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westernrvparkowner

montana

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Posted: 09/07/19 07:49pm Link  |  Quote  |  Print  |  Notify Moderator

sayoung wrote:

westernrvparkowner wrote:

sayoung wrote:

We have a couple we run around with, the wife has allways traded her car in for a new one at 30,000 miles no matter and has had a payment for over 40 years. She believes she will allways have a car payment. He gets a new truck every 3 years period. Just as my DW & I don't understand the logic, they don't understand us driving cars/trucks for 10to 15 years & just paying cash/trade for a new one .and have found some deals on a 2/3 year old vehicle at times.
It's not that goods & services are too expensive, it's your money is worthless. We never should have quit backing our money with gold & silver.
Did I miss something? Are your friends on welfare or eating dog food while you are enjoying a steak dinner? If not, it sounds like they are enjoying things that are important to them using that "worthless" money. What does the being off the gold standard have to do with anything? And why do you consider US currency "worthless"? You can use it to obtain almost anything your heart desires, including gold and silver. It has been my experience that the people who complain that US currency is worthless are people that don't have any.


My point of my friends spending vs mine is just different views people have about transportation and other areas.They don't mind being indebt in their mid sixtys and keep saying they can't retire. I prefer being retired, no debt, & yes we have a few bucks stashed but what we have may seem like we are paupers and to another we are uber rich. Do you understand now ?
No I don't understand. You posted that US currency is "worthless". I am asking why you feel that way. Apparently that "worthless" currency is allowing you to be retired. If it is so "worthless" why have any stashed? Do you stash other things that are "worthless"? If so, you should send your information to the producers of those "hoarder" shows. They always like to make fun of people who store vast amounts of things that are worthless.

rvshrinker

Beautiful Pacific Northwest

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Posted: 09/07/19 11:13pm Link  |  Quote  |  Print  |  Notify Moderator

Jayco-noslide wrote:

No doubt I'll get lots of disagreement on this. Just wondering how many young people on a budget are buying those nice trucks at $40000 and up; way up for a 1 ton diesel. And financing them for as many years as a home. Economically a bad choice. For starters the purchase price is up there with amazing luxury and sport vehicles and 2 to 3 times many really nice vehicles.. Brutal depreciation follows. Secondly, about half as far on each gallon as a compact car or even a small SUV. So the overall cost of ownership must be huge. Yes, sometimes we need a truck, such as for a 5th wheel or heavy trailer. I've done that but then my (used) truck was my only vehicle. I guess I don't have a point here except I worry for those that don't really know what's it's costing them. Also, lighter, vehicles with small lightweight engines are way greener if you care about that sort of thing. OK. I'm not perfect with my 30 ft. V-10 MH towing a Ford Focus.


No terrible depreciation at all. These big trucks keep their value amazingly well. Why I didn’t buy used.

No Tesla or Audi is going to pull my trailer. What’s the point in even making that comparison?

rhagfo

Portland, OR

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Posted: 09/07/19 11:29pm Link  |  Quote  |  Print  |  Notify Moderator

Jayco-noslide wrote:

No doubt I'll get lots of disagreement on this. Just wondering how many young people on a budget are buying those nice trucks at $40000 and up; way up for a 1 ton diesel. And financing them for as many years as a home. Economically a bad choice. For starters the purchase price is up there with amazing luxury and sport vehicles and 2 to 3 times many really nice vehicles.. Brutal depreciation follows. Secondly, about half as far on each gallon as a compact car or even a small SUV. So the overall cost of ownership must be huge. Yes, sometimes we need a truck, such as for a 5th wheel or heavy trailer. I've done that but then my (used) truck was my only vehicle. I guess I don't have a point here except I worry for those that don't really know what's it's costing them. Also, lighter, vehicles with small lightweight engines are way greener if you care about that sort of thing. OK. I'm not perfect with my 30 ft. V-10 MH towing a Ford Focus.


Why do think many young people are on a budget?
Two working members of a "young" with tech jobs, or even working a union construction trade can easily earn between $100,000 to $200,000 or more as a couple.
If one is willing to work in the right profession the rewards can be great. How they choose to manage it is their business.


Russ & Paula the Beagle Belle.
2016 Ram Laramie 3500 Aisin DRW 4X4 Long bed.
2005 Copper Canyon 293 FWSLS, 32' GVWR 12,360#

"Visit and Enjoy Oregon State Parks"


nickthehunter

Southgate, MI

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Posted: 09/08/19 06:47am Link  |  Quote  |  Print  |  Notify Moderator

Jayco-noslide wrote:

No doubt I'll get lots of disagreement on this. Just wondering how many young people on a budget are buying those nice trucks at $40000 and up;...
"on a budget" means you identify and plan for all sources of income and spending (including, savings, retirement, emergencies, contingencies, etc.). Sounds to me like these two young people are doing it right and know exactly what they are doing.

ScottG

Bothell Wa.

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Posted: 09/08/19 08:30am Link  |  Quote  |  Print  |  Notify Moderator

Grit dog wrote:

ScottG wrote:

A luxury vehicle that costs $75k weighs what? 5000#?
A new truck that costs $75K weighs 8000#+.

So you get more for your money with a truck. [emoticon]


Less dollars per pound! It's like the big trucks are on sale! I like it!
Scott how ya been? Hope summer been good for you


Hey there GD!
Summer has been great! Lots of trips to Wenatchee and around the state. Hope you've been able to enjoy all the sun as well.

Scott


Scott, Grace and Wesly
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Jim-Linda

Livingston, TX

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Posted: 09/08/19 09:26am Link  |  Quote  |  Print  |  Notify Moderator

Another version... In 1996 when we retired, we bought the last truck we would need.. 1996 Freightliner FL-60 extended cab with hauler flatbed. Truck was $53,000. Now, 23 years later, still driving same truck, pulling 38'HH, FULL TIME. Truck still runs good, looks good, few less bells and such on new trucks but been paid for 21 years. Back story, back in the day, we tried two pickups and a UD Nissan until the heavy trailers took its toll. YMMV

Jim

teejaywhy

Gilbert, AZ

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Posted: 09/09/19 07:45am Link  |  Quote  |  Print  |  Notify Moderator

Jayco-noslide wrote:


...I guess I don't have a point here except I worry for those that don't really know what's it's costing them...


We shouldn't worry about the blissfully ignorant, but there are a lot of them out there!


The Yost Outpost
Gilbert, AZ
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mich800

Pontiac, MI

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Joined: 05/30/2004

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Posted: 09/09/19 08:04am Link  |  Quote  |  Print  |  Notify Moderator

teejaywhy wrote:

Jayco-noslide wrote:


...I guess I don't have a point here except I worry for those that don't really know what's it's costing them...


We shouldn't worry about the blissfully ignorant, but there are a lot of them out there!


It actually borders on arrogant when you assume you know more about others financial decisions and understanding of the transaction than they do.

Terryallan

Foothills NC

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Posted: 09/09/19 11:03am Link  |  Quote  |  Print  |  Notify Moderator

Bert Ackerman wrote:

Terryallan wrote:

Bert Ackerman wrote:

westernrvparkowner wrote:

ScottG wrote:

gbopp wrote:

ScottG wrote:

A luxury vehicle that costs $75k weighs what? 5000#?
A new truck that costs $75K weighs 8000#+.

So you get more for your money with a truck. [emoticon]

Can we assume you sell trucks for a living [emoticon]


Ohh no! I've never been good at selling anything.
Here's the scary thing.. I bought my truck new in Oct. 2002 for $36K (sticker $42K). Now a similar truck is about 60K.
And in 2002 the median household income was $40,125, today it is over $60,000. So the increase in the price of trucks is almost in lockstep with the increase in household income. Sure wish healthcare and college education costs behaved as reasonably.


And a loaf of bread that was $1.19 in 2002, is now $1.89. When mom sent me to get it I didn't have a $75K truck. I had to walk there 4 miles in the snow, with no shoes, uphill both ways.


where you getting your bread. a loaf here is $2.59.


Walmart...the generic cheap white stuff that plugs up your colon and probably contains sawdust..........You must be buying that al la en-vogue artisan craftwork foofoo bread lol. If that's the case, grow a set and eat mans bread. Save the $1 a loaf and in about 65000 weeks you can buy a new terrible truck.



Nope. It is just Sara Lee White Bread. and it is cheaper than Sunbeam, or Wonder Bread.


Terry & Shay
Coachman Apex 288BH.
2013 F150 XLT Off Road
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Airdaile

On The Road

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Posted: 09/09/19 12:06pm Link  |  Quote  |  Print  |  Notify Moderator

All this complaining about frivolous spending is de riguere. Seems that anyone spending their own hard-earned money is a capitalist pig and the Starbucks crowd will have nothing to do with that kind. Excuse me, I wanted goat milk in my $7 latte.





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