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saaboo

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Posted: 05/06/12 07:07pm Link  |  Print  |  Notify Moderator

Just wondering if anyone has used that essex finance credit union? or wohas had good luck with who? I hear its kinda hard to get financing even if your score is 750-800.?

okgc

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Posted: 05/06/12 07:15pm Link  |  Print  |  Notify Moderator

If you are not full timing, try Bank of America.


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Posted: 05/06/12 07:39pm Link  |  Print  |  Notify Moderator

I would advise to go through a local credit union to keep money in your community more. If at all possible, cash on the barrel works the best.


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Posted: 05/06/12 08:43pm Link  |  Print  |  Notify Moderator

We used them and it went well. If you have good credit and the unit you intend to buy falls within their guidelines, you should not have any problems. It does take at least two weeks for them to process a loan. The only reason we used them was the rate. They will sell the loan to another bank and you will be making payments to the bank.


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Posted: 05/06/12 08:55pm Link  |  Print  |  Notify Moderator

Essx usually uses Bank of the West. My last 2 5er's have been thru them. Even with a score of 780 lots of banks just didn't want to finance a RV. They just happen to have the best interest rate back in Jan. and that included 2 credit unions. I remember it was fairly low but not near my paperwork right now to check.


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Posted: 05/06/12 09:43pm Link  |  Print  |  Notify Moderator

Refi your house and you will get a better interest rate.

saaboo wrote:

Just wondering if anyone has used that essex finance credit union? or wohas had good luck with who? I hear its kinda hard to get financing even if your score is 750-800.?



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Posted: 05/07/12 06:39am Link  |  Print  |  Notify Moderator

Newcoast

These guys make Essex look like amateurs. No connection other than being a satisfied customer. Quick and easy.


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tporter

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Posted: 05/06/12 09:57pm Link  |  Print  |  Notify Moderator

I used Essex and was / am happy with them. I couldn't find a better interest rate and they were easy to work with.

joeprinter

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Posted: 05/13/12 08:46am Link  |  Print  |  Notify Moderator

Also bank of the west financing however one the biggest things has nothing to do with Credit score anymore, now its more of the age of the coach.. etc..


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Dave n Alice

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Posted: 05/13/12 08:51am Link  |  Print  |  Notify Moderator

Also used Bank of the West back in January. They beat out my local federal credit union.

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