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PamfromVA

Bedford County, VA

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Posted: 04/06/20 08:31am Link  |  Quote  |  Print  |  Notify Moderator

Don't know if this applies to anyone else but since we have put all trips on hold until possibly the fall and our camper is parked on our property, I cancelled the insurance policy on the camper. I will initiate a new one once we get to travel again.

Our policy was good through 31 August so we are getting a reimbursement.


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Grit dog

Black Diamond, WA

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Posted: 04/06/20 08:55am Link  |  Quote  |  Print  |  Notify Moderator

As long as it doesn't burn down, tree fall on it or get stolen, you should be good! lol

FWIW, I don't insure all our toys either. If I did, I'd have paid more in insurance to date than the cost of replacing a couple of them. The TC is one thing I do carry insurance on, A. Because it's cheap to have and B. Because if there is a shop fire, it's not coming out until the demo outfit shows up to clean up the mess.


"Yes Sir, Oct 10 1888, Those poor school children froze to death in their tracks. They did not even find them until Spring. Especially hard hit were the ones who had to trek uphill to school both ways, with no shoes." -Bert A.

jdc1

Rescue, Ca

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Posted: 04/06/20 09:19am Link  |  Quote  |  Print  |  Notify Moderator

My insurance costs me $8.25/month. I'll keep it intact to insure against vandalism and fire.

DarkSkySeeker

Freestone, California

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Posted: 04/06/20 10:15am Link  |  Quote  |  Print  |  Notify Moderator

My sweetheart is an insurance broker, so of course I leave our policy up to her.


There is something special about camping in an RV.
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rk911

DuPage County

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Posted: 04/06/20 10:16am Link  |  Quote  |  Print  |  Notify Moderator

let’s hope it’s not damaged in a storm or catches on fire or by some troglodyte trying to break into it.


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Addy15

Minnesota

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Posted: 04/06/20 10:28am Link  |  Quote  |  Print  |  Notify Moderator

The terms of our loan require replacement coverage on the trailer until the loan is paid off. And even if that wasn't the case, even if I'm not traveling and the trailer is just sitting in my driveway, there are still all kinds of things that could happen to it. We won't be cancelling insurance.

* This post was edited 04/06/20 10:36am by Addy15 *

fj12ryder

Platte City, MO

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Posted: 04/06/20 10:37am Link  |  Quote  |  Print  |  Notify Moderator

We have ours set up so the insurance rate drops when the trailer is being stored. We notify them when we take it out to use it. Works well.


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thomasmnile

Lake Mary, FL

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Posted: 04/06/20 10:40am Link  |  Quote  |  Print  |  Notify Moderator

PamfromVA wrote:

Don't know if this applies to anyone else but since we have put all trips on hold until possibly the fall and our camper is parked on our property, I cancelled the insurance policy on the camper. I will initiate a new one once we get to travel again.

Our policy was good through 31 August so we are getting a reimbursement.



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Lwiddis

near Jawbone Canyon, CA

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Posted: 04/06/20 10:45am Link  |  Quote  |  Print  |  Notify Moderator

I want the protection.


Winnebago 2101DS TT & 2020 Chevy Silverado 1500 LTZ Z71, 300 watts solar-parallel & MPPT, Trojan T-125s. TALL pole for flags. Prefer USFS, COE, BLM, NPS, TVA, USF&WS, state & county camps. Bicyclist! 14 year Army vet - 11B40 then 11A - (MOS 1542 & 1560)


DownTheAvenue

Sunny South

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Posted: 04/06/20 12:55pm Link  |  Quote  |  Print  |  Notify Moderator

PamfromVA wrote:

Don't know if this applies to anyone else but since we have put all trips on hold until possibly the fall and our camper is parked on our property, I cancelled the insurance policy on the camper. I will initiate a new one once we get to travel again.

Our policy was good through 31 August so we are getting a reimbursement.


Of course I don't know what your RV is worth, whether you have a loan on it, or what you financial situation is. Having said that, canceling comprehensive insurance may be a mistake, as it covers fire, theft, vandalism, wind storm, and similar peril not related to accident while on the road and liability. If you have a loan where the RV is collateral, the lender requires you maintain insurance to protect them, and they will take out a policy that is outrageously expensive and add that cost to your loan balance.

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