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georgelesley

Tennessee

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Posted: 08/23/19 09:12am Link  |  Quote  |  Print  |  Notify Moderator

Just talked to a friend of mine that just started drawing normal SS at age 62 last December. He is fully ritered and has been for over 5 years. Unfortunately, he now has cancer. He has been told by a friend that works in the SS system that he should apply for SS Disability.

He asked me what I thought. I told him I would be amazed if he had any possibility of a claim since he was already drawing the normal age 62 amount. He asked if he should see one of the disability lawyers and I told him sure, nothing to lose but maybe a few hundred bucks, but I cannot conceive how he might be eligible. So he is going to see a lawyer soon.

Why not, I guess but wonder if anyone here has had a similar experience?


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Horsedoc

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Posted: 08/23/19 11:56am Link  |  Quote  |  Print  |  Notify Moderator

Hope it works out, but a friend of ours just went through the process. She is already drawing SS retirement but still working. She developed breathing problems and was forced to quit work. Her claim was denied since she was already drawing SS.

Some smoothing talking attorney might be able to talk a judge into granting your claim, but it is a long shot. Hope it is different for you.

wa8yxm

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Posted: 08/23/19 04:11pm Link  |  Quote  |  Print  |  Notify Moderator

I would like to know how that works because I too am on SS but I believe I might just qualify for Disability.. Though I'm kind of impressive for like 10 minutes. working even 4 hours a day is out of the question..


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philh

Belleville MI

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Posted: 08/23/19 04:13pm Link  |  Quote  |  Print  |  Notify Moderator

My very limited knowledge, you can only collect disability if you can't work. Since she's already voluntarily not working...

sayoung

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Posted: 08/23/19 06:24pm Link  |  Quote  |  Print  |  Notify Moderator

georgelesley wrote:

Just talked to a friend of mine that just started drawing normal SS at age 62 last December. He is fully ritered and has been for over 5 years. Unfortunately, he now has cancer. He has been told by a friend that works in the SS system that he should apply for SS Disability.

He asked me what I thought. I told him I would be amazed if he had any possibility of a claim since he was already drawing the normal age 62 amount. He asked if he should see one of the disability lawyers and I told him sure, nothing to lose but maybe a few hundred bucks, but I cannot conceive how he might be eligible. So he is going to see a lawyer soon.

Why not, I guess but wonder if anyone here has had a similar experience?

If your friend is a veteran they may qualify for a VA non-service related disability pension. A buddy who is 75 just got one & still gets his normal work pension & SSI. He had a wreck driving a 18wheeler 2 yrs ago & damaged one eye.

Old-Biscuit

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Posted: 08/23/19 11:51pm Link  |  Quote  |  Print  |  Notify Moderator

Social Security at 62, for reasons unrelated to health, taking a 25 percent reduction in benefits for filing four years before full retirement age (currently 66 but gradually rising to 67 over the next several years). Six months later, you are diagnosed with kidney disease. You can file for SSDI, and if the claim is approved, you will get a higher benefit, backdated to when you applied for disability. (You will still not get your full retirement benefit, but the “reduction factor” for early retirement will shrink from four years to just the period when you were only eligible for retirement benefits.)

Full Retirement (65-67).....Disability amount is same as full retirement amount so you remain on SS vs Disability


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Pawz4me

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Posted: 08/24/19 05:18am Link  |  Quote  |  Print  |  Notify Moderator

There are about 200 SSDI compassionate allowance conditions. That means if you're diagnosed with one of those you get a slam dunk acceptance for SSDI. Not surprisingly, many cancers are on the list. If your friend has been diagnosed with a cancer that's on the list in all likelihood he will not need an attorney. Filing is generally straightforward, and I've heard of several people with one of those conditions getting approval within two weeks of filing.

In addition to an increased monthly benefit, a 62 yo person who qualifies for SSDI will be eligible for Medicare in two years (after 24 SSDI payments). Speeding up the time frame for Medicare qualification can make a big difference in insurance costs. That doesn't sound like it would be a huge thing for your friend, since if I'm reading right he'll be 63 in December. So even if he were approved for SSDI in a couple of weeks it would only speed up his Medicare qualification date by about three months. But for someone just turned 62 it could speed it up by almost a year.

SSDI compassionate allowance


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doxiemom11

Somewhere between MI and TX

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Posted: 08/25/19 03:11pm Link  |  Quote  |  Print  |  Notify Moderator

Our son in law's father drew SS disability and automatically changed him to his retirement SS when he became eligible. No choice.

bpounds

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Posted: 08/27/19 03:52pm Link  |  Quote  |  Print  |  Notify Moderator

I saw something recently where you can reverse your decision to draw SSI early, by repaying what you've received, and then waiting to reapply at a later date, receiving the larger payment just as if you had never applied early. Sort of a second chance. If your friend has only been drawing a few months, and can afford that, it might be a way to go, except reapplying for SSDI.

I'm no expert on that stuff, but it might be something to check out.


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Posted: 08/27/19 04:14pm Link  |  Quote  |  Print  |  Notify Moderator

From AARP website: wrote:

You're now in a position to wait until you are older and can collect a larger benefit. ... Social Security will let you withdraw your original application for retirement benefits only once, and it must be within 12 months of the date you first started claiming benefits.Oct 10, 2018


May be worth checking into....

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