RV.Net Open Roads Forum: Search

RV Blog

  |  

RV Sales

  |  

Campgrounds

  |  

RV Parks

  |  

RV Club

  |  

RV Buyers Guide

  |  

Roadside Assistance

  |  

Extended Service Plan

  |  

RV Travel Assistance

  |  

RV Credit Card

  |  

RV Loans

Open Roads Forum Already a member? Login here.   If not, Register Today!  |  Help

Newest  |  Active  |  Popular  |  RVing FAQ Forum Rules  |  Forum Posting Help and Support  |  Contact  



Open Roads Forum  >  Search the Forums

 > Your search for posts made by 'timmac' found 389 matches.

Sort by:    Search within results:
Page of 20  
Next
  Subject Author Date Posted Forum
RE: Do we or don't we?

Yes your right you don't have to work 5 more years before collecting S.S. at 67 vs early draw that is if you have the funds, but if one does not have enough funds and wants to retire at 62 they can and still earn up to $17,040 a year and still collect the full early/reduced amount before S.S is reduced $1 for every $2 earned over the $17,040 a year. I say work is overrated and one should retire as soon as they can if they can afford it.. Hence why I own a business and work 20 hours or less per week and earn 6 figures per year.. { I am still to young to draw early S.S } I will retire at 62 and collect my early/reduced S.S. full amount and still earn over $100,000 per year without any $$ penalties, ask me how I can do that.. :B Well, I wasn't going to ask, but my guess is that the $100,000 is what the IRS calls "unearned income", meaning it's something like dividends or interest or capital gains. Or maybe you defer the income in your business somehow. Nope the year I turn 62 I will sign my business 100 percent over to my wife that is 7 years younger and draw zero salary than I will get my early S.S. S.S. rule for early retirement does not care what the spouse makes, only the one applying has to make less than $17,040 per year.. Legal loophole that can only be done with business owners.. :B Shh don't let Bernie know he will try and change this rule... :C
timmac 08/22/19 11:15pm Full-time RVing
RE: Standby Sams

On the way home from Pensacola I broke down in Memphis,TN. It sure would have been nice to have had some Standby Sams available. C.B. What could a average Standby Sam even do for you being broke down, a tow truck and mechanic would be my 1st choice.. Its not like they would the have tools or knowledge to fix ? :h
timmac 08/22/19 08:30pm General RVing Issues
RE: Do we or don't we?

X2 The S.S break even age is around 77-78 years of age, so if a person starts drawing at 62 and another starts at 67 they both will earn the same total amount by 77-78 years of age but the person drawing at 67 has to work 5 more years.. "the person drawing at 67 has to work 5 more years.. " Why? There's no law that says you have to work until you start drawing SS. There's also no law that says you have to start drawing SS when you stop working. I'm 63. I stopped working 12 months ago. I'm living on what some people call "my savings". They haven't arrested me for that, yet. You are correct that the breakeven age is around 77-78. If I die early and I leave money on the table, so what? (So far I'm in good health) I've also seen statistics that the sooner you retire, the longer you live. I can't explain that. Steve Yes your right you don't have to work 5 more years before collecting S.S. at 67 vs early draw that is if you have the funds, but if one does not have enough funds and wants to retire at 62 they can and still earn up to $17,040 a year and still collect the full early/reduced amount before S.S is reduced $1 for every $2 earned over the $17,040 a year. I say work is overrated and one should retire as soon as they can if they can afford it.. Hence why I own a business and work 20 hours or less per week and earn 6 figures per year.. { I am still to young to draw early S.S } I will retire at 62 and collect my early/reduced S.S. full amount and still earn over $100,000 per year without any $$ penalties, ask me how I can do that.. :B
timmac 08/22/19 08:01pm Full-time RVing
RE: Do we or don't we?

You need to work at least to 66. “Tiring of work” isn’t a reasonable excuse. Save every dime you can. BS...Not me, I'm tired of working too. I'm retiring at 62 AND drawing my SS. The money I'll draw between 62 and 65-10 will make up for a ton of the monthly shortfall for retiring early. X2 The S.S break even age is around 77-78 years of age, so if a person starts drawing at 62 and another starts at 67 they both will earn the same total amount by 77-78 years of age but the person drawing at 67 has to work 5 more years.. So if your parents did not live much beyond 78 years and it runs in your family than drawing early is best, but if your family genes has very long life well beyond 85 than maybe wait till your 67.. Your personal health is also a factor..
timmac 08/21/19 01:28pm Full-time RVing
RE: Do we or don't we?

Just do it and have fun.. How long have you been full timing? I am not a full timer yet and may never be, but if the OPer is desiring it than he should make the leap and do it.. Yep, just what I figured. You don't know what you're talking about. Are we Trolling today :p
timmac 08/21/19 01:13pm Full-time RVing
RE: Beginner RV Owners and the Sonora Pass

Been there and done that and never will again. My problem was I was towing my Jeep and was alone, if I had my wife I could have unhooked Jeep and her drive it and helped out the motorhome, yes my front brakes to were hot and at times I was down to 15 to 20 mph in 1st gear gas pedal to the floor.. Never again, took 5 years off my life.. But at least I can say I did it... :W
timmac 08/19/19 11:51pm Class A Motorhomes
RE: Camping on my lot against zoning law

Greetings I’m new to the forum and enjoying it alot, however I can’t find an answer anywhere. What will happen to me when cops say I can’t live here. It’s on my lot in a small town of 10k. There’s No house, just a garage with electric. Ive lived in this camper in plain view for 5 months now. I park in the driveway, fill the tank with my neighbors hose and empty the septic in my drain with no complaints. it’s great so far, just not zoned for camper living. Will I get a fine, ordinance violation, or just a warning? How long would I have to leave? I’m so worried I’ve buried my power line and sealed my windows. Not having running water and living in the RV in the driveway could be a issue down the road. What you need to do is have a water line installed to the garage since you already have electric and sewer as you said than try and park the RV behind the garage than I see no issues.. You need to stay on the low and have all the hookups, when the city does show up you will never get them off your back if you have no running water with RV in driveway..
timmac 08/19/19 11:44pm General RVing Issues
RE: Do we or don't we?

Just do it and have fun.. How long have you been full timing? I am not a full timer yet and may never be, but if the OPer is desiring it than he should make the leap and do it..
timmac 08/19/19 11:38pm Full-time RVing
RE: Good Sam - what's in it for the campgrounds?

I talked with a rv park owner in Montana, it was a nice large campground and he dropped Good Sam cause they wanted $20,000 to stay on their list, he found out 95 percent of his customers found him on Goggle search under campgrounds and plenty of RVers returning every year.. With todays internet who needs a campground directory and pays thousands a year to be in a book that very few even buy/own and still have to give a discount to RVers.. When was the last time you saw a Yellow Page book.. :R Oh yea I to found his RV park on Google search as well as all my RV park stays, I have not bought the Good Sam directory for over 10 years now..
timmac 08/18/19 08:49pm RV Parks, Campgrounds and Attractions
RE: Do we or don't we?

Wife's health issue have been somewhat serious, mine haven't been a non issue either. She may be heading toward medical disability, it's that's serious. I make a decent income, no pension or post retirement health insurance. Too little saved, but have some resources. Newer F150 and 2019 TT paid off. Generally marketable house mortgage about 1/2 paid off. Suggestions, thoughts, honest opinions? Yes just do it, but wait till your 62 and draw early S.S, If your wife draws disability she might get Medicare and if your S.S is low enough you could get almost free healthcare going thru your state program.. Just do it and have fun..
timmac 08/18/19 08:41pm Full-time RVing
RE: Jay Leno predicts demise of vehicles running on gas.

The news said, $150,000 for the 300 mile range and $180,000 for the 500-600 miles. That's not to bad of a price for a chassis that could be made into a motorhome that never needs gas/diesel, oil changes, tune ups, filters, exhaust, ect, etc.. I want one... :C
timmac 08/16/19 01:25pm Tow Vehicles
RE: Jay Leno predicts demise of vehicles running on gas.

Well if scientists are correct we'll be Borg ( Star Trek reference) in 80 years and have no need to travel, we'll all share a collective memory. Just as valid as any other WAG about the future. For those that watch CNN and believe their Fake News are already Borgs.. :C and then there are those that believe anything an orange monkey says is true. "Believe me" !! Far better than the monkey we had in office for 8 years prior :R
timmac 08/15/19 04:12pm Tow Vehicles
RE: Jay Leno predicts demise of vehicles running on gas.

Well if scientists are correct we'll be Borg ( Star Trek reference) in 80 years and have no need to travel, we'll all share a collective memory. Just as valid as any other WAG about the future. For those that watch CNN and believe their Fake News are already Borgs.. :C
timmac 08/10/19 09:42pm Tow Vehicles
RE: Jay Leno predicts demise of vehicles running on gas.

Do you see the same? It is relevant to us with Tesla's plan to release their pick-up with the same towing capabilities as F150 and their soon-to-be-launched semis that I'm sure manufacturers can modify into RVs. Jay Leno added that currently, there is no more reasons for people to buy mid-range luxury gas-fed cars as its performance is matched by mid-level electric cars and entry-level Tesla and so much economical to run and maintain. Yep Jay is correct, ICE will soon be a dinosaur, I suspect in 10 years over 60 percent of new cars/trucks sold will be electric. Did you know Ford already has a all electric F-53 motorhome chassis.. My old 2008 Bounder is going to be with me for a very long time, no reason to waste money on a new ICE motorhome cause soon it will be worthless along with satellite TV..
timmac 08/10/19 09:32pm Tow Vehicles
RE: update on my 5star tune

5 Star Tuning did wonders to my motorhome, 08 Bounder V-10, 5 Speed trans, it has the full Banks Power Pack System so I did notice a little better mpg but not much, I also run the next grade up in octane, it runs so much better with higher octane and the transmission shifts great and holds in 5th longer than stock mode. I have found the best way to get better mpg is to drive it like your 99 years old..
timmac 08/10/19 09:23pm Class C Motorhomes
RE: capital one credit card

Just had a long conversation with capital one about my permanent home address. They said I cannot use UPS store as my address. If I did not provide them with a building address they were going to cancel my credit cards. So I gave them the address of campground I am currently staying at. Anyone else have this problem? With Capital One sloppy handling of your private info why than keep the card.. Plenty of other banks that will offer with a P.O. box address..
timmac 08/06/19 10:20pm Beginning RVing
RE: Car and Driver octane test

I can tell you my V-10 Excursion always ran better on 93 than it did on 87. X2 The V-10 in my Bounder runs better on 89 or higher and gets better mpg.. Though I think the full Banks Power Pack System and 5 Star Tuning is why it likes the higher octane..
timmac 08/05/19 01:25pm Tow Vehicles
RE: Ford 7.3L V8 Power Numbers & They Are Lower Than We Thought!

Jeez what's the point Ford less HP and almost the same torque as the 3 valve V-10 in the F-53... Likely better fuel economy and lower cost to build. Yes Ford even admitted it will have a lower cost to build but no one knows the true mpg yet, Ford has not said a word about it.. I suspect it will only be a tad better than the V-10 at best...
timmac 08/04/19 04:22pm Class A Motorhomes
RE: Time to place your bets

My guess is that Ford will be revealing the power and Torque specs of the new Powerstroke before too long. Anyone care to put their guess down in print? I'm going to guess 1050 lbft of torque and 496 HP. If the numbers are anything like the new 7.3 gas V-8 it wont be impressive..
timmac 08/03/19 08:46pm Tow Vehicles
RE: Ford 7.3L V8 Power Numbers & They Are Lower Than We Thought!

Why? It’s cheaper and utilizes components used on the smaller V8. I’d worry more about the ten speed trans. Yes that is a fact, Ford wont be making 2 versions of the V-10, 2 valve and 3 valve so that will save money and yes the 10 speed will have issues like the 10 speed in the F-150 is having..
timmac 08/03/19 08:05pm Class A Motorhomes
Sort by:    Search within results:
Page of 20  
Next


New posts No new posts
Closed, new posts Closed, no new posts
Moved, new posts Moved, no new posts

Adjust text size:

© 2019 CWI, Inc. © 2019 Good Sam Enterprises, LLC. All Rights Reserved. | Terms of Use | PRIVACY POLICY | YOUR PRIVACY RIGHTS