2btowed
glendale,az
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Joined: 12/14/2007
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After last year's hail storm been looking at all the insurance I have.Got hit hard and Ford (USSA),5th Progersive,House (All State),Had 3 seperate deductables 500 each.What happens if Ford ,5th, and ATV's in 5th get taken out? 4 seperate deductables=2k,Any one had this happen yet ? Getting ready to start doing more traveling and I do not like suprises. Ideas ? bundling get rid of extra deductables? Who you like? Good Sam has 5th, but cover everthing else ?
08 Ranger
08 Grizzly x2
06 400ex
06 Honda 90
04 Kymco 110
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naturist
Lynchburg, VA
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Joined: 04/24/2008
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Yeah, that's just one more reason to get all your policies bundled together, I think.
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BettynLen
Hendersonville, NC
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Joined: 07/16/2006
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You need to check with an agent, but even with bundling they are individual policies on each item so they probably have separate deductibles.
Len
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r1Mk
Modesto
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Joined: 04/16/2007
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I use national interstate, brokered through twin peaks Rv insurance in Florida. They offer several different options. I also carry my vehicle insurance through them and if there is an accident one deductible will cover truck and trailer. I have a dimishing deductible ($100 per year if there is no claim), Ive made it over five years so no deductible for me if something happens.
They are also reasonably priced. Just renewed RV policy $423 for one year.
'06 GMC 2500HD D/A 4X4
'12 Fuzion 302
Winter Arctic Cat 900 1M, Polaris 700 RMK, Polaris 550 RMK
Summer Honda 300 EX, Yamaha 80, Polaris 50
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neil.hank202
Colorado City
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Joined: 02/22/2012
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I like the AARP RV insurance rates. I think they’ll cover everything you’re asking for. A lot of people have recommended them and their rates are easy to check out online too.
* This post was
edited 04/17/13 06:34am by neil.hank202 *
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porkchop1221
US
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Joined: 02/14/2012
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quick question. does rv insurance cover the toys inside? or do you need separate insurance. the bikes aren't registered because they don't get ridden in the street.
2012 GMC 3500HD, Diesel, Crew Cab Standard Bed, SRW
2013 Cyclone 3010 (to be picked up)
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dedmiston
Valencia
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porkchop1221 wrote:quick question. does rv insurance cover the toys inside? or do you need separate insurance. the bikes aren't registered because they don't get ridden in the street.
Nope. You need separate policies for the toys. Since they have a VIN, you insure them just like an auto.
2004.5 Dodge 2500 Diesel • 2005 Weekend Warrior FS2600 • Hooligan #3
Toys:
- 05 Yamaha WR450
- 07 Honda CRF250X
- 05 Honda CRF230
- 06 Honda CRF230
- 06 Yamaha TT-R90E
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porkchop1221
US
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Thanks. My husband called one company and said it had to be registered to be insured. If we don't ride on the street ever so why does the insurance company want us to register it.
Anyway, thanks for the info.
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Y-Guy
Tri-Cities, WA
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Give Geico or Progressive a call.
Our RV: '07 Winnebago Sightseer 35J
Our Toys: Four Winns Horizon 190, Polaris Sportsman 500's & Honda Recon's
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