misplacedtxn1004
Virginia Beach, VA
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Joined: 04/17/2012
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I'm a first time fifth wheel owner and have some questions about insurance. Just bought one and now shopping for insurance and frankly need some sound advice from those who live in their rigs. I have read on here good things about Good Sam and GMAC.
What is the recommendation for insurance for living in a fifth wheel? I've been a USAA policy holder for 15 years for auto/home. Is any part of it covered while hooked up to tv?
Are there different types of policies for living in one, or is it similar to homeowner insurance?
I need to decide and purchase this week so any quick responses would be great. Thanks.
2007 3712 Toy Hauler
2007 Honda Rancher 4X4
Pulled by:
2004 5.9 Dodge Cummins 3500 DRW 6spd 4X4 HO 305/555 3:73, Quadzilla XZT, Ranch Hand front end, Brown's running boards, missing silencer ring, Donaldson 41" muffler, B&W gooseneck w/ companion.
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happytrader59
league city Tx
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Joined: 12/23/2005
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We had gone thru Millers ins in oregon on our 5'ver but have since changed to GEICO for our coach.I am not sure USAA has full timers coverage.
2008 Monaco Camelot 43', 2007 Jeep Wrangler
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HappyKayakers
Black River Falls WI
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Joined: 11/28/2005
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There's probably a sticky on this subject in the fulltimer area. Insurance is definitely different between fulltiming and recreational use. Be sure you specify that right at the start, whoever you talk to. You should also check into getting your truck ins from the same company since some will not insure it if it's not in the same zip code for x number of months per year.
Joe and Dakota, the wacko cat
2006 Dodge 3500 QC CTD SRW Jacobs Exhaust brake
2006 Heartland Bighorn 3600RL, MorRyde suspension, TrailAir pinbox
http://happykayakers.com/blogger/
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wtmtnhiker
New Hampshire
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Joined: 10/30/2009
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happytrader59 wrote:We had gone thru Millers ins in oregon on our 5'ver but have since changed to GEICO for our coach.I am not sure USAA has full timers coverage.
I went through Millers too and they got me the best policy/price for being a fulltimer. They specialize in insurance for fulltime RVers
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jimdebbi
Bremerton WA
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Joined: 09/27/2010
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USAA uses Progressive for full-timers. I used RV America to do the search for the best price. And also Great American Assurance does searches.
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misplacedtxn1004
Virginia Beach, VA
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Joined: 04/17/2012
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Thanks for the feedback everyone. I'm in Spain right now and I've found so far it's not that easy getting qoutes through the internet.
* This post was
edited 04/25/12 04:03pm by misplacedtxn1004 *
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Old-Biscuit
Across the USA
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Joined: 06/20/2009
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Insurance differs based on you 'home' state, type of coverage, your age, driving record, credit report etc.
We FT and have a 'home owners' policy (same type for your stick/brick house) plus personal contents, medical, liability, custom items etc.
We use Explorer RV Agency with insurance thru National Interstate. They specializes in FT'rs. Good coverage/reasonable rates/good claim service.
Very easy to get a quote via internet.
2007 RAM 3500 QC LB SRW 5.9L CTD 48re 4:10 4K in bed 'quiet genny'
2007 HitchHiker II 32.5 UKTG 2000W Xantex Inverter
Hit the Road Free & Clear April '07
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sdianel
Tampa, FL
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Joined: 07/24/2005
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National Interstate x2
Lonny & Diane
2004 Country Coach Allure 33' "Big Blue"
Towing 2008 Chev Colorado 4x4
Semper Fi
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Chief 2
Florida
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Joined: 07/21/2008
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I am insured with National Interstate and got it thru Millers. Here is a contact for Marlene. She is the best.
Marlene Bounds
Miller Insurance Agency, Inc.
5805 SW Willow Lane
Lake Oswego, Oregon 97035
(800) 622-6347
(503) 636-6347
(503) 699-9348 (Fax)
marlene@millerrvinsurance.com
www.millerrvinsurance.com
2005 Lance 1181 Loaded
2005 Chevy 3500 4X4 Duramax, Edge Attitude Tuner, 5" Exhaust, Airaid, Ranchos, Air Bags, Hellwig Big Wig
2007 38RL3 Mobile Suite
2001 Bass Tracker 185
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MaverickBBD
Formerly of Bellingham, Wahington, U.S.A.
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Joined: 11/21/2004
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Give Farm and City in Forest City, Iowa. They will be happy to discuss full timing with you as they are specialists. No obligation. They will get you something like five quotes and for not obligation.
Tom, Cheryl & Blossom(coonhound mix)
'05 Winnebago Journey 36G w/Cat. C-7 350 hp Freightliner XC
AFE air filter, aero turbine muffler, 4 FSD Konis, ultra track bell crank and Safe-T-Plus
FMCA 397030
WIT 129107
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