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Open Roads Forum  >  Class A Motorhomes

 > Motorhome Insurance Through Hartford (AARP)

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wolfe10

Texas

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Posted: 05/03/12 10:38am Link  |  Print  |  Notify Moderator

Does anyone have insurance on their motorhome through Hartford (AARP)?

Looks like it is covered as a "car"?

Anyone have experience with how their coverage differs from "regular RV insurance"?


Brett Wolfe
1997 Safari Sahara 3540
EX: 1993 Foretravel 36' U-240


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arnko37

Port Charlotte FL

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Posted: 05/03/12 10:56am Link  |  Print  |  Notify Moderator

We had a MH insured with Hartford and now have three other vehicles insured with them. Been with them for about 7 years and are happy with no complaints. People you tak to on the phone speak english well and are very helpfull.

thgoodman

Where ever the wheels stop - Mesa, AZ for winter

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Posted: 05/03/12 10:58am Link  |  Print  |  Notify Moderator

I have it. Yes, the basic policy is the same as a car. In fact, both my car and the MH are documented on the same policy. The difference is in the riders attached to the policy. Some are for the car some are for the motor home. For instance, because I don't own a stick house and therefore don't have home owners insurance, there is a rider on my MH police that reads just like a home owners policy.

Their customer service is quick and friendly and the price seems appropriate. I've never made a claim so who knows what that experience would be like. That's the real test of how good an insurance company is.


Tom & Jan
Full timers since April '06 - 2 fur kids (George - mini Aussie, Archie - mini Poodle.)
2006 Beaver Patriot Thunder towing 2012 Subaru (4 down)
Started workamping Sept '07 - "This isn't too bad. Think we'll do it some more."


KJINTF

Montana

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Posted: 05/03/12 11:37am Link  |  Print  |  Notify Moderator

YES
They are wonderful with excellent customer service and after the "real test" they remain wonderful. One thing - they do not except just anyone like most of the other insurance companies.


Always more projects than time


rchonly

Kingman, Arizona, USA

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Posted: 05/03/12 11:50am Link  |  Print  |  Notify Moderator

We had them for about 15 years, insuring our home, RV's, and two to three autos at a time along with a $2 million liability rider.

No tickets, one small comprehensive claim of about $1,000 on a Class A in 2003. No other claims during our tenure with them. We were paying them in round figures $2,660.00 per year for all.

In 2009 we received a increase in our vehicle coverages in the amount of $675.00 per annum. Upon questioning them we were advised in writing that it was because I had turned 70 that year and was now considered a higher risk.

Of course we shopped around and found another carrier in the name of AAA and got the same coverage with a $1 million rider instead of the 2, for just a little over half of what we were paying AARP/Hartford before the rate increase. We're still with AAA and the rates have stayed stable. And I keep getting older and so far no wrecks and no tickets.

AND, guess who keeps knocking on our door wanting us to come back to them.

You may want to keep that in mind or even better drop that question on them and see what reaction you get. They wouldn't lie to you would they?

Roger


1991 - 38" American Eagle - 8.3 Cummin's w/Allison 4spd
(Purchased 4-15-10 w/5,600 miles on it)
99 Dodge Durango/SLT 4X4 - Toad

mccsix

Pensacola Florida

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Posted: 05/03/12 12:19pm Link  |  Print  |  Notify Moderator

$1898 in 2011 with Hartford, 3 cars and MH. Renewal comes in at $5,387 for the same vehicles...no claims in between. They say they made a "big" mistake in the orig price........do you think? Nice people to talk to, they just don't make any sense!

donkeydew

OR

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Posted: 05/03/12 01:05pm Link  |  Print  |  Notify Moderator

have had them several years with good customer service and very reasonable rates.
i've been impressed enough that they now insure stick house and all vehicles

garry1p

Oklahoma

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Posted: 05/03/12 03:39pm Link  |  Print  |  Notify Moderator

I have them so far so good the MH has towing included at no extra charge.


Garry1p


1990 Holiday Rambler Aluma Lite XL
454 on P-30 Chassis
1999 Jeep Cherokee sport


pkunk

Questa, NM

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Posted: 05/03/12 08:31pm Link  |  Print  |  Notify Moderator

Brett, I've had AARP Hartford for several years now and their price couldn't be beat. The company is Hartford, but a special deal through AARP. I've had no claims, but expect no problems if I did. Their MH/RV insurance is under the car insurance but is RV specific and recognizes part time use, agreed replacement, full comprehensive including glass, and a good RS assistance/towing. Check them out, you won't be sorry.


1999 Coachman Mirada 34 ft.V10-F53 chassis
12ft.LR slide-2 gp31 AGM 12V @220AH


fredaevans

Ashland, Oregon

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Posted: 05/03/12 08:33pm Link  |  Print  |  Notify Moderator

Call USAA .... period.

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