I would advise to go through a local credit union to keep money in your community more. If at all possible, cash on the barrel works the best.
4 whopping cylinders on Toyota RV's. Talk about great getting good MPG. Also I have a very light foot on the pedal. I followed some MPG advice on Livingpress.com and I now get 22 MPG! Not bad for a home on wheels.
We used them and it went well. If you have good credit and the unit you intend to buy falls within their guidelines, you should not have any problems. It does take at least two weeks for them to process a loan. The only reason we used them was the rate. They will sell the loan to another bank and you will be making payments to the bank.
Essx usually uses Bank of the West. My last 2 5er's have been thru them. Even with a score of 780 lots of banks just didn't want to finance a RV. They just happen to have the best interest rate back in Jan. and that included 2 credit unions. I remember it was fairly low but not near my paperwork right now to check.
06 Montana 3000RK
07 Dodge 3500 Dually Sport 6.7 Diesel
07 Pearl White Ultra Classic (My new Baby)
10 Cadillac CTS
Texas Boomers---Stop by for a Margie some time!