Quote: At that point, making a claim for a damaged awning probably wouldn't be worth my while anyhow.
Well, let me tell ya a story. I had the awning pulled away from the rig by a low hanging branch (at <5 mph). The result was that the awning while tearing away, also damaged the side of the rig and put two small holes in the rubber roof. $10,200 later.......
Just want to add my .25 worth..in BC...ICBC replaced it without a snivel. The $3,500 in resealing the caulking that was found to be dried and useless, allowing in wet and rotting wood framing...uhmmm...nnnnoooooo.
Gary Haupt
I have begun to blog.. .www.gary haupt.blogspot.com. It's not about RV'ing...but RV'ing is a part of it.
Quote: At that point, making a claim for a damaged awning probably wouldn't be worth my while anyhow.
Well, let me tell ya a story. I had the awning pulled away from the rig by a low hanging branch (at <5 mph). The result was that the awning while tearing away, also damaged the side of the rig and put two small holes in the rubber roof. $10,200 later.......
Lost our awning due to wind in 2008 and my Allstate Insurance could not have treated me better. NO HASSLES...gave me a check and we had it replaced in less than a week. Just regular policy, no rider. Save your money.
2006 32' Keystone Everest
2001 Ford F-250 Super Duty 7.3 Power Stroke Diesel
1971 Camaro in storage
Ooops...yeah I guess I was kind of vague. My insurance company picked up the whole tab minus my 500 dollar deductible. My point was that the cost of the awning replacement wasn't the only issue when making a claim. The collateral damage made the claim economically sensible.
I have liberty mutual, and can tell you 1st hand it is covered under the standard RV policy, I just replaced an awning lost to a "microburst" of high winds before a thunderstorm, They covered it all minus the deductible.
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