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davonelson

Pensacola, FL

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Posted: 01/14/20 07:56pm Link  |  Quote  |  Print  |  Notify Moderator

Who is my best option for securing insurance for my well kept 2006 Sunnybrook 36BWKS 5th Wheel?

Lwiddis

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Posted: 01/14/20 08:02pm Link  |  Quote  |  Print  |  Notify Moderator

National General. Check online.


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Johno02

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Posted: 01/14/20 08:22pm Link  |  Quote  |  Print  |  Notify Moderator

talk to your home insurer.


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azdryheat

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Posted: 01/14/20 10:08pm Link  |  Quote  |  Print  |  Notify Moderator

My trailer is under my truck's policy.


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garyemunson

Reno, Nevada

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Posted: 01/15/20 06:26am Link  |  Quote  |  Print  |  Notify Moderator

I hate how insuance companies all seem to operate the same. Once you are a policyholder, they increase your rate every year at a pace higher than insurance rate inflation. After about 3-4 years you will save money by getting quotes again and switching companies. 3-4 years later, repeat. AARP/Hartford had the best rates last time we switched and included RV towing at no additonal charge.

schlep1967

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Posted: 01/15/20 06:53am Link  |  Quote  |  Print  |  Notify Moderator

If you are not interested in changing insurance companies "most of the time" your best option is to bundle it in with an insurance company you are already using.
In today's world of insurance you probably should get all of your documentation handy for everything you currently insure (home, auto, Rv, etc.) and start making calls to all of the major insurers. If you haven't done this in the last 5 years you may see a savings in the hundreds of dollars. It takes time and patience but it can be worth it.


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mtofell1

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Posted: 01/15/20 08:55am Link  |  Quote  |  Print  |  Notify Moderator

garyemunson wrote:

I hate how insuance companies all seem to operate the same. Once you are a policyholder, they increase your rate every year at a pace higher than insurance rate inflation. After about 3-4 years you will save money by getting quotes again and switching companies. 3-4 years later, repeat. AARP/Hartford had the best rates last time we switched and included RV towing at no additonal charge.


So true - I was with Farmer's for years and one day looked at my bill for 4 vehicles (some company, some personal) and just couldn't believe it. I called Progressive and Geico and they were both less than half for the same coverage.

fitznj

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Posted: 01/15/20 03:55pm Link  |  Quote  |  Print  |  Notify Moderator

I hate how insuance companies all seem to operate the same. Once you are a policyholder, they increase your rate every year at a pace higher than insurance rate inflation.

Does not apply to every Ins. Company; I've been with the same ins. company for 30? years. My rates are a lot lower than they were. Even
my home owners policy went down by %15 this year;

To the original OP question:
Ask you auto or home ins. company; My Camper is insured through my
auto/home company for < $200 per year.


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SusanDallas

Dallas

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Posted: 01/15/20 03:57pm Link  |  Quote  |  Print  |  Notify Moderator

Ditto
I switched from State Farm because my rates increased every year. I switched to Safeco and cut my rates almost in half. I have been with them for 3 years now and every year my rates have increased. Time for another change.

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