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Open Roads Forum  >  Travel Trailers  >  General Q&A

 > insurance companies and cost

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Snomas

Sedona, AZ

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Posted: 04/01/19 07:03am Link  |  Quote  |  Print  |  Notify Moderator

We just purchased a new 2019 Flagstaff 22 ft TT and can you experienced folks give me an idea of what insurance should Cost? We have used AAA insurance for our DP in the past and will ask them for a quote but I always check around to be sure I' m not over paying.


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KPetrick

Englewood

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Posted: 04/01/19 09:20am Link  |  Quote  |  Print  |  Notify Moderator

Snomas,

Any idea is just that, an idea. Many variables go into the quote. If you call Good Same Insurance Agency we can quote 4 different companies and get you the best coverage at the best rate. We can also see if it makes sense to bundle your tow vehicle with the TT. Keith

Fresno Tundra Driver

Fresno,Ca. USA

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Posted: 04/01/19 09:44am Link  |  Quote  |  Print  |  Notify Moderator

We've had a 28' 5th wheel since new in summer of 2002. Our insurance premium for it has ranged between $85-105 for the year.


E.Lee Galik

librty02

Western Pa

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Posted: 04/01/19 09:46am Link  |  Quote  |  Print  |  Notify Moderator

Snomas,
Way too many different variables here.
-State you live
-amount you insure the trailer for
-amount you insure what is inside the trailer for
-total loss coverage
-roadside coverage
-your credit score
-etc etc

Only you can call and get quotes from different Ins Agencies to get the prices you would pay

* This post was edited 04/01/19 09:52am by librty02 *


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LoudRam

Southern NJ

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Posted: 04/01/19 10:01am Link  |  Quote  |  Print  |  Notify Moderator

Check with your auto insurance company. We have our RV insurance bundled with our auto insurance. We're using Geico. As for price, like everyone already said, to many factors to even give a price.


Todd
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fdwt994

Indianapolis, IN

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Posted: 04/01/19 10:35am Link  |  Quote  |  Print  |  Notify Moderator

We insure our camper for $20,000. It's stored on a lot. Our auto insurer charges $268 premium for replacement with a $500 deductible.


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fitznj

nj

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Posted: 04/01/19 04:55pm Link  |  Quote  |  Print  |  Notify Moderator

I have State Farm for house, cars and TT; The annual TT premium is $125 for
liability/comprehensive; This is in NJ.


Gerry

garyemunson

Reno, Nevada

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Posted: 04/02/19 04:20am Link  |  Quote  |  Print  |  Notify Moderator

If you are old enough, we've found Hartford through AARP is the cheapest and comes with no charge towing option.

Mikesr

Lebanon Pa

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Posted: 04/02/19 05:07am Link  |  Quote  |  Print  |  Notify Moderator

No matter what insurance company you pick or how much your premium is I’d be more concerned about the level of coverage you have and how good the claim process is for that company.
That being said my motto is this, insurance is like hand grenades and parachutes, you don’t want a cheap one when you need it the most.


Mike and Donna
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Guy Roan

Florida

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Posted: 04/02/19 01:39pm Link  |  Quote  |  Print  |  Notify Moderator

We bought a new 37 foot travel trailer four years ago and insured in with Progressive.
The coverage was for what we paid for it and covered any damage and 100 percent if it was totaled, and that was for as long as we owned the trailer. The cost was $500 per year.
Along came hurricane Irma and totaled it with a five foot sea water surge. As soon after the hurricane as their adjuster was allowed in the area he took one look and totaled it. He took pictures, sat in his car and sent the info into his office. That afternoon we got a call from Progressive and said our check would be at a local insurance agency on the next Monday. Driving home after picking up the check we received a call from Progressive telling us that we still had two more months of coverage and wanted to know if we wanted a rebate or if we were replacing the trailer with another if we wanted for it to go for the new trailer coverage . We were absolutely amazed and naturally put it toward the new one.
It was the best $500 that I have ever spent in my life and we now have our new trailer and once again with the same coverage.

Guy

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