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 > Your search for posts made by 'bid_time' found 145 matches.

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  Subject Author Date Posted Forum
RE: And Texas Caves In

x20 - We've already screwed our kids and grandkids. Our generation should be real ashamed of the mess we have left them with. They'd be better off if the coronavirus took our whole generation out.
bid_time 04/09/20 10:52am General RVing Issues
RE: Relaxed Way To Fix Your HP Printer Offline Error

You can run a network cable between your computer and your printer, connectivity problem solved.
bid_time 04/09/20 10:37am General RVing Issues
RE: And Texas Caves In

...Hopefully those suffering financially can find a way to recover and get back on their feet or just get things back in normal order (myself included). Bankruptcy hasn't stopped others from getting to the top. ;)That is the most crass statement I have read in the last 10 pages. 10 Million people lost there job in the last 2 Weeks. Let that sink in for a minute. Hope you feel that way about the people who could care less about everyone else's health and complain about the effort to curb this. My reply wasn't meant to be crass so I apologize if it came off that way. Like I said, I've been affected in this way as well. Thankfully not as much as others. There was some sarcasm for a specific situation at the end, and maybe it was in poor taste. For that I apologize as well. Bankruptcy isn't fun, can be devastating, and should be a last resort. However, it's not the end of the world, death is.I don’t think anyone “could care less about everyone else's health". People like me are very supportive of social distancing and other measures to fight coronavirus. We also will likely continue such measures well into the future. However, the fight against coronavirus is coming at a heavy economic cost. These costs can not be ignored. They can be deferred, but sooner or later they are going to inflict a heavy toll, especially to the less fortunate. And the longer the economic costs are deferred or given short shrift, the bigger and bigger the toll gets. When I read your post, this is what it said to me: “f*** those that lost their jobs (hope they find another one), but the only thing that matters is how many people die” – (even if they are old and have other serious medical condition and will probably die in 5 years anyways) – the last part is the add on that my mind immediately went to. How many people die matters, but so do the 10 – 30 million people that lose their jobs. They also have a life to live, as do their wives and kids who are depending on them. There has to be balance, and I for one think people are not giving balance enough thought.
bid_time 04/08/20 12:35pm General RVing Issues
RE: And Texas Caves In

...Hopefully those suffering financially can find a way to recover and get back on their feet or just get things back in normal order (myself included). Bankruptcy hasn't stopped others from getting to the top. ;)That is the most crass statement I have read in the last 10 pages. 10 Million people lost there job in the last 2 Weeks. Let that sink in for a minute.
bid_time 04/08/20 05:46am General RVing Issues
RE: Polyester-mites

Yea, They ate the box housing my flux capacitor and the next time it rained it shorted it out and left me stranded in the middle of the Gobi desert during monsoon season.
bid_time 04/01/20 10:21am Travel Trailers
RE: Just bought my first travel trailer

I think it is in your best interest to read and understand what all the weights mean and what all the numbers mean. For instance, you can get an F150 that will handle that trailer just fine. You can also get an F250 that that trailer could exceed the trucks ratings. Both of those statements are absolutely true. So understanding what all those numbers mean is important. Clicky
bid_time 03/30/20 06:57am Travel Trailers
RE: 2019–20 CORONAVIRUS PANDEMIC POSTINGS

Imperial College report about where this "could" go if strict controls aren't kept in place. I think this is the type of technical data people need to be studying rather listening to the media heads drone on and point fingers. Listen to the experts. Imperial College ReportWell it looks like once the scientist with all these predictions got in front of the British Parliament, he decided maybe his predictions were way off-base. Clicky
bid_time 03/26/20 01:18pm Around the Campfire
RE: Well we are almost full timers & the bunkhouse room

I used Plexiglass and cut it to fit both the tube and the window.
bid_time 03/26/20 10:17am Travel Trailers
RE: 20 year loan for RV?

...Buying on margin works great when the market is red hot. When it takes a dump, it's really painful.Not at all, it's only painful if you sell. Holding a paper loss costs you nothing, just like holding a paper gain nets you nothing. I thought that "paper" nonsense was obsolete 30 years ago. If your portfolio is down 25%, you done lost 25%. Don't believe that? Ask yourself if your neighbor invests the same amount as your new low figure on the day you bottom out if he has more, less or the same. There is so much bull that comes out of investment firms, for example: In it for the long run. Hang in there, it'll come back. Market timing won't work. And many more geared to keep all your money with them.So if your portfolio is down 25% can you deduct it on your income taxes as a loss? NOPE You pay Capital gains tax when you sell, you deduct losses when you sell; you get neither a loss nor a gain until you sell. So - there goes the theory paper loss equals real loss. You can keep your money in your mattress if you like, I prefer not to; but thanks anyway for the investment advice.
bid_time 03/26/20 08:51am Beginning RVing
RE: 20 year loan for RV?

...Buying on margin works great when the market is red hot. When it takes a dump, it's really painful.Not at all, it's only painful if you sell. Holding a paper loss costs you nothing, just like holding a paper gain nets you nothing.
bid_time 03/26/20 08:01am Beginning RVing
RE: 20 year loan for RV?

Hey bid time. How is your stock portfolio doing? Financing an Rv for 20 years is a bad idea no matter how you try to rationalize it. Now is the wrong time to make any major purchase.Down 18.4% since the beginning of the year. But you missed the point, I'm not in this for the short term. Like the title of this thread says "20 years". As a matter of fact, I'm doubling down and investing more right now. So since December of 2013 (when I started tracking my return and keeping detailed records) I have an Average Annualized Return of over 7.5% per year. That's the point; long term the market returns (google it) 7% - 8% per year. So let's talk again at the end of the year. I don't even look at it nor do I keep records of it month to month (other then the quarterly statements they send me).
bid_time 03/26/20 07:56am Beginning RVing
RE: 2019–20 CORONAVIRUS PANDEMIC POSTINGS

I have noticed that a lot of people don't understand exponential growth. At the time of this writing new cases double every three days in the US. Starting from today's number of new cases this is how it stands if we don't slow the spread and the rate remains unchanged Date, Number of New cases 3/25/2020 11,074 3/28/2020 22,148 3/31/2020 44,296 4/03/2020 88,592 4/06/2020 177,184 4/09/2020 354,368 4/12/2020 708,736 4/15/2020 1,417,472 4/18/2020 2,834,944 4/21/2020 5,669,888 4/24/2020 11,339,776 4/27/2020 22,679,552 4/30/2020 45,359,104 5/03/2020 90,718,208 5/06/2020 181,436,416 5/09/2020 362,872,832 Edit: It's hard creating tables in this format.So the moral of the story is on May 9 we have herd immunity and we can move on.
bid_time 03/26/20 06:07am Around the Campfire
RE: 20 year loan for RV?

Not sure why the interest question even comes into play. You can deduct the mortgage interest as a second home. Personally I'd rather use the banks money, amortize the debt, take the interest deduction and have my cash work for me. Recent events aside - I can earn a conservative 8-10% in the market or a 401 and net 5% or more difference over what I financed. I don't consider RV's as toys especially the Class A's I've owned, but you guys paying cash for your "toys" might do well to take an economics class. Paying cash for a depreciating asset is far worse than keeping your cash and putting it to work, using the bank's money, get the interest deduction and earn profit on the cash you still have. I get tired of the same 4 crusty mattress stuffers and your condescending remarks about not only who does what with their money, but reducing peoples love for Rv's to toys and advocating that financing is stupid. You are the ones who are missing the boat and could actually net money by financing. But go ahead, spend your cash on a depreciating asset. Get out of the 30's and start understanding how financing can actually be to your benefit. You have less cash and a depreciating asset. I have all my cash, plus net profit from the market by having that cash, and the RV. But I guess I'm a fool. Been in the banking industry for 25 years, not about to take financial advice from someone who pays cash for a depreciating asset. I think that falls under the list of "what not to do". We need a "LIKE" button.
bid_time 03/25/20 10:30am Beginning RVing
RE: 2019–20 CORONAVIRUS PANDEMIC POSTINGS

The CDC, John Hopkins, Oxford, and even New York City and a lot of others are taking HCQ and Azithromycin seriously. Lots of medical trials have begun already. There are several first hand patients that are telling of their own success. No one is saying it's the silver bullet but their is no room to not take is seriously. CDC John Hopkins Oxford and New York City
bid_time 03/25/20 08:38am Around the Campfire
RE: coronavirus...put it into perspective

If we cannot stick to known facts but re-define facts on the fly to suit ourselves (as the MSM has done), we cannot communicate accurately. The media re-defines "mortality rate" and other terms on a frequent basis, so they can move the goalposts and frighten people into doing what is desired.Apparently the media is worse than the disease. I wonder where this idea came from. If you can show me where the media makes up these numbers, I'll be glad to listen. If you can demonstrate that it's the media quarantining people and shutting stores, I'll listen. I'm also interested in how doctors listen to the media before making their scientific views known. Looks to me like a lot of hysteria is over the media.Have you even seen the media report how many people are getting better after having the disease?
bid_time 03/23/20 10:41am General RVing Issues
RE: What size of fifth wheel to accomidate my 3/4 truck...

This: 19.11 (1)Unless operating under the provisions of an overload permit issued under the Commercial Transport Act, no person shall operate or cause to be operated a vehicle that is loaded in such a manner that the gross weight carried by any axle exceeds the gross weight rating for that axle as specified by the vehicle manufacturer, or the gross vehicle weight exceeds the gross vehicle weight rating for that vehicle as specified by the vehicle manufacturer. (2)The weight distribution of a bus shall be such that not less than 25 per cent of the gross vehicle weight is on the front axle when measured on level ground. (3)Subsection (1) does not apply to a vehicle (a)manufactured before January 1, 2001, and (b)having a gross vehicle weight rating of 5 500 kg or less. clicky
bid_time 03/20/20 01:54pm Fifth-Wheels
RE: What size of fifth wheel to accomidate my 3/4 truck...

Never mind, found the answer.
bid_time 03/19/20 12:38pm Fifth-Wheels
RE: Interesting interactive Coronavirus calculator

Can't find the like button ??? MODERATOR'S EDIT: Per the site Admin's request, I am closing all COVID-19 threads and directing future comments to one thread in Around the Campfire. 2019–20 CORONAVIRUS PANDEMIC POSTINGS
bid_time 03/19/20 10:16am RVing with Disabilities and General Health Issues
RE: What size of fifth wheel to accomidate my 3/4 truck...

With a FW, staying within axle rating/tire rating is most important. Your truck will work with that FW. Worst case, you may need to add a little support to rear suspension, to level the truck. Don't use the 10K GVWR, and low payload door sticker, as the determining capability of your truck. Those numbers are just due to the truck being in the class 2 rating for registration. Jerry Are willing to pay all his ticket for him in British Columbia if he follows your advice?
bid_time 03/19/20 10:02am Fifth-Wheels
RE: What size of fifth wheel to accomidate my 3/4 truck...

What does the sticker on the door of your truck say. It should something to the effect of "maximum weight of cargo and passengers should not exceed _______ lbs". The pin weight once the trailer is fully loaded (not the weight on the dealers lot) is part of the cargo. Pretty self explanatory.
bid_time 03/19/20 05:19am Fifth-Wheels
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