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Open Roads Forum  >  RVing in Mexico and South America

 > New and Improved Border FAQ's

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Turtle-Toad

Wherever I park (orig Kingston, WA. USA)

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Posted: 08/06/09 04:56pm Link  |  Quote  |  Print  |  Notify Moderator

Mexbungalows,
Thank you for your clarification and expansion on the insurance issue. I have mentioned that, even though there are posters in the Banjercito office proclaiming that insurance is required (at least the one on Mex-2), I've never been asked to show proof of insurance; nor have I been able to find anything in writing that says you have to have liability insurance. You have just confirmed what I suspected.

However, there is a point that I'd like to get your input on.

You mention the "Legal Fees", which is offered by most of the bigger insurance companies. Are these funds held in the US or Mexico. I know that a couple of the insurance companies that offer "Liability and Legal" are purely Mexican in origin. Wouldn't they keep the funds in Mexico?

One other question; my Spanish isn't all that good, so could you translate "Chofers"? I'm guessing that it means "drivers".


Turtle & Toad, On the Road
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Gervais

lake havasu in the winter

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Posted: 09/05/09 05:46am Link  |  Quote  |  Print  |  Notify Moderator

The Motorhome is registered in my name there is no mentioned of a lien on it,do I still need a letter saying I can travel in Mexico

Turtle-Toad

Wherever I park (orig Kingston, WA. USA)

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Posted: 09/05/09 07:42am Link  |  Quote  |  Print  |  Notify Moderator

Nope, the Mexico officials will not care because, unless you tell them, they will not know.

However, you better read your financing contract very closely, because a lot of them state that you cannot take the vehicle out of the US without their permission. They can legally demand that you pay up in full or lose the vehicle if you get caught. I'd go so far as to call your insurance agent and ask.

MEXICOWANDERER

las peƱas, michoacan, mexico

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Posted: 09/13/09 01:47pm Link  |  Quote  |  Print  |  Notify Moderator

Estimado Turtle Toad

The fund I believe is an aggregate of deposits accrued from USA insurance agents. The monies therefore would have to be transferred from an USA fiduciary to Mexico. A hunch tells me that an adjuster never is allowed access to the money. When a claim is finally settled the Mexican insurance company reimburses the claimant via the USA insurance agency.

Chofer is driver,

Saludos Desde Lazaro Cardenas, Michoacan

sailor19

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Posted: 05/11/10 07:40pm Link  |  Quote  |  Print  |  Notify Moderator

I'm planning to cross into Mexico alone, driving a Class A with a toad. The MH is registered in my sisters name and I have a rental agreement from her, the toad is in my name. Will I be able to insure and obtain TIPs without a problem? Thanks.

Turtle-Toad

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Posted: 05/12/10 12:20pm Link  |  Quote  |  Print  |  Notify Moderator

If your rental agreement with your sister specifies that she is granting you the right to bring the RV into Mexico, gives the dates, is notarized, and there isn't any lien-holder listed on the registration, then you should be fine.

If she does have a lien-holder listed, then you will need a Letter (on letterhead, with dates, and notarized) from the lien-holder stating that they have also given their permission for you to take the RV across the border. You will get a 10 year TIP for the coach and a 6 month TIP for the toad. (you will also need this letter for some insurance companies).

Now, here comes the tricky part; since the the RV TIP will effectively be for you (listed against your passport, along with the 6 month TIP for your toad) driving a vehicle with a VIN number registered to your sister; this means that your sister cannot get a TIP on it until you cancel the one in your name! So make sure you turn it in when you leave Mexico!!!

If your sister is planning on joining you down in Mexico, the easiest way to handle things is to leave everything in your name and your sister will just be a relation traveling with you. No use confusing things by trying to change the RV TIP to your sisters name, or having her claiming the ownership/registration after you've driven it into Mexico. Just wait until everyone is leaving and turn the TIP in then. Check my entry on "who can drive your vehicle in Mexico" for the restrictions and you'll see what a can of worms you can open up by trying to change horses in mid-stream.

sailor19

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Posted: 05/12/10 02:41pm Link  |  Quote  |  Print  |  Notify Moderator

Turtle-Toad;
Thanks for the clarification and for the stick. One other thing that crops up for me. Can I use the same credit card for both the RV and car TIPS?

Turtle-Toad

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Posted: 05/12/10 05:08pm Link  |  Quote  |  Print  |  Notify Moderator

The short answer is yes.

Since 2005, when the 10 year RV TIP came out, singles no longer had to worry about getting two vehicle TIP's at the same time (which is illegal). That's because one of the TIP's is a 6 month vehicle TIP and the other is a 10 year RV TIP. The law says that you are only allowed one tip of a kind.

nmoeller

St. Charles, IL

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Posted: 05/21/10 09:56am Link  |  Quote  |  Print  |  Notify Moderator

Turtle Toad,
The information you posted last year about returning the 10 year RV hologram is great! Gosh, you sure know your stuff! And that's why I'm asking you for a teensy bit of clarification. We have a 10 year for our Class A which, by the way, was never affixed to the windshield on advice of our wagonmaster (easier to return---no scraping off). We were in Mexico in '06. Now we are preparing the RV to sell it and wondering what to do about the hologram. We won't ever return to Mexico with another RV. However, we may drive our car for which we need a permit. So do we:
a) Just sell the RV and forget about the hologram
b) Sell the RV and bring the RV hologram along with us the next time we drive to Mexico and tell them we sold the RV and show them the paperwork (bill of sale, etc)
c) Drive the RV back to Mexico and give them the hologram directly from the RV (this is definitely not the preferred option---lots of expense, difficulty, and time)

We want to be sure we won't be nabbed at the border if we are driving to Mexico and there won't be a problem getting the permit for the car. Also, we sometimes fly to Mexico and I don't expect there would be any problem with that, but thought I'd better check on that too!

Thanks for your help, O Wise One!
Nancy

Turtle-Toad

Wherever I park (orig Kingston, WA. USA)

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Posted: 05/21/10 10:51am Link  |  Quote  |  Print  |  Notify Moderator

nmoeller wrote:

Turtle Toad,
The information you posted last year about returning the 10 year RV hologram is great! Gosh, you sure know your stuff! And that's why I'm asking you for a teensy bit of clarification. We have a 10 year for our Class A which, by the way, was never affixed to the windshield on advice of our wagon-master (easier to return---no scraping off). We were in Mexico in '06. Now we are preparing the RV to sell it and wondering what to do about the hologram. We won't ever return to Mexico with another RV. However, we may drive our car for which we need a permit. So do we:
a) Just sell the RV and forget about the hologram
b) Sell the RV and bring the RV hologram along with us the next time we drive to Mexico and tell them we sold the RV and show them the paperwork (bill of sale, etc)
c) Drive the RV back to Mexico and give them the hologram directly from the RV (this is definitely not the preferred option---lots of expense, difficulty, and time)

We want to be sure we won't be nabbed at the border if we are driving to Mexico and there won't be a problem getting the permit for the car. Also, we sometimes fly to Mexico and I don't expect there would be any problem with that, but thought I'd better check on that too!

Thanks for your help, O Wise One!
Nancy


a) is out, you probably will not be able to get another 6 month TIP (or quite possibly, a FMM) if the RV TIP is still in effect. A lot of this depends on the car you are driving, if it's the same one that you had when you got the RV TIP, you're probably OK. But only because they will think the RV is still in Mexico. But if it's a different car, you probably won't be able to get the TIP. It's already happened to one member of this forum. Also, since you are selling your RV, you don't want the Mexico paperwork to jump up and bite you if the new owner crosses the border and gets into an accident. That can really open a can of worms! Even if you don't give him the hologram, you set up the possibility that the new owner may want to take the RV into Mexico and register it under his name, which he can't do because you still have it registered in your name. Remember, TIPs are tracked by VIN # and registered owner, and passport #.

b) is out; taking the RV hologram to the border without the RV will get you nowhere. They cannot cancel a TIP without the vehicle right in front of them. They have to compare VIN numbers, among other things.

c) would be a correct option;

However, if I were you, I'd sell the RV and then send all the paperwork into Mexico City for cancellation. This is the method set up for people that, for one reason or another, cannot return to the border in the RV to get it cancelled.

I have the forms and instructions on how to do this if you need them. Just send me your e-mail address (we can't attach things to PM's) and I'll forward them to you.

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