Old-Biscuit
Across the USA
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Joined: 06/20/2009
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We kept the same bank..same account..same everything.
Set up on-line banking with direct deposit.
When we receive an odd ball check we just mail it to central processing center.
Odd ball bill......pay it with on-line bill pay.
Need cash...cash back with groceries etc.
5 yrs. and haven't run into a problem that couldn't be easily addressed/resolved.
2007 RAM 3500 QC LB SRW 5.9L CTD 48re 4:10 4K in bed 'quiet genny'
2007 HitchHiker II 32.5 UKTG 2000W Xantex Inverter
Hit the Road Free & Clear April '07
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edatlanta
Panama City Beach, FL
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Joined: 08/13/2008
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I went with USAA and dumped BOA. You don't have to be ex-military for USAA's checking and since I am old enough, it is totally free. They have the usual online services and bill pay, but what did it for me was their check deposit ability. I do work part time when I'm traveling and need to deposit a check. USAA issues you a debit card that can be used to make a deposit at most UPS stores. They have a special little device that reads your debit card, scans and cancels the check. Works great and with 4,000 UPS stores you can deposit virtually anywhere. The debit card can be used for cash at any ATM and the fee is added back to your account at the end of the month. There is a monthly limit on the number of ATM uses, but I think it is 10. Way more than I ever use.
Works for me.
Ed
2006 GMC 2500HD CCSB 4x4 Duramax/Allison, Titan 52 gallon fuel tank, TTT/Schefenacker Towing Mirrors, Prodigy Controller, B&W Companion Hitch, Progressive Industries EMS-PT50C, TST Systems 507 TPMS
2010 Jayco Designer 35RLTS,Cummins/Onan RV QG 5500 EVAP
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Thunder Mountain
Buena Vista, Colorado
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Joined: 02/09/2005
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BANK is a four letter word. Refuse to use them. Poor customer service and high fees. Switched to a Credit Union 20+ years ago. Just make sure the Credit Union you use is a member of their national cooperative network or whatever it is called.
2007 HR Endeavor 40'PDQ
2012 Rubicon
2012 Keystone Outback 210RS
2013 Ford F150 FX4 Ecoboost
4 Cats
3 Dogs
2 Arctic Cats
1 Bottle of Jack Daniels
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wildtoad
Blythewood, SC
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Joined: 06/05/2011
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We use Wells Fargo also but not ft'ers. With online banking, iPhone app banking, automatic draft for payments, automatic deposits, 24/7 phone support, access to thousands of ATM's, and no charge cash back at most checkout counters for when you need a bit of real cash. And they do have hundreds of branches arund the country just in case you need a touchy/feely experience.
Copied from my reply on iRV2...
Tom Wilds
Blythewood, SC
2000 Hurricane 30Q
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mwool
Texas
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Joined: 09/11/2009
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We switched everything to USAA. One of the better things we have done.
Marshall & Nancy
2013 DRV Elite Suite
2011 3500 GMC
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5ertime
NC
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Joined: 05/09/2012
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Has always made sense to me to have a bank that has branches everywhere in US and even abroad for me......plus some others.
Not really important as long as laptop works and you can get cash for no charge.......use one that has been around for awhile and has the most services free......good luck
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Suzanne and Brad
Oregon
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Joined: 10/06/2008
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We were already banking with Bank of America , so we stuck with them. That being said, we do all of our banking online, so it really doesn't matter which bank. Interestingly, however, is that we're in South Dakota workamping for the summer, and there is no Bank of America in all of SD!  Guess they're not in three states. Regardless, we just use a debit card when we need cash and get extra money. Works for us.
Congrats on going fulltime in November!
Happy Travels!
Suzanne & Brad
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traveylin
Rockport
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Joined: 05/09/2009
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Been using Wells Fargo for 25 years with success at online backing at 95 % of transaction,,,,til 2 weeks ago,,,,primary account was pinged by a fraudster, and WF asked to block that fraudster same day, A week later WF e-mailed that Fraudster had entered again and WF was shutting down all account tranaction immediately and we would have to go to branch to reopen new account. Two days later Fraudster took 4900 dollars from account even though he was blocked and account shut down. Got a mess with paying current bills and WF claims it needs two weeks to return the money. The claim response is a tele operator that can only read the info on there terminal kinda like the Indian call centers.
Bottom line going to online services is extremely convenient but we have a lot of research to do with regards to security and damage control in our new banking arrangement. WF claims the theft occurred interbank not do to theft of a check debit or credit card number.
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hitchup
Fulltiming and on the Road.
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Joined: 02/17/2005
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For the most part it doesn't matter which bank you use. We actually use two (one sticknbricks and one internet) with the ability to transfer between both. Dropped another one after interest was so low, it was easier to consolidate funds into other accounts.
What mattered to us:
1) Finding a bank that will reimburse fees for cash withdrawals from other banks ATMs.
2) One that you can pay bills directly through debits or electronic deposits.
3) No FEE checking and savings accounts.
We just bought an RVLot with the owner carrying the contract. I set up a automatic debit to send directly to their personal checking account. Saves me stamps and envelopes and lets them skip going to the bank.
2009 DRV Mobile Suite 38TKSB3 (38RSSB3)....our custom home w/2011 upgrades
2010 Ford F450 KR CC 4x4......his office
Working Fulltimers since 3/2005
"Shoot for the Moon! Even if you miss it, you will land among the Stars."
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soos
me
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Joined: 09/15/2009
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we switched to Chase for 2 reasons- they are in a lot of states, and we can deposit a check by taking a picture of it with my smart phone. we pay no fees, and we can also email money to our kids when they need it. Pretty convenient (for the kids!).
Online banking , of course, you canget that with most banks.
Sue
Sue
soos-ontheroad.blogspot.com
Fulltiming since 2009
2012 Mobile Suites 36 TKSB4 pulled by a
2011 Ford F450
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