Michigan) allows 72 hours from the time of purchase to move the vehicle to Its final location. You don't need any plates or registration during that period, however you should have insurance, the title, and a bill of sale with you.... Have heard that most states have similar laws.
Chrysler/Dodge/Ram/Jeep Engineer 2003 Damon Challenger 348 Class A - F53 Triton V10
campbrojo wrote: When we purchased our rig, privately, in Mass. we had to "borrow" the owner's plates to get it home. New York does not issue temporary tags.
While NY doesn't issue "Temporary Registrations", the do issue an in-transit permit (MV-6391TP). The interesting thing about this is only one state in the nation doesn't recognize the in-transit permit - Mass.
From NY's DMV Registration page: "Important information for Massachusetts residents: Massachusetts (MA) does not recognize the NYS in-transit permit. According to the MA Registry of Motor Vehicles, you can receive a ticket for no registration if you use an NYS in-transit permit in MA. This also makes the insurance on the vehicle not valid. MA authorities can impound the vehicle for no valid insurance. For more information, contact the MA Registry of Motor Vehicles ."
Right- I remember calling NY DMV and having them tell me it would be an issue with Mass. Since we had to get the rig all the way from the eastern end of Mass. we asked the owners for the plates and then mailed them back to them the next day.
Mass. DMV told us to hire a flatbed to get it to NY!
I just completed a trip from California in my first RV. My friends at work thought I was crazy for going alone. I had a BLAST!
More to topic, I suggest calling your auto insurance agent. Mine works with Progressive. I notice that you live in VA. When you register your RV be sure to state that it is a "Motor Home". There is not a RV slection. You want to do this because some counties tax RV not as cars but real properity (like a second home, a much lower rate than properity tax on a car). When I went to the DMV in Falls Church the person behind the desk was not aware of the difference, and the on line DMV system was little help. I did get good help by calling the STATE DMV line but had to wait a while. It was explained to me that to change in afterwords is costly and not easy.
I also suggest getting a roadside assistance program.
Virginia does not issue a temp plate, you need a title. If NC has a temp plate, use it. California was very easy to work with. If you're buying from a dealership they will take care of the registration and licence.
* This post was
edited 03/20/12 05:39am by DaCrema *
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