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Open Roads Forum  >  Full-time RVing

 > Question on Full timer ins.

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dutchev

tilton nh

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Joined: 03/24/2010

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Posted: 09/01/20 01:04pm Link  |  Quote  |  Print  |  Notify Moderator

We have been fulltiming for 10 yrs. we are with Progressive. we just were evacuated from a wildfire but luckily all was safe but began to look closer on my policy. I have 40,000 in personal contents. most of this is in musical equipment. found out that there are caps on certain items. i was told by progressive that they could not schedule items, they put me onto good sam's and RV ins. solutions. Has anyone tried to schedule items or have run into this issue thanks

Second Chance

Wherever...

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Posted: 09/01/20 02:50pm Link  |  Quote  |  Print  |  Notify Moderator

Did you ask Progressive if they can issue a Valuable Personal Property (VPP) policy? That's what USAA did for us. This is in addition to our renters' policy to cover contents, an umbrella policy for liability, and the usual auto policy to cover both vehicles and the RV. Of course, state insurance commissions govern what can be done in each state, so what a particular company like Progressive or USAA can do in one state, they might not be able to in another (we are domiciled in Texas).

Rob


U.S. Army retired
2020 Solitude 310GK-R
MORryde IS, disc brakes, solar, DP windows
(Previously in a Reflection 337RLS)
2012 F350 CC DRW Lariat 6.7
Full-time since 8/2015


Lwiddis

Monterey, California

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Posted: 09/01/20 04:20pm Link  |  Quote  |  Print  |  Notify Moderator

You have recent appraisals on all these items?


Winnebago 2101DS TT & 2020 Chevy Silverado 1500 LTZ Z71, 300 watt solar-parallel & MPPT, Trojan T-125s. TALL flag pole. Prefer boondocking, USFS, COE, BLM, NPS, TVA, state camps. Bicyclist14 yr. Army vet-11B40 then 11A - (MOS 1542 & 1560) IOBC & IOAC grad


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