RV.Net Open Roads Forum: Truck Campers: Rv lien checks

RV Blog

  |  

RV Sales

  |  

Campgrounds

  |  

RV Parks

  |  

RV Club

  |  

RV Buyers Guide

  |  

Roadside Assistance

  |  

Extended Service Plan

  |  

RV Travel Assistance

  |  

RV Credit Card

  |  

RV Loans

Open Roads Forum Already a member? Login here.   If not, Register Today!  |  Help

Newest  |  Active  |  Popular  |  RVing FAQ Forum Rules  |  Forum Posting Help and Support  |  Contact  

Search:   Advanced Search

Search only in Truck Campers

Open Roads Forum  >  Truck Campers

 > Rv lien checks

Reply to Topic  |  Subscribe  |  Print Topic  |  Post New Topic  | 
Page of 2  
Next
Sponsored By:
Lancey

vancouver

New Member

Joined: 07/04/2014

View Profile


Offline
Posted: 01/24/19 08:10pm Link  |  Quote  |  Print  |  Notify Moderator

Another question for you guys, how would I go about doing a lien check when buying a unit from the USA, or is it even nesasery? In Canada for cars its no problem, just a phone call. Not sure how liens work down south? Is it even somthing I need to worry about?

Thanks
Lance


2005 arctic fox 990 silverfox
2008 Silverado ltz drw duramax 6speed allison

1999 Kodiak k99 / 2008 ford f450 6speed manual. SOLD
1989 camperette SOLD
1985 okanagan SOLD
1990 northern lite SOLD
1995 northern lite SOLD
1997 Kodiak k99 SOLD

Lwiddis

Near USFS Glass Creek CG, Inyo County, CA

Senior Member

Joined: 08/12/2016

View Profile



Good Sam RV Club Member

Offline
Posted: 01/24/19 08:38pm Link  |  Quote  |  Print  |  Notify Moderator

Varies state by state. Which state?


Winnebago 2101DS TT & 2019 Chevy Silverado LTZ Z71, 300 watts solar-parallel & MPPT, Trojan T-125s. TALL flagpole for flags. Prefer USFS, COE, BLM, NPS, TVA, USF&WS, state & county camps. Bicyclist! 14 year Army vet - 11B40 then 11A - old MOS 1542 & 1560.


donn0128

Pronounced Ore-gun

Senior Member

Joined: 04/21/2005

View Profile


Offline
Posted: 01/24/19 08:38pm Link  |  Quote  |  Print  |  Notify Moderator

Unless the seller has title in hand it likely has a lien on it. Just sold my fiver. The title showed the lien holder but they had signed off on it then delivered the title to me.





d3500ram

Colorado

Senior Member

Joined: 07/31/2006

View Profile



Posted: 01/24/19 09:19pm Link  |  Quote  |  Print  |  Notify Moderator

It depends... since many states do not require registration for TRUCK CAMPERS, no title may be available for sale. All of my campers were bought and sold without a title... only an owner written bill of sale.

I did have one purchaser question a legitimacy of ownership. I had a bonafide document with VIN attached to my name by virtue of having insurance coverage. It quenched any fears on his behalf that I was in fact the legitimate owner.

Lancey

vancouver

New Member

Joined: 07/04/2014

View Profile


Offline
Posted: 01/24/19 09:32pm Link  |  Quote  |  Print  |  Notify Moderator

d3500ram wrote:

It depends... since many states do not require registration for TRUCK CAMPERS, no title may be available for sale. All of my campers were bought and sold without a title... only an owner written bill of sale.

I did have one purchaser question a legitimacy of ownership. I had a bonafide document with VIN attached to my name by virtue of having insurance coverage. It quenched any fears on his behalf that I was in fact the legitimate owner.


Right, in Canada they are just considered "cargo" so no plate or registration. This Particular camper is coming from wa and I do know it has a plate. Its a 2005, so I have a hard time believing that someone still owes $ on it, but its not outside realm of possibility lol

twodownzero

NM

Senior Member

Joined: 06/07/2014

View Profile


Offline
Posted: 01/24/19 09:59pm Link  |  Quote  |  Print  |  Notify Moderator

Some states have a system you can run it through for a small fee. Arizona has one. Not sure about the others. I recently bought a camper and it had a lien on it. The sellers included a lien release that was originally signed and notarized by the bank and I had no problem getting a title certificate for it, but of course I was nervous.

In theory there's no such thing as a "secret lien," but in reality that can prove to not be the case. Short of buying from a dealer, I'm not sure you can ever be 100% sure.

Jack Spratt

Maine

Senior Member

Joined: 08/05/2007

View Profile



Posted: 01/25/19 04:17am Link  |  Quote  |  Print  |  Notify Moderator

‘It depends... since many states do not require registration for TRUCK CAMPERS, no title may be available for sale. All of my campers were bought and sold without a title... only an owner written bill of sale.”

Maine also does not title truck campers, just a bill of sale


'11 GMC 2500 D/A 4x4
2017 Big Horn FL3750
Arctic Fox 811
'10 Yellow Lab to keep us on our toes.

Kayteg1

California > Nevada

Senior Member

Joined: 06/18/2015

View Profile


Offline
Posted: 01/25/19 05:50am Link  |  Quote  |  Print  |  Notify Moderator

I have seller's title on my Fleetwood even it is useless on West Coast.
But I would be carefull buying in states where title is required and seller doesn't present it.
It is possible somebody can sell the camper for cash while there is loan on it.
I assume campers in states with no registration can't be financed, but that might be worth checking as well.





monkey44

Cape Cod, MA and Central Fla

Senior Member

Joined: 11/12/2002

View Profile


Offline
Posted: 01/25/19 07:47am Link  |  Quote  |  Print  |  Notify Moderator

We got a signed Certificate of Origin and a bill of sale when we bought our Lance 845 new at an auction (Lance warrenty included). We made a copy and still hold the original too. We are not required plates for a TC in Florida. So, a bill of sale is sufficient to sell. I have no clue how to check for lien, altho, if a lien is on any RV or TC, I'd expect it to show at the registry.

I recently transferred to a Florida plate for my cargo trailer (bought in Mass a few years ago,) and the Registry only required a Certificate of Registration in Mass to issue new plate. She went on the Mass RMV site to look for liens and valid Registration in my name. Came up clean, so she handed me a new plate for some $$$ ... took five minutes.

That means to me that RMVs have ability to verify or check for liens. My guess if she found a lien, we'd have had to clear it before she'd issue new plate ...


Monkey44
Cape Cod Ma & Central Fla
Chevy 2500HD 4x4 DC-SB
2008 Lance 845
Back-country camping fanatic

path1

Varies with weather

Senior Member

Joined: 04/19/2012

View Profile



Posted: 01/25/19 11:14am Link  |  Quote  |  Print  |  Notify Moderator

WA state here also. Took me 3 years to get "legal" owner off from mine. On ours it turned out that in our loan that the "legal" owner (which was a credit union) was supposed to do paper work to reflect when the loan was paid off and the credit union being the "legal" owner released their interest. Call Credit union 3 times over the years. Finally got a one page letter saying the credit union has no interest or security in vehicle. Took that letter to lic place when tabs were due and the new paper work shows only me. No big deal but credit union should of done what we/they agreed to what the loan said IMO

I would call a lic place in WA to ask any questions.

* This post was edited 01/25/19 11:29am by path1 *

Reply to Topic  |  Subscribe  |  Print Topic  |  Post New Topic  | 
Page of 2  
Next

Open Roads Forum  >  Truck Campers

 > Rv lien checks
Search:   Advanced Search

Search only in Truck Campers


New posts No new posts
Closed, new posts Closed, no new posts
Moved, new posts Moved, no new posts

Adjust text size:

© 2019 CWI, Inc. © 2019 Good Sam Enterprises, LLC. All Rights Reserved. | Terms of Use | PRIVACY POLICY | YOUR PRIVACY RIGHTS