You talk about value. I don't call combining Good Sam and Camping World into one payment a value for those of us that do not live near a Camping world store.
If you want to add value to Good Sam ERS, do what insurance companies do. Many of us who live in the frozen north do not use our RVs during the winter. Insurance companies, including Good Sam, allow the collision coverage to be suspended for periods that the RV is not used. It makes sense to allow the ERS coverage, on the RV, to be suspended during the winter. Of course coverage on the other vehicles would continue and the appropriate reduction in the premium would be made.
Just trying to help.
Class C, 2004/5 Four Winds Dutchman Express 28A, Chevy chassis
2010 Subaru Impreza Sedan
Camped in 45 states, 7 Provinces and 1 Territory
The last I heard, if you park the RV for an extended time, the insurance CAN be put on hold for that period. You always have the right to terminate the insurance for the time not used or even reduce the coverage to what you actually need if it is not towed/driven. That applies to any company.
2011 Palomino Maverick 1000SLLB on a 2004 Dodge Quadcab CTD Ram3500 SRW long bed equipped with Timbren springs, Stable Load bump stops, Rickson 19.5" wheels/"G" range tires and a Helwig "Big Wig" rear anti sway bar.
And Good Sam Roadside Assistance covers ALL of your vehicles, so when your RV is in storage you still have great protection.
I don't need the ERS protection on the MH during the winter, but I still have to pay for it.
But you still drive your toad, which is covered by Good Sam ERS. So if you were to suspend ERS it would suspend all coverage. Would you then buy a roadside assistance program like AAA for your toad during the winter?
You would need to have 2 Good Sam ERS subscriptons - 1 for the MH and 1 for the toad - in order to do what you want.
Even if you were able to have Good Sam ERS from May 1 to Sept 30 at a lower price, any savings would be negated by the roadside assistance program you buy for the toad for Oct 1 to April 30 - which is going to be an annual subscription anyway.
2005 Cruise America 28R (Four Winds 28R) on a 2004 Ford E450 SD 6.8L V10 4R100
2009 smart fortwo Passion with Roadmaster "Falcon 2" towbar & tail light kit - pictures
At the current price of $109.95 for roadside assistance to cover three vehicles, it costs me $36.65 per vehicle per year which is $3.05 per month. If I don't drive my motorhome for five months out of the year and suspend roadside service for that time period, I will save $15.25. IMHO, it seems like a lot of trouble to go to to save $15.25. Even if I only had coverage for the motorhome it would only save me $45.80 which is still not worth it.
1997 Monaco Dynasty 40'
Cummins 8.3 325 HP
2008 Ford Edge Toad