wondering. I'm 61, almost 62, wife is 60, almost 61. Considering waiting till 65 (Medicare) before quitting and going full timing. Will have something over $6,000/mo in retirement income without drawing on our 401's or selling what few stocks we have. Would like to travel some and workkamp some.
Advice? Any and all welcome!!
Deen - Vancouver, WA
'02 Dutch Star 4090 (41+', triple slide)
435/1200 ISC Cummins/Banks PowerPak
'08 Honda Civic/dolly
'05 Honda Odyssey/dolly
NRA Benefactor Life Member
FMCA f47302s, Life Member: Good Sam, Newmar DP Owners Group
51st yr of RV'ing
Over $72,000 a year income!!! Why are you considering work camping? Unless fuel and the cost of living climbs faster than now, you should be alright unless you are big spenders.
Then too, a lot of guys just like to keep busy. Nothing wrong in that.
Good luck, the 2 years will be over with before you know it.
I would go at 62. I figured out that I would have to collect for 14.3 years after I turn 65 to make up for what I didn't collect from 62 to 65. None of us know how long we will live, so I'm going to take what I can get while I'm still around to get it, and hopefully able to travel to spend it.
2005 F350 PSD, 4x4, Lariat Crewcab, FX4, Camper pkg, Line-X 2006 Sunline T-2499 custom ordered with 24 options incl. aluminum roof & Onan CampPower 3600 LP Genny, Proud member of: Sunlineclub.com Single? check out MSN Groups Open Roads Singles,
Have enjoyed reading your comments of the forums, NOW I can give you some of our feedback after traveling FT the past 3+ years!!
We have been able to do it on far less than what you will have. Now, I am the first to admit that we don't live "high on the hog" and stay on a pretty firm budget. We prefer national & state parks and do a lot of boondocking. We use RPI & C2C along with Passport America as much as we can. We stay away from the "big rig" parks because I wouldn't call our Winnibago Brave a "big rig"!! I limit our dining out, as that can be a real budget buster for us. We find that we can get as good of a meal off the late lunch menu or get there for the early dinner specials.
I think that it is with everything else. If you are used to a high standard of living (and with $6k retirement) you have done very well for yourself, you will still find ways to maintain close to your lifestyle.
You should have no problem making it on that, unless diesel fuel hits $10+ a gallon and your crossing the country every 3 months!!
Ron & Carolyn
Sadie the Irish Terrier
Happy the Lakeland Terrier
From sailing yacht to land yacht
KE7BZC
M/V Lothlorien GO HUSKIES
There is one thing that you must consider! No matter what your income you need to be prepared for the day when you can't (or don't want to) full-time anymore. At that point would you have enough income to rent an apartment, home, or even buy something to finish out your lives in. I know, I sound like the grim reaper but if you are not ready or prepared of this, you'll be up that special creek without the requisite paddle!
Frank, Martha & Ryan
2007 Ford F-250 SD Crew Cab
2006 Cougar 289EFS
GO NOW.....you've earned it and now u should enjoy it while u can, theres no reason why u need to workcamp unless u just want to stay active. u can always volunteer at national parks or a campground and u should be able to afford the really nice rv parks/campgrounds, heck why not, you deserve to be able oto just relax and enjoy it. you did well for yourself, now live it up and have a good time, good luck.
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