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 > New to RV’ing need advice

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sayoung

Tx

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Posted: 01/07/19 06:27am Link  |  Print  |  Notify Moderator

Might be better to either change carreeers to something that pays better or get a part-time job & get out of debt. Living in a RV with 3 kids won't be any cheaper plus maybe will get really stressful..
If your Wife doesn't work maybe it's time for one to work days and the other on the night shift. Spending money to get out of debt in most cases just leads to more debt.
I am one that never worked in the field of my education, kept doing what I did to get thru school. Never understood going so deep in debt for a career that couldn't pay for itself.

wanderingaimlessly

SOBOVA

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Posted: 01/07/19 06:29am Link  |  Print  |  Notify Moderator

Not necessarily suggesting your goals are workable for most people but if you are looking in this direction, some things to consider
Being In Alabama, you WILL need two AC units.
Room for 5 will need a 35+ foot unit preferably with a separate bunkroom.
When planning around location, IF you are going to have to pay the electric bill separate from lot rent, know that it will be high, 2" thick walls and single pane windows are not great at keeping the unit cool.

Not suggesting or promoting this brand or line, but a unit of this or a similar base design would likely be a starting point.

https://www.keystonerv.com/fifth-wheels/hideout/floorplans/308bhds-fifth-wheel/

This is an entry level 5er Not a 4 seasons full timer unit.

Good luck

2naEagle

McCalla, AL

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Posted: 01/07/19 06:30am Link  |  Print  |  Notify Moderator

ShoalsChiro you have gotten some good advice so far.

If you are doing this to "Downsize" please think long and hard before doing it.

Seek out some good financial advice. (Maybe something like Dave Ramsey)

I would not suggest this course of downsizing action to my children.


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Halmfamily

Munford, AL

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Posted: 01/07/19 06:39am Link  |  Print  |  Notify Moderator

You can a get a decent manufactured home for $55000 and find a nice place to put it. In the end you'll be ahead of the game, the family will be more comfortable and you won't take as big as loss when it comes time to sell.


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Cummins12V98

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Posted: 01/07/19 06:59am Link  |  Print  |  Notify Moderator

Me Again wrote:

Buy the time you can fine a place to put it that you can afford, I do not think you will want to raise young children in that environment. Think about them and their future as your number one priority.

Google some parks that you think you might be able to afford and go drive threw them and look at what you see there!


Completely agree!


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Cummins12V98

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Posted: 01/07/19 07:00am Link  |  Print  |  Notify Moderator

Tyler0215 wrote:

You are struggling with student loan debt, but you have a budget 55k for a new RV? Whats wrong with this picture?????


BAM!!!

ppine

Northern Nevada

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Posted: 01/07/19 07:26am Link  |  Print  |  Notify Moderator

Buy a used rig and don't spend more than $20k.

MNGeeks61

Minneapolis, MN

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Posted: 01/07/19 07:27am Link  |  Print  |  Notify Moderator

Cummins12V98 wrote:

Tyler0215 wrote:

You are struggling with student loan debt, but you have a budget 55k for a new RV? Whats wrong with this picture?????


BAM!!!


x2 plus his profile links to an rv park. lol

* This post was edited 01/07/19 07:33am by MNGeeks61 *

MNGeeks61

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Posted: 01/07/19 07:32am Link  |  Print  |  Notify Moderator

I don't think there's enough info here, but don't put 55,000 into an RV. Buy a mobile home or maybe an apartment or even a park model with upgraded insulation.

We spent 50k on a park model in a campground that we own the lots (HOA type). Our payments are spread over 12 years and around 250 per month. We have a loft that allows one person to have their own little 8 by 10 room, anyone else would be on a couch or futon. Electricity, water, lot rent would be things to consider in an RV park. Definitely cheaper than a house payment @ 1000-1200 per month. But environmental factors may vary.

DownTheAvenue

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Posted: 01/07/19 08:18am Link  |  Print  |  Notify Moderator

On the surface, RV living seams cheap. There are hidden costs. With three small children, you will spend $20 a week just at the laundromat. The lack of storage and small refrigerator means you cannot take advantage of grocery sales and stock up. That could easily cost another $20 a week. RVs are energy inefficient. Most long term parks require you to pay for electricity. Propane to heat in the winter will be expensive- RV furnaces are horribly inefficient. This could easily add up to another extra $20 a week over conventional housing. This is over $3000 annually in extra costs.

There are only two problems with any finances: not enough income or too much spending. Most families suffer from both. You would be better off obtaining conventional but cheap housing to save money while finding ways to trim your expenses and increasing your income. (Hint: you don't need two cars both with payments!)

Dave Ramsey, as previously mentioned, is extreme but it works. That is a much better approach than a $55,000 RV!

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