Winnie SS '08
Delaware
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Joined: 02/29/2008
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Hi!
We too are Progressive. This is our first MH, and after doing all of the homework, they offered the best coverage. First 5 years, full replacement value was one of the biggies for us.
We have State Farm for everything else, but they are not as savvy with the MH end of things.
Premium is around $700. Which is the best I found.
So far haven't had to claim anything, but feel confident in my choice.
Good Luck.
Winnie SS '08
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chuckster11
Idaho
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Joined: 04/30/2004
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Yes but no claims so I don't have a clue about the service. The price was right for an annual premium.
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jakcheese
Alhambra, CA, USA
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Joined: 07/27/2004
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GMAC allows you to cut the coverage when not in use. Have had them for over 20 years now. While everything else in with State Farm, can't beat the service and coverage.
A new coach is replacement covered for 5 years.
Jackcheese and Motlah
2006 Dolphin LX 6320 W22 Workhorse chassis
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Boblou
Florida
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Joined: 10/05/2005
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Why dont you let Progressive compare prices for you like they advertise on tv.
I had Progressive and a quick wind came along and made a tear in my awning abut 2 inches long. I called Progressive and told them that i did not want to file a claim, but they came right to the campsite the next day and gave me money to have the whole darn thing replaced. Well to make a long story short, they doubled by premium the next year. Just for fun why dont you call AIG and they have Progressive campare prices for you. (remember to include road service and auto)
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Roger in VERMONT
Rutland, Vt. USA
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Joined: 11/14/2003
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We have Progressive and like it. We purchased it thru Farm & City. They are very helpful. I like the diminishing deductible. After four years they pay the entire claim. We have it insured for purchased value. We bought ours used if we have a total loss we will get what we paid. Better than Nation Wide. It took us a year to settle after our motorhome was lost in a storage warehouse fire. Never again with anyone who does specialize in motorhome coverage.
 2001 41' Holiday Rambler Imperial
2004 Jeep Wrangler
Weekenders and Loving it!
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99damon
Colorado
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Joined: 09/20/2007
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Progressive has a very intelligent motorhome package, and a fulltimers package as well. Even if you're past 5 model years, you can get full replacement value coverage if you get them an acceptable appraisal from a dealer. I haven't had a claim, but I really liked how they stacked up against everyone else. Ended up changing car policies to them also.
Wayne
Fulltimers
1999 Damon Intruder 341
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Deen
Vancouver, WA
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Joined: 12/07/2000
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We had Pprogressive, they lived up to their name, every year they raised the rates even though we had NO claims. Then we got broken windshield on the Jeep, called them, they ABSOLUTELY REFUSED to tell me how much it would cost by using them. The told me I could cancel the claim if I didn't like the cost. So I said (as per their coaching) "I want to file a claim" It was more than double just paying it myself so I canceled the claim. Then I found that they took away my "no claim" discount". When I shopped around for a different company I found that Progressive was reporting that I had filed a claim of $0 to $1000, but NOT reporting that there was no payout and I had canceled the claim.
Called the states Ins. Comm., they said it wasn't illegal, but certainly unethical. We now have GMAC with full replacement ins even though the rig is over 6 years old. Progressive won't even write that and it is cheaper than Progressive too.
Deen - Vancouver, WA
'02 Dutch Star 4090 (41+', triple slide)
435/1200 ISC Cummins/Banks PowerPak
'08 Honda Civic/dolly
'05 Honda Odyssey/dolly
NRA Benefactor Life Member
FMCA f47302s, Life Member: Good Sam,
Newmar DP Owners Group
51st yr of RV'ing
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SpinRite
Research Triangle, NC
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Joined: 07/17/2006
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My auto insurer couldn't even figure out how to write a policy on my coach. They had to consult with their 'commercial division'.
Seems that in each field, only one or two companies are really courting the RV market (WalMart, Flying-J, Progressive come readily to mind) and their competitors just don't seem to "get it" when it comes to RVs.
'94 Holiday Rambler Navigator
38', Cummins 8.3 300hp, Allison 3060
pushed by a 2005 Honda Element
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mojo41
parsonsburg,md
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Joined: 10/06/2006
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ditto to jakcheese.excellant service and can backpedal on coverage when not on the road.saves a bunch
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Harvard
51.37N 114.42W
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Joined: 12/24/2005
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Job #1 of all insurance companies is to collect premiums. Job #2 is to find a reason in the fine print to avoid paying claims.
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