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 > Your search for posts made by 'lbrjet' found 360 matches.

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RE: Health Insurance

We had a BCBS PPO plan in Indiana for four years prior to ACA. Never used it. BCBS was the only insurer in my county under ACA and offered only HMO plans. We knew (at least hoped) we would be moving to Arizona in the spring so didn't think too much about it, figured we would get the PPO after moving. While house hunting in AZ my wife had a heart attack. The blockage cleared on it's own after we got to the hospital and they have no idea why she was struck. Anyway, that was back in March and we are now just getting the final bills paid under the ACA emergency clause. Was in network. They denied every claim until I hounded them about the life threatening situation portion of the policy. Was on the phone with them again last week to try to get the very last claim resolved. I owe the doctor the money (deductible) but they just need to send the paperwork to knock it down to their contracted price. Now we have the AZBlue PPO. Wouldn't you know it while traveling this summer she had an emergency appendectomy (in network hospital) at the end of June in NY state. BCBS AZ promptly paid all the claims, less deductible of course. Both insurance policies were with BCBS and I swear it is like working with two completely different companies. We are also new at this since it is the first time either of us have ever been to the hospital.
lbrjet 09/30/14 03:51pm Snowbirds
RE: Las Vegas - Sams Town RV & Casino

We stayed at Arizona Charlie's last fall, was 32 bucks for FHU site with 70 foot concrete pad. Spaces were close together of course but was well worth it.
lbrjet 09/30/14 03:25pm General RVing Issues
RE: Equalizer Adjustment questions round #3

I am restoring all but 160 lbs on my setup, have towed 16.5K miles and wouldn't change a thing on mine. 8 washers is the max, but I would stop tinkering with it and do some towing instead.
lbrjet 09/29/14 05:40pm Tow Vehicles
RE: Thoughts on a used Ford tow vehicle...??

Wow, that's a great find. Congrats Kevin. I love my F250, I'm sure you will love that truck just as much.
lbrjet 09/26/14 01:12pm Tow Vehicles
RE: US 2 From Bangor to Bethlehem,NH

There was some construction just before Skowhegan as mentioned above. Otherwise was an easy trip from Maine to Vermont. A little slow going in parts of Maine with a bunch of towns but the road is in good shape.
lbrjet 09/24/14 04:21pm Roads and Routes
RE: How good will it get?

Tires getting worn in. I got my best mileage ever last winter with 55K on my tires. Replaced them (with the exact same tire) and immediately MPG went down. Now at 72K and mileage is going back up again.
lbrjet 09/22/14 08:26am Tow Vehicles
RE: Need help with the numbers on the weights and such

Your WDH will transfer about 150-175 lbs of that tongue weight to your trailer axles so your payload hit will be reduced by that amount. As myself and a few other people have stated 6K dry maximum is where you want to be so 5941 is right there.
lbrjet 09/15/14 03:01pm Travel Trailers
RE: You're not going to believe this!!

We are going to be putting a screen up behind the refrigerator panel, the hot water heater panel and the furnace exhaust. Those screens were the first 'accessories' we bought when we got our new TT. Those mud daubers will homestead anywhere, even on the tires under the covers! X2.
lbrjet 09/14/14 04:12pm Travel Trailers
RE: Need help with the numbers on the weights and such

If I had your truck I would look for trailers in the 6000lb dry weight range. Don't skimp on the hitch. I would get an Equal-i-zer 4 point or a Reese dual cam. Blue Ox also makes a good medium price hitch as well. Figure adding loading 1000lbs into the trailer. At 7100lbs(includes propane and a battery) your tongue weight will probably be somewhere in the 780-920 lb range. Your truck hitch maximum is probably around 1000lbs. Many, many floor plans to choose from.
lbrjet 09/14/14 04:10pm Travel Trailers
RE: 4,000 - 4,200 RPM?

If you have never exceeded 3K you are going to have a broad grin on your face at 4K.
lbrjet 09/13/14 08:05am Tow Vehicles
RE: Dealing with bow wave

Your trailer weighs 9400 and your truck weighs 6000. You are going to get pushed around no matter what.
lbrjet 09/06/14 07:18am Travel Trailers
RE: Those of you with Tailgaters

We have a 211Z, a Tailgater and use a 2TB Seagate with its own power source and have to use the USB 2.0 connection. The 2.0 USB interface is required by Dish so make sure your hard drive handles 2.0. Ours is 2.0 and 3.0 compatible.
lbrjet 09/05/14 12:40pm Technology Corner
RE: Near retirement - health insurance

This is the only time we used the insurance, it was in network. BCBS has a good nationwide network. She is fine, we were back on the road in a few days with her just taking it real easy for the first couple of weeks. No lifting, etc. Two months later all claims have been paid, great service from BCBS Arizona.
lbrjet 08/30/14 06:52am Full-time RVing
RE: Newbie - confused about hitch weight

Get the 12K Equalizer 4 point hitch. The Anderson doesn't do well redistributing the weight from the rear axle back to the front axle from what I have read on here. You will probably need to upgrade your receiver as well. Best of luck with the new trailer.
lbrjet 08/29/14 04:27pm Beginning RVing
RE: Near retirement - health insurance

We have a BCBS individual plan in Arizona that covers both of us. It is a PPO plan. Her operation was in New York State on an east coast trip. No, we are not full timers as we own a Park model in Arizona and that is our domicile. We travel about 5 months out of the year.
lbrjet 08/29/14 04:20pm Full-time RVing
RE: Near retirement - health insurance

The problem with not having insurance is the bills are much higher. My wife had to have an appendectomy and was in the hospital for only one night. Bill was 18K and the insurance company 'negotiated rate' came out to 5.7K. Without insurance you are on the hook for the entire 18K bill. It's crazy but that is the way it works.
lbrjet 08/29/14 06:19am Full-time RVing
RE: Towing through Eisenhower Tunnel

I too stressed about this drive for months and when it was done I wondered why.
lbrjet 08/29/14 06:13am Towing
RE: Stopped at weight station ROUND 2-Need advice

I don't think one washer will put you over on the front axle. I'm restoring all but 160 on my setup, but my trailer weighs a thousand pounds more than yours. Have about 14K towing miles now all over the country. I get pushed around a little now and then, not often though as it seems to depend on the wind direction, but feel my setup is optimal for me. I don't think that you will ever get away from a little push now and then, adding a washer or not.
lbrjet 08/24/14 02:32pm Tow Vehicles
RE: Financing Survey

Average annual returns are misleading by design. It is simply a number made up by Wall Street to make returns look better than they really are(except if the market never goes down). For example over a five year period your index fund goes down 50% followed by four years of 25% gains. Wall Street balances the + and - equally when they are not equal. Your mutual fund statement will say your average annual return is 10% for the past 5 years so you would think that if you invested $1000 now you have $1500, but in reality you only have $1220. Go figure.
lbrjet 08/24/14 06:01am Beginning RVing
RE: Syracuse to Lake Placid Route?

We were in Lake Placid for a week about 2 weeks ago. All the roads in the area were smooth, but some had not much shoulder. Wed and Sat at 1:00 is ski jumping. I highly recommend checking it out if you are there. The Olympic Passport is well worthwhile. I was impressed with the Olympic venues. At the Bobsled track they take you to the top and then you can walk down the 1 mile track, on the track. That was really cool.
lbrjet 08/23/14 03:46pm Roads and Routes
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