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 > Your search for posts made by 'toedtoes' found 627 matches.

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RE: Casita vs "conventional" small trailers

The egg trailers (casita, escape, etc) are very well built. With the molded fiberglass you have less issue of leaks and no delamination. My class C is a molded figerglass and it is still in great shape (44 years old). One thing to really look at with any small trailer is the tank capacities and the GWR. Some are very limited. Before I got my FnR trailer, I looked at everything under 21ft. I had decided on the Escape 19ft. It seemed to meet my needs better than any other.
toedtoes 11/13/19 08:08pm Travel Trailers
RE: Signing a power of attorney for bank when selling your RV

No one had any issues with it. The bank was just down the street from the dealership and per the salesman it was standard process. But that's not the point. I was just clarifying that it doesn't always happen the way you indicated.
toedtoes 11/13/19 08:02pm General RVing Issues
RE: Yes boys and girls, you REALLY need to carry a spare...

It does not count as a claim, however it is kept in their system. Years ago a section of fence came down. I called the insurance company and due to it being just 4 ft of fence, it was not worth claiming. The rep informed me that if I filed a claim later for the fence, they would deny it - because I had informed them that the fence was damaged. It won't happen every time, but it does happen.
toedtoes 11/13/19 07:59pm Class C Motorhomes
RE: Signing a power of attorney for bank when selling your RV

Then that transaction was not actually an auto loan where there was to be a lien placed on the auto. It was a personal loan of some type where you used the funds to purchase a vehicle. These transactions happen all the time when the bank doesn't want or doesn't need to perfect a lien. Almost assuredly it was a bank where you have a long standing and good relationship where the security of a lien on the title was unnecessary. It was. I had a preapproved loan. I went to the dealership and they wrote up the documentation. I took that to the bank. They then gave me the cash and I went back to the dealership to finalize the transaction. The bank had the documentation for the lien on the title before giving me the money. Had I reneged and not paid the money to the dealer, then the bank would have gone after me for the money.
toedtoes 11/13/19 06:07pm General RVing Issues
RE: Signing a power of attorney for bank when selling your RV

You can easily do a "conditional power of attorney" or "conditional lien release". The document will include language that more/less states you're giving up your rights in exchange for the payment. The document is invalid without payment being received. We do it all the time. Exactly. And all that will be spelled out in the document.
toedtoes 11/13/19 06:02pm General RVing Issues
RE: Signing a power of attorney for bank when selling your RV

JRScooby, the "red alarm" on that transaction is that the buyer signed over a check made out to himself to pay your friend. That was NOT the same as cashing a check and then giving you the cash. By signing over the check, the seller basically wrote your friend a check. And it was subject to the same risks that accepting any other check incurs. Back then we where told a cashiers check, where I would have to give cash to the bank, and take the check was "guaranteed money". And at the time, I assumed the money I had in, and ran thru the bank would mean the bank would do any checks needed for me, like the call to the other bank. The check value was equal to the agreed sale price of both trailers. I also assumed the banker was basically cashing the check/guaranteed money for the buyer, and depositing part of the money in my account, and part in friends. IMHO, it should of been our bank that took recourse about the fraud, but just push some buttons, bank has their money back, we got the shaft. As an added note, don't ever let someone cash a check written out to themselves at your bank to give you the cash. If the bank uses your account to "verify" or "ensure" the check, then they can take your account funds if that check bounces. Always make the person cash their check at THEIR bank or at a bank you have no association with (and don't go to the counter with them) - that way you will not be held liable if the check is bad. But if I was to pick up cash at another bank, I would need to carry the cash from there to my bank. With the amounts involved, I would need to worry about 2 classes of people, one of which has a legal right to kill me if I tried to prevent them from taking the money. After this I learned I should of gone to the buyers bank, watch the check printed, and carry it to my bank. Or better, a wire transfer. The police were right in that it was a civil matter. It was simply a bounced check as far as your friend's interests were concerned. Had the buyer cashed the check at his bank, then gave your friend the cash, then it would have been a criminal act of forgery and the BANK could file a criminal complaint. No, while it might of been a legal, but was not right. If friend or I had beat the bank, police would of come for us. Friend is a law abiding man, and never broke even on the deal. The way I did it, I was able to sell a newer trailer, and the trailer bought from me disappeared into the same hole as the money he used to pay for it. First, a cashiers check is not "guaranteed" once it leaves the issuing bank. Regardless of anything else. Second, having money in a bank WILL mean that they will do things like call the other bank, cash the check, etc. That is because your account with them is their protection. If the check is bad, they recoup the loss from you. They will always protect their own loss first. And having the bank call another does NOT ensure the check is good. All it does is verify that information on the check is real, not that THIS check is real. Third, your bank will NEVER guarantee a check made on another bank. Whether it's a money order, personal check, or cashier's check. When your bank deposits a check into your account or cashes it, they do so on good faith with the understanding that if the check is bad, they will withdraw that money back out from your account. That's why they sometimes put a hold on the check funds - because they want to make sure you have that money still available if the check bounces. Fourth, your bank has no legal recourse. You have civil recourse for the failure of payment. The bank named on the check has civil and criminal recourse for forgery. Your bank was just a middle man and has no injury - they didn't lose any money AND they were not crminally victimized. Fifth, your fear and dislike of the police is a completely separate issue. That you are afraid of "a class of people who have the legal right to kill you if you try to keep them from taking your money" has nothing to do with a reasonable effort to safely make the transaction.
toedtoes 11/13/19 12:08pm General RVing Issues
RE: Dirt

I'm not obsessive about dirt. But I much prefer floors to carpet. I just find carpets require too much work to maintain. I hate vaccuuming up pet hair. I hate trying to clean up a spill on carpet - try cleaning up spilled bubble bath! I much prefer a quick sweep when needed and a rag to wipe up a spill.
toedtoes 11/13/19 09:01am General RVing Issues
RE: Signing a power of attorney for bank when selling your RV

The check is going to be made payable to the seller. It is sent to the buyer so they can exchange it for the RV. When a bank makes a loan for a vehicle they never, ever just give cash or a check payable to the borrower and hope they then complete the transaction. With enough imagination, it is possible to concoct a wacky scenario were any transaction could be a fraud. Even "meet me at my bank and I will give you cash" could just be a trick to steal your RV when the buyer's accomplice is waiting outside to bop you over the head and steal back the money. In this case, it sure sounds like the OP has investigated it enough to know the transaction is legit and I think they would be walking away from a sale should they resist following the steps the bank is providing. Many years ago, I was selling a trailer, (Not RV) and a friend was selling another. The buyer met us at a local bank where both sellers had accounts. Buyer had a cashiers check drawn on his bank couple hundred miles away, made out to himself. Banker made some calls to bank, credited my and friend's account, we signed titles, banker notarized, went to lot, hooked trailers to his trucks, had a round of beer. All was good for about 3 weeks, until the banks figured out the buyer had copied the check. My friend went to the Sheriff in buyers home county to make a report, was told it was a civil matter, hire a lawyer and sue. (Might of been a racial issue, I might of had better results) Nearly bankrupted my friend. Was enough outlaw in me to get my trailer back, but bouncing checks still cut me deep. WRVPO, Not all financing results in a bank written check made out to the seller. My last car loan, they deposited the funds into my account and I took it out in cash to pay the seller. JRScooby, the "red alarm" on that transaction is that the buyer signed over a check made out to himself to pay your friend. That was NOT the same as cashing a check and then giving you the cash. By signing over the check, the seller basically wrote your friend a check. And it was subject to the same risks that accepting any other check incurs. As an added note, don't ever let someone cash a check written out to themselves at your bank to give you the cash. If the bank uses your account to "verify" or "ensure" the check, then they can take your account funds if that check bounces. Always make the person cash their check at THEIR bank or at a bank you have no association with (and don't go to the counter with them) - that way you will not be held liable if the check is bad. The police were right in that it was a civil matter. It was simply a bounced check as far as your friend's interests were concerned. Had the buyer cashed the check at his bank, then gave your friend the cash, then it would have been a criminal act of forgery and the BANK could file a criminal complaint.
toedtoes 11/13/19 08:53am General RVing Issues
RE: Signing a power of attorney for bank when selling your RV

Again, without reading the POA paperwork everything here is an assumption. The POA may only provide a single specific function and may be predicated on a certain action having taken place first. The paperwork will detail that function and certain action. That will tell the OP whether it is prudent to sign it or not.
toedtoes 11/13/19 08:31am General RVing Issues
RE: Dog Attack

Service dogs ARE service dogs. They are trained to perform a specific task for those with disabilities. That disability may not be readily apparent (such as those trained to warn the person of abnormal diabetic levels or seizures, etc). Some service dogs are trained to perform specific tasks to assist a veteran through a PTSD episode - while that may sound similar to an emotional support dog, it is not. These service dogs are trained to lay on top of the vet until the episode passes or to actively disrupt the episode by barking or performing another specific task. They do not simply provid comfort to the vet. "Comfort" or "Emotional support" dogs are NOT service dogs. They are not trained to perform a specific task for a person with a disability. There are laws that may provide for them, but they are NOT protected under the ADA. This is the most abused category - because any dog (or other pet) can provide "comfort" and "support" simply by being there. Therapy dogs are NOT service dogs. They are NOT trained to perform a specific task to assist someone with a disability. They are provided access to hospitals, etc., through specific programs and/or agreements with the facility. They are NOT protected under the ADA.
toedtoes 11/13/19 08:23am Beginning RVing
RE: Yes boys and girls, you REALLY need to carry a spare...

Because tires are a maintenance item I assumed that damage from a blow out would not be covered by insurance? I believe the tires themselves are not covered. But if damage occurs to the vehicle due to the blow out, then that damage is covered. Just like your brakes. Insurance doesn't cover replacing brakes, but if you are in a wreck because the brakes failed, then the damage from the wreck is covered.
toedtoes 11/12/19 01:58pm Class C Motorhomes
RE: Propane Tank Gauge,recomendations please

I was merely stating that there are places that fill tanks that way. .I believe it's westernrvparkowner who tells the story of crawling under a Class A to "top off" the propane and it takes 75ยข worth. So I think he charges a minimum.Yes and I have seen a line of 2 or 5 lb cylinders getting filled. PITN compared to filling a single 30 lb. A certain amount of propane is vented off too for each connection. So I guess now everyone should have 30lb container only because anything less is not worth doing the job. Obviously not everyone thinks they are a PITN if there are lines of them being refilled - neither the customers who use them or the business that fills them. I don't care if you want to wait until your tanks are empty, but I prefer to fill mine at home before the trip than in the middle of my trip - if that means filling it somewhere between 1/2 full and empty then so be it.
toedtoes 11/12/19 01:53pm Fifth-Wheels
RE: Propane Tank Gauge,recomendations please

agree..i'm not paying for the full bottle if I am topping off for a trip.. maybe it;s a Cali thing? Not a California thing. None of the places I get propane at do it this way. And no one has ever whinged because it wasn't totally empty when I came in.
toedtoes 11/12/19 01:45pm Fifth-Wheels
RE: Propane Tank Gauge,recomendations please

IMO, the gauge isn't to determine exactly how much propane there is, but rather to determine if you are getting low enough that it makes sense to refill now instead of waiting until you actually run out. For that purpose, the gauges work well enough. I have to ask why? I treat my two 7 Gallon (30#) tanks as one 14 gallon (60#) tank, when auto cutover happens it is tome to get a fill up. Why take in a partially full tank to have filled, I personally think doing that is a waste of mine and the attendants time and effort. How is it a waste of time - it's no different than filling your vehicle fuel tank when it's half empty. If I'm going for a short time, then I may wait to fill. But if I'm going for a couple weeks or more, I'd rather start full up then have to worry about driving a couple hours on curvy mountain roads to find a place to refill because I needed that half tank's worth.
toedtoes 11/11/19 08:57pm Fifth-Wheels
RE: Propane Tank Gauge,recomendations please

IMO, the gauge isn't to determine exactly how much propane there is, but rather to determine if you are getting low enough that it makes sense to refill now instead of waiting until you actually run out. For that purpose, the gauges work well enough.
toedtoes 11/11/19 07:09pm Fifth-Wheels
RE: Dirt

This is why it's recommended that folks with allergies, asthmas, etc., eliminate carpeting in their homes. Not only does carpeting retain dirt and such, it also creates a film of disintegrated backing that gets wafted through the air.
toedtoes 11/11/19 05:00pm General RVing Issues
RE: Signing a power of attorney for bank when selling your RV

In order to give them power of attorney, you have to sign. Have you read the document? What is it authorizing? Until you read the document, everyone is just guessing what it means. Find out for certain - READ THE DOCUMENT.
toedtoes 11/11/19 02:44pm General RVing Issues
RE: Propane Tank Gauge,recomendations please

I have ones like Chuck indicated (Astor Propane Tank Pressure Barbeque Gauge). While it's not exact, it gets me close enough to know the tank is "just about" empty so I can fill it before a trip instead of having to fill it two days into my trip when it's empty.
toedtoes 11/11/19 02:30pm Fifth-Wheels
RE: More campers than parks

Maybe some "definitions" are in order at this point? i.e.: 1. What is a Mobile Home park? 2. What is a Recreational Vehicle park? 3. What is a Campground? IMHO, 1. and 2. appear to be getting really mixed up lately whenever we're out and about for recreation in our Recreational Vehicle - whether it be weekends or during the week. I know it's probably expensive to have signs repainted ... but it sure would be helpful to us if many of the "RV Parks" would change their signage to read "Mobile Home Park" so that we would not waste our time pulling in to register for a night or two or three, only to be frustrated with no sites available. :) I have always tried to differentiate between RV parks and campgrounds. Many of the comments here have been about RV Parks and that it is difficult to get a spot because of longterm residents taking them up. That is a different problem than the OP's. The OP is trying to get into a state park campground which is short term only.
toedtoes 11/09/19 03:08pm General RVing Issues
RE: I take back all the good stuff I've said about Les Schwabs!

"its not L/S FALT" Now that's funny! He works for LS and LS is the one responsible for the vehicle. "When I got home, I realized they ordered load C tires instead of load D." How many others did they do this too? You misread my post. The guy who took the tires OFF was not an LS employee. He was the guy who bought my truck. However, he had been an auto mechanic for over 40 years and knew what he was doing. He did not screw it up - LS screwed up by overtightening in the first place. I have family in the auto repair business - if they overtighten, they take responsibilty for that. And it was NOT LS who ordered me the load C tires by accident. It was Americas Tires. I mentioned that because when I realized the wrong tires were ordered Americas Tires fixed it within moments - no denying blame, no accusing me of trying to rip them off to avoid blame. They just fixed the error as quickly as possible.
toedtoes 11/09/19 02:51pm Tow Vehicles
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