JiminDenver
Denver, Co
Senior Member
Joined: 09/09/2011
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We got 4.49% last August thru a dealer using a Credit Union. Probably could have gotten cheaper if we had set it up ourselves.
2011 GulfStream Amerilite 25BH
2007/2003 Ford Expedition
Nights camped in 2011 21
Nights camped in 2012 16
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tmprkswyo
Southwest Wyoming
Full Member
Joined: 12/06/2007
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I just got 2.75% for 5 years from Warren Federal Credit Union. I refuse to obtain financing through a dealer as they make a cut on that as well.
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jyh818
Chino, CA
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Joined: 08/29/2009
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7.75% for 12 years.
2002 Ford Excursion XLT 6.8L V-10 2WD, 4.30 Limited Slip
Rear Hellwig Sway Bar
2009 Skyline Nomad 260
Prodigy Brake Controller
EAZ-Lift WD Hitch
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JKQ
Florida
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Joined: 02/10/2012
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Good Sam RV Club Member
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My new 2013 TT purchased last month......3 per cent for 60 months financed through my local credit union
2013 CruiserRv Enterra 314 RES TT, 36ft, 3 slides
2011 GMC 2500 Denali, Diesel/Allison, 4 wheel drive crew cab
Reese WD hitch with dual friction control bars
Dometic 3000 KW portable genset
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phenrichs
Sioux Falls, SD
Senior Member
Joined: 05/05/2010
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Just signed this week on two, refinanced the house for 3% and knocked 8 years off the term, got 4% for 12yrs on the TT. It was such a proud feeling to see that rating come in just shy of 800 and locked us into what our credit union has as tier 1.
2006 Ram 3500 Megacab Cummins
2012 Keystone Sprinter 311BHS
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jmanneff
Spokane, WA
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Joined: 04/07/2012
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Just had the dealer set up ours in Feb on a new TT and got 4.75% for 10 on $17K for a new one, Wells Fargo had quoted me 14.99% when I called them 2 days before going to the dealer. We have since switched everything we can from Wells.
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Dennis Smith
Colorado Springs
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Joined: 09/07/2007
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Saved up for a couple of years and paid cash. 0% interest rate is a good thing
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Bit Bucket
Brookings, Oregon
Senior Member
Joined: 04/29/2011
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Local credit unions can be some of the best rates.
Wife works in one, typical right now is 72 month loans at around 4.5% assuming credit score of 750 or better...
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Searching_Ut
Utah
Senior Member
Joined: 05/09/2011
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I'm one of those individuals who think you should do everything possible to pay cash for your toys. The Dave Ramsey lifestyle can easily result in your having bigger and better toys with less stress.
That said, if you choose to finance don't pay more than you have to. I just checked my credit unions web page and the 12 year fixed RV rate is 4.75 for 12 year loans. 3.75 percent should you choose to go variable. If your credit is good you should be able to get a signature type loan for well under 9 percent, which would be worst case. If someone is trying to charge you more than that you're really getting taken to the cleaners.
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CamperWill
Massachusetts
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Joined: 03/01/2012
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Our dealer's finance company, PriorityOne Financial Services, tried to get us into 11% saying that was the best they could do.. went to a local CU and got 7% for 12 yrs
2007 GMC Envoy 4.2L I6
2012 KZ Sportsmen S242SBH
Prodigy P3 & Reese Dual Cam
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