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amerriott

Missouri

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Posted: 07/31/20 10:53am Link  |  Quote  |  Print  |  Notify Moderator

So, about a year ago, our 5th wheel got stuck and high centered. I was able to pull it out with my truck, but it took some effort. About a week or so after that, I noticed that a crack had developed in the sidewall, above the bedroom slide. Fast forward a year, 2 more sidewalk cracks have develop as well as an interior crack in the bedroom and a leak in the ceiling above the main slide. Several other smaller things have happened too (like not being able to get the bedroom door open). I am positive there is significant frame damage. These are not repairs that I can afford to pay for out of pocket. Does insurance normally cover something like this? It seems like every time we go camping, we notice more damage. Any advice?

ReneeG

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Posted: 07/31/20 11:09am Link  |  Quote  |  Print  |  Notify Moderator

Call your insurance company, it may be under comprehensive. We did significant damage to one side of our unit due to a tread separation in a tire and insurance paid $5k in damages and all under comprehensive.


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Lwiddis

Mono Basin National Forest Scenic Area

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Posted: 07/31/20 11:15am Link  |  Quote  |  Print  |  Notify Moderator

Report it quickly. Your policy may have a time limit on claims based on damage date.


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ItsyRV

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Posted: 07/31/20 03:29pm Link  |  Quote  |  Print  |  Notify Moderator

It could be covered but you may run into a denial due to the timing. When you first noticed any damage, that was when you should have had it evaluated. They may claim all subsequent damages were due to your own negligence and improper care by continuing to use the RV.


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ReneeG

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Posted: 07/31/20 03:49pm Link  |  Quote  |  Print  |  Notify Moderator

ItsyRV wrote:

It could be covered but you may run into a denial due to the timing. When you first noticed any damage, that was when you should have had it evaluated. They may claim all subsequent damages were due to your own negligence and improper care by continuing to use the RV.


Agree.

opnspaces

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Posted: 07/31/20 04:51pm Link  |  Quote  |  Print  |  Notify Moderator

True they might deny the claim, but you won't know until you try.


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SDcampowneroperator

South Dakota

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Posted: 07/31/20 08:07pm Link  |  Quote  |  Print  |  Notify Moderator

I have seen this before, hard pulling to unstuck a 5er bent the frame where the pinbox is mounted to the members under the overhead floor. Yes you have a problem.
This is why its not advisable to use a gooseneck extension on most 5ers, because of the added leverage. I hope you have comprehensive ins.
A truck frame repair shop is the place to go, not an rv shop.

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