Started off camping with friends from church and then found a small local camping group through an on line page. Pretty much just keep it to one or two others we met there but none of us have minor children now.
I can't in good conscious recommend or okay you to tow over the hitches rating. Will it be fine...probably...300 lbs is not a lot of weight...but at the same time I can't recommend it.
This decision is squarely at your discretion.
This was being reported as if it were some type of surprise. Ford performed extensive testing before deciding to go ahead using aluminum. Everyone and his brother in law knew their safety rating was going to be top notch.
When you go all new you never know what suprise may pop up. Probably a disappointment to some of the bigger brand bashers here.
Investigate the GS club and PPA as they seem to offer the best value. In the end it depends on the type of camping you prefer. Being a mostly state park/ACOE camper only GS works for me for the few times I can use it.
It would appear from the many complaints we see like this one that the phone reps have little to no discretion in how to handle calls. That points to poor supervision/management or a performance reward system based on what is not paid in claims. Both would be a business model doomed to failure. Since that information is not likely to be shared this RA plan could never be one I choose or recommend in its present form.