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 > Your search for posts made by 'Orion' found 172 matches.

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RE: Financial advisors

It's always been an 'Advisor' to me. Interesting to note that most people believe that the 'best' advisors will give the highest returns. This is simply not true! The 'best' advisor for you is the one that can get closest to your own personal 'Risk/Return' ratio. Many of the commissioned or fee advisors will fail to advise their clients as to the basic rule of investing that the higher the expected returns of an investment, the higher the RISK! Most clients will tell their advisors that they want a 'good' return, but without 'too' much risk. If you were to plot investments on a graph with their respective risks & expected returns plotted, you would see a fairly straight line starting in the bottom left corner, with the 'low risk, low return' investments, moving up to the upper right, with the 'high risk, high return' investments. There are NO investments in the top left hand corner, 'low risk, high returns'! Of course, your advisor may know something that no one else knows, but that very well could be due to illegal insider trading! Not a good investment strategy. So a 'good' advisor will get you on the appropriate position for you on the graph, and a 'very good' advisor will get you a little above the line.
Orion 03/19/15 07:35am Around the Campfire
RE: Aurora alert -- March 17-18 solar storm

Great pictures- you have some red there as well!
Orion 03/18/15 11:10am RVing in Canada and Alaska
RE: Aurora alert -- March 17-18 solar storm

It is apparently happening as far south as Florida and overhead for most of the continent. It hit before sunrise this morning, it's just a pity that this happened in daylight for most of us. It is at a kp=8 level which is just one point short of the very maximum it can be. I can only hope that this level will last for just a few more hours, very doubtful though! http://spaceweather.com/images2015/17mar15/alaska_strip.jpg This was from Alaska this morning, but there are similar images from the lower 48!
Orion 03/17/15 12:33pm RVing in Canada and Alaska
RE: Fall in Alaska & Canada

It depends where in Canada you are! For example, I live in Canada, but we have much milder winters than Indianapolis. We have had NO snow this past winter. On October 1st last year though, we had temps of 45-62F, compared to Indianapolis at 49-76F. By the end of the month though we have overtaken temperature wise with temps of 41-54F compared to 33-47F at Indianapolis. It isn't all ice & snow up here!
Orion 03/13/15 03:03pm RVing in Canada and Alaska
RE: Took the B-17 bomber flight!

I had two old friends that were rear gunners during WW2. One was on a Short Sunderland, a large four engined maritime patrol craft that was used by the RAF & RCAF. They were out in the Irish Sea, hunting U-boats. They would normally catch them being supplied by Irish fish boats. They would go in to attack, with the forward gunner opening up as soon as he was within range. Drop some bombs as the U boat was diving, and Al's job was to strafe the Irish fish boat after they dropped the bombs. He only had .303s, unlike the 50s on the US planes, but he did have four of them! Unlike planes that most gunners painted on their planes, Al had several fish boats! My other friend was Harvey Weeks, who was a tail gunner on the famous 'Dambuster' raid. He never talked about it, but I found out much later that his plane was hit by flak as they crossed the coast and just made it back to base. I feel privileged to have known and to have been able to talk to these men. Here is a link to Harvey's story.
Orion 03/11/15 09:39am Around the Campfire
RE: Bandito Watch 2015

We were in Mazatlan having just driven down. A fellow camper came up to us and asked if we'd had any trouble on the way down. We said we hadn't and she told us she was really worried for everyone driving down after what she saw in Los Mochis. They had stopped there and in the morning saw hundreds of 'banditos' (that was the way she pronounced it!) all waiting at the side of the road and then getting into the back of all these farm trucks. She knew they were 'banditos' as they were all wearing kerchiefs over their mouths and noses! I can't remember if we told her or not what they really were! :)
Orion 03/11/15 09:19am RVing in Mexico and South America
RE: Canadian Currency

I was being satirical! Sorry, I usually get it. :W But, some people really believe what you posted is ok to expect :B I know! I hear conversations like this all the time downtown in the tourist shops!:(
Orion 03/08/15 08:27pm RVing in Canada and Alaska
RE: Canadian Currency

Yes, make sure you insist that every merchant use these rates! And of course insist that you get US as change. Orion.. I don't think anyone has a right to "insist" when they are in any foreign country, that a merchant give them a certain exchange rate and change in their own countries currency. :h That merchant may very well not have US money in his till, and the exchange rates change by the minute so he does not really know what he will get till he takes it to his Canadian bank. So for sure "if" merchant agrees to accept foreign currency, they will use rate to their advantage. The correct answer to the OP is to use credit cards and/or Canadian cash. Many stores along border will accept US but there is a cost. I was being satirical! It is such a ridiculous statement, I thought everyone would get that, especially when I mentioned to make sure you comment on the pretty colours . I was responding to a post that quoted rates and said "carry US and do the math" !!! I still cannot believe that people come to our country and expect us to accept their currency. Can you imagine European tourists arriving in New York off a cruise ship and expecting the cabs & restaurants to accept their Euros!
Orion 03/08/15 07:55pm RVing in Canada and Alaska
RE: Financial advisors

This is also interesting as this is the kind of Financial Advisor that I would NEVER use!So if you were a financial advisor, how would you get paid? or if you were recommending someone obtain a financial advisor, how would you recommend they be reimbursed for their time. Or do you advise they should be doing it for free? There are different kinds of Financial Advisors. Some are on Salary, some commissions only and some that only do the 'advising for fee'. There is a large amount of overlap between these groups as well.
Orion 03/05/15 05:15pm Around the Campfire
RE: Financial advisors

No one has mentioned the only type of "financial advisor" I have ever used (and ever would), which is the type that charges an hourly fee for their time and expertise, and takes no commission or kickback on their recommendations This is also interesting as this is the kind of Financial Advisor that I would NEVER use! To me, this is like paying someone a thousand bucks to advise you what kind of motorhome to buy! I was a Financial Advisor for a bank, never got commission, and thought about becoming a 'Fee' advisor after I retired, but didn't think I'd be able to maintain a straight face while accepting the fee!
Orion 03/05/15 12:57pm Around the Campfire
RE: Canadian Currency

Every gas station in BC is prepay, it's the law! This morning the exchange rate is 80. US to 1.25 Canadian. carry US and do the math. Yes, make sure you insist that every merchant use these rates! And of course insist that you get US as change. However , if you do get Canadian as change, make sure that you make a comment on the 'pretty' colours of the bills, every merchant really appreciates that!
Orion 03/05/15 11:01am RVing in Canada and Alaska
RE: Hard to believe MLB Intern likes Cricket

I've watched a Cricket match on TV and it looked interesting, but I don't know the rules. It appears that a single match may last several days. An international match, a 'Test Match', lasts five days, where as a normal 'league' match will be three days, or it was anyway when I lived in the UK. What have become more popular recently though are the games that can be played in a single day. These are limited by each team being allowed a fixed number of pitches. These games tend to move along quickly. It's a great game, not necessarily better than baseball, but a lot more complex and varied.
Orion 03/04/15 09:59am Around the Campfire
RE: Financial advisors

You can go to your bank or credit union and talk to one of their advisors to make sure you are doing the right things, they may suggest some 'tweaks'. Or you could go to one of those 'commission only' brokers, who will become your 'personal friend' but maybe direct you to investments that create the highest level of commission for him, not necessarily the best investment for you!
Orion 03/04/15 09:44am Around the Campfire
RE: Hard to believe MLB Intern likes Cricket

That's interesting as most North Americans don't know the difference between cricket & croquet! I've always thought of Cricket as Baseball's older and more sophisticated brother!
Orion 03/02/15 03:15pm Around the Campfire
RE: I Think I Might Be Weird

Try this; 1 1/2 oz Vodka 1 1/2 oz Kaluha 4 oz Milk or Cream 1 oz Coke Stir Ice IMPORTANT to do in this order! This is a Paralyzer. Tastes very similar to an iced coffee (with Milk or Cream) but is a lot more fun!
Orion 03/01/15 06:46pm Around the Campfire
RE: Yukon gold TV shows... What is the real reality?

Gold Rush I believe is televised all around the world. I wonder how many international viewers realize that Yukon is in Canada ? The producers seem to go out of their way to not mention...what country all this is happening. Why, I don't know. I think that is done for the American audiences. "If it's not in America, who cares!" Many Canadian shows do this, Rookie Blue and Flashpoint were two examples. They didn't really hide the fact that they took place in Canada, but they didn't really advertise it either!
Orion 02/26/15 10:59pm Around the Campfire
RE: Victoria and Vancouver, BC

Victoria, in no particular order. Walk around Inner Harbour, take harbour water taxi to Spinnakers for craft beer lunch overlooking harbour, continue along Songhees Walkway to West Bay Marina and take harbour ferry back, walk other way around harbour to Fisherman's Wharf and have Fish & Chips at Barb's. (2nd lunch!). Walk back to Royal BC Museum, the best small museum I have seen, if there is a good IMAX show, watch that too! Walk over to The Empress Hotel, have tea, or go to the Bengal Lounge, have a curry or a cocktail or both! Walk up Government Street for tourist shops as far as Chinatown, which is centred on Fisguard Street. But don't go as far as Fisguard, but turn to left one block early on Pandora for 1/3 of a block and look out for the red 'Fan Tan Alley' sign. Turn right into the alley which is only 3' wide and enter Chinatown this way. The motor cycle scene from the Mel Gibson/Goldie Hawn movie "Bird on a Wire" was filmed here but they make it look about three miles long! Have dinner at the Scottish pub 'Bard & Banker' or Irish pub 'Irish Times' . All these places can be walked to, but the walk to West Bay is the farthest. Next day drive out to Butchart Gardens, via West Saanich Road, which almost looks like an English country road.If you are there July or August, they have a fantastic European style Fireworks. For lunch or dinner, you could carry on another mile on W. Saanich Rd in Brentwood Bay, where some very nice people live! If you wanted to have a day trip out of Victoria, then you could easily make it as far as Cathedral Grove to see some of the biggest trees, and maybe stop in at Coombs to see goats on the roof of the market!
Orion 02/16/15 08:02pm RVing in Canada and Alaska
RE: Costco - Am. Express part ways

Costco Canada switched over January 1st this year. We didn't bother getting the Capitol One card as the Canadian version does not have the 'no foreign exchange fee' option.
Orion 02/12/15 03:08pm Around the Campfire
RE: how much cash?

Is there a Canadian Walmart equivalent? Yes, it's called Wal-Mart! ;)
Orion 02/10/15 07:35am RVing in Canada and Alaska
RE: Big snow. Really big snow.

My wife grew up in Kitimat and has pictures of herself standing on snowbanks as high as the power lines going to her house. She says that snowfalls similar to these were common when she lived there but not since she left there.
Orion 02/08/15 03:52pm Around the Campfire
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