BarPat
Florida
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Joined: 05/20/2012
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We just bought a new travel trailer 2013 Crossroads CruiserAire. We are new to raving. What features are important to look for. Any companies we should contact to ask for quotes.
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hallock5
Texas
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Joined: 01/30/2012
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Many will suggest Progressive as a starting point. I contacted an independent agent who had multiple carriers to choose from to pick out the most competitive package. Good luck.
2008 Jayco Eagle Superlite 28.5RLS
2002 Ford 4x4 SuperCab 7.3 (Jr International) Diesel
Sad to say, time to sell to a good home.
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fordsooperdooty
Southern California
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Joined: 08/13/2004
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Most car insurance companies also have RV insurance. We went back to Good Sams insurance because they seem to be better equipped to understand the needs of the RV community. Plus when we had to use them several years ago when we totalled out our RV and Expedition...they were totally committed to taking care of us and literally "making us whole".
The lady who assisted us actually showed real compassion, and went way above and beyond our expectations, had an attitude of caring about us. THAT's unusual for any insurance carrier!
We were seriousily considering giving up our RV lifestyle completely, (one near death experience is enough!) but after receiving a brand new RV to replace our smashed one, and more money than we had paid for our tow vehicle...(we got a hot SMOKING deal at the Ford dealer!) we bought a full sized Ford Diesel crewcab and our 7th new!
And joined this Forum in 2004. The rest is history!
Note-We briefly had Progressive and then State Farm...but dumped them for Good Sams once again.
My posts shouldn't be taken for factual data. They are purely fictional, for entertainment purposes and should not be constituted as actually related to scientific, technical, engineering, legal, spiritual or practical advice. Amen. 
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1Wheeldrive
The Rockies
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Joined: 03/06/2011
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Buying insurance for anything is really a******shoot, especially for an RV which depreciates in value very rapidly. You will have to decide what is more important to you, the annual cost of the insurance, or the benefit of being able to replace your unit. I could pay less than I am paying now for insurance, but I valued the provision in my current policy that insures the RV (5th wheel toy hauler) for its replacement value, not the "blue book" value. In other words, if my trailer is totaled in the first 5 years I own it, I get what it would cost me to replace that trailer. Not all insurace policies provide that benefit.
I have a Camping World policy through GMAC that includes all my vehicles. My home owners carrier could insure my vehicles, including my RV for about $200 a year less than I am paying GMAC, but the coverage, especially on the 5er is a lot less. What is more important to you?
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BarPat
Florida
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Joined: 05/20/2012
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Thank you all. I have a quote from Gmac and one from Progressive. Just waiting on my insurance rep to get back with us on a quote.
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Chuck&Gail
In the Colorado Mountains
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Joined: 06/16/2004
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If you store your RV, be sure to check GMAC.
Chuck
Wonderful Wife
Australian Shepherd
2010 Ford Expedition TV
2010 Outback 230RS Toybox, 5390# UVW, 6800# Loaded
Not yet camped in Hawaii, 2 Canada Provinces, & 2 Territories
I can't be lost because I don't care where this lovely road is going
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dqdick
Council Grove, KS
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Joined: 11/17/2011
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Also see how long the replacement value is for. When I got a Good Sam GMAC quote the policy went to book value after 5 years so I went with another company.
Dick and Joyce
2010 Montana 3665RE
Dodge 2500HD Maxi Cab Laramie Edition
Diego, Norm, & Bitsy
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Kirk
Livingston, Texas.
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Joined: 06/17/2001
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Here are some insurance agencies that specialize in coverages for RV owners.
PoliSeek Insurance
Miller Insurance
RV Advantage
Explorer Insurance
Good travelin! ........Kirk
Professional Volunteer
Fulltimer for 11 years,
URL: www.adventure.1tree.net
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athenaemerson
Elk
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Joined: 10/21/2011
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Get a quote from the aarp RV insurance. We’ve been insured through them for a little over 4 years now and so far it’s all been good. You can add unlimited coverage for $40 which means you’ll be paid for all your towing bills irrespective of the cost.
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porkchop1221
US
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Joined: 02/14/2012
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Do you have to be an AARP memeber to get the insurance?
2012 GMC 3500HD, Diesel, Crew Cab Standard Bed, SRW
2013 Cyclone 3010 (to be picked up)
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