Ok so in July .. the manufacturer warranty runs out on our 2011 Keystone Springdale. so I have a question for you all ... Would you immediately buy an extended warranty or would you wait a few years .. like 2 or 3 .. keep in mind that we are now full timing in the TT .. I know this will void the manufacturer warranty .. but I don't think it would void an extended ( checking into that now threw Good Sam ) ..
Just want to get your opinion on this subject .. Personally I think it would be good to buy it now .. however the wife wants to wait a few years ...
2012 Dodge Ram 3500 Dual 6.7L High output diesel
2008 Jayco Designer 34RLQS
2013 Harley Davidson Ultra Classic
Full time and loving it
Cancer free since 1/2012
Men, Please check your self for Testicular cancer and Teach your young men how to check as well!
thebutler4 wrote: Just want to get your opinion on this subject .. Personally I think it would be good to buy it now .. however the wife wants to wait a few years ...
Would your wife pay the repairs between expiration and a few years?
My opinion -- unless you are prepared to pay potential expenses out of pocket, het a good extended warranty w.e.f. the date of expiration of the factory warranty. Read the fine print on what is actually covered. Look at Consumer Reports for your vehicle and see what the weak areas are and make sure the plan you get covers these. I have an extended warranty on my truck and on my Audi. The one on the Audi already paid for itself and then some. Have not had to use the truck's E/warranty yet since it is still under factory warranty.
The insurance company will invest your money and pay for the repairs out of their return and the price will be based on how long they have the money to invest. There's other variables involved, too, but in general it would seem to me that getting one a few years down the road should cost more per year than getting one now because they'll have the money for a lesser time and an older unit likely will have more repairs. But then you won't be paying the premium right away either. I think you should be able to price both options to get an idea which might work better for you.
I'm not a fan of extended warranties, especially on a non-motorized vehicle, my experience is that they benefit the seller much more so than the buyer. Personally, I set up an account and deposit money in it to pay for repairs, self insure so to speak. But if one wants one for peace of mind they need to read it like a lawyer for deductibles, caps, exclusions, etc. Many people have found an item they thought was covered wasn't because of subtle wording in the small print.
ok this is what GoodSam covers in there extended service plan
Water Heater/ Boiler Assembly
Covers all parts as originally supplied by the coach manufacturer.
Waste System Assembly
Covers all parts as originally supplied by the coach manufacturer, except for the following:
Whirlpool, jetted, or spa type bath systems
related accessories
Fresh Water System Assembly
Covers all parts as originally supplied by the coach manufacturer, except for the following:
water filters
Roof or Basement Air Conditioning
Covers all parts as originally supplied by the coach manufacturer, except for the following:
duct works
Range and Oven Assembly
(Gas, Electric, Convection, Microwave) Covers all parts as originally supplied by the coach manufacturer, except for the following:
doors
handles
racks
cabinets
L.P. Gas System Assembly
Covers all parts as originally supplied by the coach manufacturer, except for the following:
LP gas
Coach Heating System Assembly
Covers all parts as originally supplied by the coach manufacturer, except for the following:
duct works
Refrigerator Assembly
Covers all parts as originally supplied by the coach manufacturer, includes the refrigerator icemaker, except for the following:
doors
door seals
handles
shelves
cabinets
Auxiliary Powerplant/ Generator Assembly
Covers all parts as originally supplied by the coach manufacturer, except for the following:
spark plugs
spark plug wires
distributor cap
ignition rotor
injectors
exhaust systems
radiators
belts
hoses
all wiring
Electrical Assembly
Covers all electrical parts as supplied by the manufacturer, except for the following:
all wiring or fiber optics
light bulbs
lenses
cable systems
telephone systems
and any after-market navigational systems
Brake Assembly
Covers all parts, except for the following:
brake controllers
brake rotors
brake pads
brake linings or shoes
Suspension Assembly
Covers all parts, except for the following:
shock absorbers
bent axles or springs due to fatigue, impact or overloading
Landing Jacks, Leveling or Stabilizing Jacks, Lift Cranks »
Covers all parts
Deluxe Appliance Coverage
Covers all parts of stand-alone freezer, dishwasher, washer/dryer, stand-alone icemaker, electric fireplace, electrical components of a central vacuum system, electrical and mechanical awning components, and trash compactor, except for the following:
doors
door seals
handles
shelves
cabinets
all wiring
Slide Out Room Unit(s)
Covers all parts, except for the following:
wooden structure or metal structure
slide-out room(s) weather seals
sealing boots
awning fabric
Power Step System
Covers all parts
Entertainment Package
Covers all built-in electronic audio/visual devices, except for the following:
personal computers
flat panel display televisions larger than 42 inches
any part or component not originally supplied by the coach manufacturer. Repairs will be made in accordance with the manufacturers’ guidelines
Seals and Gaskets
Seals and Gaskets are covered for all of the components listed above.
I am really leaning towards the warranty my self .. just have to talk the wife into it ..
The cost is only 55 bucks a month .. or something like 675.00 a year ...
* This post was
edited 05/17/12 11:55am by thebutler4 *
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