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 > Insurance Denying Claims

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T18skyguy

Eugene, OR

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Posted: 02/10/20 02:00pm Link  |  Quote  |  Print  |  Notify Moderator

Just wondering if you took it off road. I read an article by an RV engineer who mentioned that RV's are designed for on road use only. I hope something works out for you.


Retired Anesthetist. LTP. Pilot with mechanic/inspection ratings. 2017 Jayco Greyhawk 31FS. Wife and daughter. Three cats which we must obey.

colliehauler

Mc Pherson KS USA

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Posted: 02/10/20 02:49pm Link  |  Quote  |  Print  |  Notify Moderator

Insurance companies don't cover structural defects. Just like your car motor fails and needs replaced that would not be covered. All this should be in your insurance policy of what they cover and what they do not. If you have a extended warranty on the unit it should be covered.

* This post was edited 02/10/20 05:43pm by colliehauler *

schlep1967

Harrisburg, PA

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Posted: 02/11/20 06:37am Link  |  Quote  |  Print  |  Notify Moderator

Yep, like others have said you seem to be confusing the term "insurance" with "extended warranty".
I managed to get lucky and insurance did cover water damage for me. Long Story...
After taking delivery of my new trailer, bringing it home and parking it for a few months, when getting ready to use it I checked the tire pressures. When checking I found one of the tires was "C" rated and the others were "D" rated. Called the manufacturer and they sent me a complete rim and tire for replacement. Fast forward two years. Suddenly have a soft spot in the floor right behind the location that had the "wrong" tire in place. Take it to an RV repair place and there is no leak from the top. It seems when the unit was being towed in from Indiana, it must have blown the original tire and tore things open underneath the trailer. Towing in rain blew water up into the floor where it eventually rotted the floor out.
The insurance company tried the "It's a water leak and you didn't do proper maintenance" argument. I fought back with photo's of the underside of the trailer where the leak was and letters from the manufacturer saying there should be no routine maintenance of that area.


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colliehauler

Mc Pherson KS USA

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Posted: 02/11/20 08:22am Link  |  Quote  |  Print  |  Notify Moderator

What happened to the OP?

Dave H M

IL

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Posted: 02/11/20 08:29am Link  |  Quote  |  Print  |  Notify Moderator

colliehauler wrote:

What happened to the OP?


[emoticon] maybe the OP did not like most of the answers.

jdc1

Riverside, Ca

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Posted: 02/11/20 09:09am Link  |  Quote  |  Print  |  Notify Moderator

4x4van wrote:

You are describing a warranty issue, not an insurance issue. And since your trailer is 8 years old, you're out of luck unless you somehow have an extended warranty/service contract. Even then, the fine print will likely not go in your favor.


BINGO!

JIMNLIN

Oklahoma

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Posted: 02/11/20 09:25am Link  |  Quote  |  Print  |  Notify Moderator

The sidewall outside skin cracking at the slide bottom has/was a issue with many 5th wheel trailers even back as far as my '97 trailer.

Mine started cracking at the front corner. From the corner it worked down at slight angle. Drill stop the crack didn't help. Finally dropped by my rv dealer for their input. Service mgr gave me a 18" foot long piece of flat plastic molding.
I cut the skin all the way down (13") and sealed the crack with a sealer...then installed the molding with a sealer with two SS button head scrws over the crack. That was in '03/'04 and its never leaked.
Everyone noticed many 5ers came from the factory with flat piece of molding over that same place. I assume the factory cut the skin so it would stay under the molding.
My trailer had no frame stress issues.


"good judgment comes from experience, and a lot of that comes from bad judgment" ............ Will Rogers

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dodge guy

Bartlett IL

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Posted: 02/11/20 12:00pm Link  |  Quote  |  Print  |  Notify Moderator

Sounds like the front is flexing! This is common on 5th wheels that were built poorly. Not much you can do other than seal it up and check on why it’s flexing! I’m guessing the 5th wheel area was made with the wrong metal. Might want to do a search of this kind of failure.


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ReneeG

Meridian, Idaho

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Posted: 02/11/20 12:04pm Link  |  Quote  |  Print  |  Notify Moderator

Here's a site with resource information - RVTravel Resources


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Bobbo

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Posted: 02/11/20 06:51pm Link  |  Quote  |  Print  |  Notify Moderator

colliehauler wrote:

What happened to the OP?

He has a grand total of 1 post to his name. My guess is looking for another forum to validate his desires.


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