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Deuce222

wisconsin

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Posted: 04/04/19 08:40am Link  |  Quote  |  Print  |  Notify Moderator

what are the best places to get TT financing? Getting ready to order a TT and financing through dealer the best they can do is 6.2 %. With my excellent credit I'm sure I can do better but need to know were to start looking instead of just fishing in general.

Campfire Time

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Posted: 04/04/19 08:47am Link  |  Quote  |  Print  |  Notify Moderator

Credit unions.


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Iraqvet05

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Posted: 04/04/19 08:52am Link  |  Quote  |  Print  |  Notify Moderator

RV loan rates went up since we bought our last TT. We shopped for rates at our bank, a credit union that we have a credit card thru and USAA but in the end, the dealer had the best rate (US Bank). You may find that 6.2% APR is the norm, even with good credit.


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ependydad

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Posted: 04/04/19 08:55am Link  |  Quote  |  Print  |  Notify Moderator

Credit Unions or Bank of America. It's been a few years but BoA beat the rates of about 4-5 other credit unions when I was shopping for my last rig.

Additionally, you can often negotiate with the dealers on the interest rate.


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philh

Belleville MI

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Posted: 04/04/19 09:12am Link  |  Quote  |  Print  |  Notify Moderator

For our recent purchase, Dealer's source beat our credit union rate.

parker.rowe

Delaware

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Posted: 04/04/19 09:58am Link  |  Quote  |  Print  |  Notify Moderator

philh wrote:

For our recent purchase, Dealer's source beat our credit union rate.


Same here. Called the same bank directly and the said the best they could do was 2% higher WITH a much shorter loan term.

My credit union couldn't come close...and I have no problem getting better rates from them for car loans and such.


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troubledwaters

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Posted: 04/04/19 11:11am Link  |  Quote  |  Print  |  Notify Moderator

I would try Lending Tree to start with. Very few places advertise their rates anymore, but Lending will probably get you started. Also check out Lightstream (but you have to have excellent credit of you won't qualify).

Deuce222

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Posted: 04/04/19 11:26am Link  |  Quote  |  Print  |  Notify Moderator

ok thanks a bunch

goducks10

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Posted: 04/04/19 03:25pm Link  |  Quote  |  Print  |  Notify Moderator

My CU has new RV loans at 5.74%. So 6.2% is not out of line for good credit. It just may be their good credit rate. Rates vary, good credit or not.

Addy15

Minnesota

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Posted: 04/04/19 04:10pm Link  |  Quote  |  Print  |  Notify Moderator

I'd echo the recommendations to check with a credit union. Not sure the term you are thinking about, but the credit union we use is advertising rates starting at 4.35% for a 60-month term and on up to 6.35% for 120 months.

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